USDA Vs. FHA your options comparison in Grand-Prairie, Dallas County, TX
For 2025, the USDA loan limit set in Grand-Prairie, located in Dallas County, TX, stands at $329,300, while the FHA limit for a single-family home is $411,700.
Utilizing the Lendersa® USDA loan calculator helps you contrast today's USDA and FHA competitive rates, also allowing you to ascertain the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator lets you view the USDA, FHA, Conforming, and VA options side by side, enabling you to determine which program in fits your specific financial needs best.
2025 Loan Limits and Downpayment Details in Grand-Prairie, Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Grand-Prairie, TX
The aim of Lendersa® is to quickly secure you the most favorable USDA or FHA loan with minimal effort. Choose from three starting points to align with lenders and identify suitable USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often called the USDA rural development loan or USDA mortgage, and is accessible only in rural areas. Distinct from FHA loans, which require a minimum down payment of 3.5%, the USDA loan permits you to buy a home without any down payment.
181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
First Community Bankshares, Inc.(Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement.
10130 Perimeter Pkwy, Suite 200, Charlotte, NC, 28216
UT Financial Services, LLC is a national commercial real estate consultant firm based out of Charlotte, North Carolina. UT Financial Services provides a full spectrum of financing options for real estate projects including debt, mezzanine, equity, and bridge financing. UT Financial Services also assists clients with business expansion
385 County Line Rd W, Suite 200, Westerville, OH, 43082
Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
OUR PROMISE
We're here to help you
confidently make smarter decisions about financing your home.
Our Values
Buying and refinancing a home should be clear and straightforward.
An approachable home financing process requires expert guidance.
Modern home financing problems deserve updated solutions.
HarborLight Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties. If you live or work in any of these counties, you can bank with us!Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties.
Impact Residential Mortgages,Inc. At Impact Residential Mortgages, we will find a loan that fits each borrower. Unlike big banks or Online Lending Companies that have order takers helping you with your loan, we have highly skilled Mortgage Loan Originators. Our Originators know what it takes to get through underwriting quickly.
"From Pensacola to the Florida Keys we are a full service Mortgage Brokerage serving the entire State of Florida.
Our extensive wholesale lender network includes many brand names you already know. Whether you are looking to buy your first home or are an experienced buyer you can do all your comparison shopping with one company without wasting tim
Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.
