USDA and FHA Pro and Con in The-Woodlands, Montgomery County, TX
In 2025, the USDA loan ceiling for The-Woodlands, situated in the county of Montgomery, TX, is $285,000, whereas the FHA limit for a single-family property is $356,362.
Utilize Lendersa® USDA loan calculator to compare the current top rates between USDA and FHA. Assess the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side-by-side to find the best fit for you in Alabama.
2025 Loan Limits and Down Payment Requirements in The-Woodlands, County of Montgomery, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in The-Woodlands, TX
The main objective of Lendersa® is to quickly and easily connect you with the best USDA or FHA loan without any hassle. You have three starting options to choose from, which lead you to matching lenders and relevant USDA loan programs.
The USDA home loan, also termed as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. It's available exclusively in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, the USDA loan offers the advantage of requiring no down payment at all.
East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.
Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize.
We pride ourselves on providing technologically advanced products and competitive pricing
America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.
Ellis County Teachers & Employees Federal Credit Union
61 Northgate Drive, Waxahachie, TX, 75165
Ellis County Teachers & Employees Federal Credit Union, you’re a member, not a number. Our goal is to put our members first in all we do.We provide products and services that help the financial stability and economic growth for both our members and our community. As part of your community, we plan for the future to help individuals achieve.
130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.
TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
The mission of First State Bank of Burnet is to make a profit for its shareholders while serving the financial needs of our communities, businesses, & citizens. First State Bank of Burnet is a responsible citizen & a business leader of our communities, and we will not knowingly take actions that are adverse to the best interest of our communities.
