USDA Loan Vs. FHA loan for Elgin, TX [Bastrop County Rates 2023]

In 2025, USDA loan limit in Elgin, county of Bastrop, TX is $386,400 while FHA limit is $571,550 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Elgin, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(425) 898-7775 1772 miles Lender's profile and map Reviews DW Quality Mortgages, Inc 241 E Lake Sammamish Shore Ln NE, Sammamish, WA, 98074 DW Quality Mortgages, Inc is committed to helping you find the quality mortgage product for your needs. We understand that every borrower is different, and we offer a broad variety of products to meet your individual requirements. We make the process of securing a mortgage straightforward
(253) 584-0079 1773 miles Lender's profile and map Reviews American Lake Credit Union 9802 Gravelly Lake Drive SW, Lakewood, WA, 98499 American Lake Credit Union’s history dates to 1947 and evolved over time as it combined with two other credit unions; Minutemen Credit Union in 1999 and KBR Credit Union in 2015. As of September 30, 2018, American Lake CU had Assets totaling $67.5M and serving over 6, 200 members from four locations.
2533366764 1773 miles Lender's profile and map Reviews Pacific Equity & Loan 3620 100th St SW Ste. B, Lakewood, WA, 98499 Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.
(253) 472-1500 1773 miles Lender's profile and map Reviews All Tech Mortgage Inc. 7403 Lakewood Drive West, Suite 4, Lakewood, WA, 98499 All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.
(253) 223-5991 1773 miles Lender's profile and map Reviews Pacific Equity and Loan 3620 100th St SW, Suite B, Lakewood, WA, 98499 Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.
(425) 255-4400 1773 miles Lender's profile and map Reviews First Financial Northwest Bank 201 Wells Avenue South, Renton, WA, 98057 Since 1923, we have built our reputation as a provider of financial solutions, a concierge of professional connections, and a partner in community service. First Financial Northwest Bank - providing personalized service that drives us to deliver Unique, Innovative financial solutions across 15 branches in King, Snohomish and Pierce County.
(425) 501-3285 1773 miles Lender's profile and map Reviews Alpine Real Estate, LLC 505 S 3rd Street, Unit B, Renton, WA, 98057 Bradley Haines work with Alpine Real Estate & Cascade Premier Mortgage as a Relocation Specialist.His experience as a real estate agent, mortgage broker & credit repair consultant allows me the opportunity to provide clients superior service, value & convenience.Bradley help his clients prepare to sell their home, get pre-qualified to buy a new hom
(425) 747-9090 1773 miles Lender's profile and map Reviews Access Business Finance 14205 S.E. 36th Street, Suite 350, Bellevue, WA, 98006 Access Business Finance is a U.S. asset-based lender that provides working capital for businesses unable to qualify for traditional bank financing. Our creative asset-based loans, commercial lines of credit, real estate loans and factoring rebuild your businessâs financial strength.
(425) 455-4663 1773 miles Lender's profile and map Reviews Homeseed 3633 136th Place SE, Suite 210, Bellevue, WA, 98006 Based out of Bellevue (WA), Homeseed was launched in June of 2016 with the goal of creating a mortgage company that would provide clients and partners with a simplified and empowering home lending experience. This early vision attracted some of the best mortgage professionals in the Seattle Market to the Homeseed Lending Team.
(425) 998-6173 1773 miles Lender's profile and map Reviews Megastar Financial Corporation 14205 SE 36th Street, Suite 100, Bellevue, WA, 98006 Megastar Financial Corporation is a privately held mortgage banking firm. Our loans are processed, funded and underwritten in house, we are a national approved FHA lender. We pride ourselves on having the best reputation in the industry when it comes to closing loans on time every time. With integrity and accountability our loan officers
(425) 649-6000 1773 miles Lender's profile and map Reviews Best Mortgage 14100 SE 36th St, Suite 200, Bellevue, WA, 98006 BestMortgage.com went online in 1995 as one of the very first mortgage company websites in the entire country. We have always been way ahead of the competition. From the very beginning, the hallmark of Best Mortgage® has been "Honest Advice You Can Trust"®. We provide informational mortgage consulations WITHOUT a high pressure- sales pitch.