USDA and FHA Pro and Con in Wells-Branch, Travis County, TX

In the year 2025, the USDA loan limit for Wells-Branch, situated in Travis, TX, is $333,000. Comparatively, the FHA limit is $416,300 for single-family homes.

With the Lendersa® USDA loan calculator, compare current USDA and FHA best rates, and understand the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in for your unique financial needs.

Review loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Wells-Branch, Travis, TX

Loan Type Loan Limit Down Payment
USDA $333,000 0%
FHA $416,300 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in Wells-Branch, TX

Lendersa®'s objective is to swiftly secure the best possible USDA or FHA loan for you without hassle. Start with one of three beginning points that pair lenders with suitable USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, also referred to as the USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and only available in rural areas. In contrast to FHA loans, which mandate a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 1st Raleigh Mortgage, LLC
  • 7751 Brier Creek Pkwy, Suite 100, Raleigh, NC, 27617
  • The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you and Our loan originators have access to a wide array of loan products, helping them.
  • CrossOver Lending Group Inc
  • 8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617
  • The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Security First Bank of North Dakota
  • 700 Ash Avenue, New Salem, ND, 58563
  • Security First Bank of North Dakota is a locally operated, family owned community bank. We have four main banking offices, which are located in Center, New Salem, Mandan and Bismarck. We also have a part time office in Almont. Security First Bank of North Dakota was founded by local, Morton County folks in New Salem.
  • Credit Union ONE
  • 400 E. Nine Mile Road, Ferndale, MI, 48220
  • Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members. Today, we remain committed to delivering quality financial services at our 20 branches in Detroit, Grand Rapids & Traverse City.Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members.
  • New Horizons Home Finance LLC
  • 1804 E Troy St, Ferndale, MI, 48220
  • A full service mortgage broker in the State of Michigan offering expert advice on 1st and 2nd lien home finance options. We make the mortgage application process easy with the latest technology, such as e-document signing and no fees to apply - EVER! New Horizons Home Finance will match you with the right lender and mortgage for your needs.
  • Northwoods Bank of Minnesota
  • 1200 East First Street, Park Rapids, MN, 56470
  • Northwoods Bank of Minnesota has an interesting history. Chartered over a century ago in the small town of Dorset MN, the bank successfully navigated through the depths of the depression, the expansion years of the 1980’s and 1990’s, a charter re-location and name change, and most recently, the “great recession”.
  • The Citizens National Bank of Park Rapids
  • 300 1st Street West, Park Rapids, MN, 56470
  • On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.
  • West End Mortgage Group
  • 437 9th Ave, San Diego, CA, 92101
  • We offer WHOLESALE RATES! Your local bank is held captive to sell their own products. That is, they will not provide unbiased advice nor selection, since by doing so, they risk losing your loan to the company whose product truly provides you the most value. As a Mortgage Broker, West End Mortgage Group can sell a variety of loan products.
  • Valor Lending Group
  • 350 10th Ave, 10th Floor, San Diego, CA, 92101
  • We are a boutique mortgage broker in San Diego, California. We can help fund any deal you bring us! Luxury Property Sales, Service and Finance. Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!
  • The Check Cashing Place
  • 945 Fifth Ave, San Diego, CA, 92101
  • The Check Cashing Place, Inc. has been in business since 1976 and our friendly staff has been doing payday loans since 1997. When you are searching for company to help you with a payday advance make sure to choose someone you can trust. We are a direct payday lender and are licensed by the California Department of Financial Protection
  • Cornerstone Mortgage
  • 205 West Market Street, San Diego, CA, 92101
  • Cornerstone Mortgage is a privately held California corporation based in San Diego. The company has introduced a new, online method to obtain a home loan. Cornerstone Mortgage combines closing, lender costs into one low, guaranteed fee, and turns the “good faith estimate” into a guaranteed and protected fixed-fee package.