USDA Vs. FHA Pro and Con comparison in Shenandoah, Montgomery County, TX
For 2025, the USDA loan ceiling in Shenandoah, in Montgomery county, TX, stands at $336,500. By contrast, for a single-family home, the FHA ceiling is $472,030.
Try out the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates, and identify the income, credit, reserves, and documentation needed for eligibility. Our enhanced mortgage calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA programs to aid in determining the best choice for your financial needs in .
2025 Loan Limits & Downpayment Criteria in Shenandoah, Montgomery, TX
Type of Loan
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Shenandoah, TX
Lendersa® aims to quickly secure the best USDA or FHA loan for you with minimal hassle. Choose one of three entry points for lender matching and USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, also called a USDA rural development mortgage, is designed for rural areas and requires no down payment, unlike FHA loans which mandate a 3.5% minimum down payment.
Bank of Edmonson County understands the American Dream of home ownership. We have helped many of your neighbors finance the purchase or construction of their homes. We want to help you. Because the purchase of a home is the single most important investment most of us will ever make, a buyer needs to choose the source of financing as carefully as th
Atlanta Capital Lending is a specialized hard money lender that provides personalized service to our borrowers for a top shelf borrowing experience. and We are as passionate about real estate as you are! But we are just as passionate about helping our borrower's succeed Let us help you reach your real estate goals.
410 Peachtree Parkway, Suite 4245, Cumming, GA, 30041
New Home Finance LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
410 Peachtree Parkway, Building 400, Suite 4245, Cumming, GA, 30041
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Kennedy Financial, Inc. is a Georgia residential mortgage broker. We specialize in custom tailoring home mortgage loans to fit each customer’s specific circumstances. Whether it’s buying a new home, refinancing to a lower rate, getting cash out to pay off high interest debt, or making home improvements.
Sunview Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
