USDA Vs. FHA your options comparison in Shenandoah, Montgomery County, TX
For 2026, the USDA loan ceiling in Shenandoah, in Montgomery county, TX, stands at $336,500. By contrast, for a single-family home, the FHA ceiling is $472,030.
Try out the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates, and identify the income, credit, reserves, and documentation needed for eligibility. Our enhanced mortgage calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA programs to aid in determining the best choice for your financial needs in .
2026 Loan Limits & Downpayment Criteria in Shenandoah, Montgomery, TX
Type of Loan
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Shenandoah, TX
Lendersa® aims to quickly secure the best USDA or FHA loan for you with minimal hassle. Choose one of three entry points for lender matching and USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, also called a USDA rural development mortgage, is designed for rural areas and requires no down payment, unlike FHA loans which mandate a 3.5% minimum down payment.
2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
Lends in Texas
One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect
26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
Lends in Texas
Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
480 Wildwood Forest Dr, Suite 802, Spring, TX, 77380
Lends in Texas
CLM Mortgage the preferred lender of Chesmar Homes, has branches in Houston & San Antonio. Our loan officers offer excellent service and explain the loan process to you so it's easy to understand, and we'll work to get you the best rate available for your loan. We work with all borrowers throughout the state of Texas.
2001 Timberloch Place, Suite 500, The Woodlands, TX, 77380
Lends in Texas
Traditions Mortgage Group is buying, selling, refinancing, or buildingyour dream home, you have a lot riding on your loan officer. Since marketconditions and mortgage programs change frequently, you need to make sureyou’re dealing with a top professional who is able to give you quick andaccurate financial advice. As an experienced Mortgage Company.
25325 Borough Park Dr, Suite 210, The Woodlands, TX, 77380
Lends in Texas
Texas Premier Mortgage has a variety of products to help reduce your payment or term. Products for excellent credit include FHA, VA, and Jumbo loans. Conventional loans are also available for your lending needs. Our staff will help you pick the right product for your credit profile.
Woodforest National Bank® has successfully stood among the strongest community banks in the nation, proudly offering unsurpassed quality customer service since 1980. Woodforest National Bank offers both consumer and business products and services at more than 740 branches in 17 states across the United States.
Our mission is to provide the most seamless mortgage process possible while minimizing the cost of securing a mortgage. We are able to provide this seamless process through our systems, our relationships, and, most importantly, our people. We are able to minimize costs by focusing on a volume-based approach that is geared toward.
25700 I-45 North, Suite 400, The Woodlands, TX, 77386
Lends in Texas
We are your one stop shop for all things mortgage. As you can see by our name we don’t mind being just a bit different. We built Storehouse Mortgage for YOU- to help you build a storehouse of wealth in your real estate needs. We are high tech, high touch and love helping people. We felt that there was a void in the mortgage industry.
525 Woodland Square Blvd, Suite 200, Conroe, TX, 77384
Lends in Texas
CORE Lending specializes in residential mortgage loans. We provide many types of financing: conventional, FHA, VA, USDA, jumbo, construction loans (both one-time close & two-time close), and portfolio products. We firmly believe our service levels are what sets us apart on top of our competitive pricing.
