USDA Vs. FHA your options comparison in Wells-Branch, Travis County, TX
In the year 2026, the USDA loan limit for Wells-Branch, situated in Travis, TX, is $333,000. Comparatively, the FHA limit is $416,300 for single-family homes.
With the Lendersa® USDA loan calculator, compare current USDA and FHA best rates, and understand the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in for your unique financial needs.
Loan Limits and Down Payment Requirements for 2026 in Wells-Branch, Travis, TX
Loan Type
Loan Limit
Down Payment
USDA
$333,000
0%
FHA
$416,300
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Wells-Branch, TX
Lendersa®'s objective is to swiftly secure the best possible USDA or FHA loan for you without hassle. Start with one of three beginning points that pair lenders with suitable USDA programs.
The USDA home loan, also referred to as the USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and only available in rural areas. In contrast to FHA loans, which mandate a minimum 3.5% down payment, USDA loans do not require any down payment.
101 W Louis Henna Blvd, Suite 310, Austin, TX, 78728
Lends in Texas
Celink is the nation’s largest independent subservicer of reverse mortgages, licensed to service reverse mortgages in all 50 states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands. We are well-positioned, both financially and strategically, to support client growth strategies for decades to come.
Mark Monreal & Associates we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Larry Feingersh is a native Houstonian. One of Larry’s first jobs in the 70’s was working for the City of Bellaire picking up garbage. Larry has bought, sold, and managed residential real-estate properties since 1985. In 1995-96 Larry bought and flipped over 30 houses. Besides having built and managed his own commercial buildings since 1992.
13284 Pond Springs Rd, Suite 405, Austin, TX, 78729
Lends in Texas
AAXY LLC has 2 dba’s as AAXY Mortgage and Austin First Mortgage. It is a Texas licensed mortgage company whose mainly business is lending residential mortgage loans. It has a wide range of residential loan products including conventional loans, FHA, VA USDA and some NON-QM loan products.
10119 Lake Creek Pkwy Suite 202, Austin, TX, 78729
Lends in Texas
Stallion Funding is a private real estate finance company that specializes in providing real estate loans from $100,000 to $5 million.
Our capital is secured from the Stallion Texas Real Estate Fund, as well as a network of private lenders, enabling us to make quick decisions to fund real estate projects. The Stallion team understands real estat
Greater Texas Credit Union is proud to have been voted a "Top Workplace" every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.
GEFCU was formed in 1931 as a financial cooperative to provide a way for its members to save money and obtain loans. We are the oldest credit union in Austin serving not only Travis County but also all of the counties that border Travis County. Over the years, our credit union has expanded beyond its roots of serving postal and federal employees.
11920 Alterra Parkway, Suite 136, Austin, TX, 78758
Lends in Texas
Capitol Credit Union (CCU) has been a beacon for members as together we navigated the swings in the economic cycles. Today, our credit union stands even better prepared to serve you in the pursuit of your dreams. For some members, Capitol Credit Union is a source of friendly prompt service from people who know you as a person.
Headquartered in Austin, Texas, United Heritage CU serves the greater Austin and Tyler areas through twelve branch locations including Manchaca, Slaughter, Georgetown, Lakeway, Kyle and Tyler. Membership is open to anyone that lives, works or attends school within Travis, Williamson, Bastrop, Caldwell, Hays, Smith and Wood county.
