USDA Loan Vs. FHA loan for Grand-Prairie, TX [Dallas County ]

In 2025, USDA loan limit in Grand-Prairie, county of Dallas, TX is $329,300 while FHA limit is $411,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Grand-Prairie, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(620) 855-3416 Lender's profile and map Reviews First National Bank in Cimarron 121 N. Main, Cimarron, KS, 67835 We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
(601) 806-3328 Lender's profile and map Reviews Ferguson Federal Credit Union 1026 E Broad Street, Monticello, MS, 39654 Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community
(985) 345-8666 Lender's profile and map Reviews Magee Financial 221 E Charles St, Hammond, LA, 70401 Magee Financial, LLC has been a leader in the consumer finance industry since 1955. We pride ourselves on our personal customer relations and strive to offer the best financial solution to all our customers, regardless of their financial situation. We respect our customers and offer quick, convenient and personal service.
(985) 345-7685 Lender's profile and map Reviews First Guaranty Bank 400 E Thomas St, Hammond, LA, 70401 For over 87 years First Guaranty Bank has proudly served the people of Louisiana. With today’s ever changing economy, there is one thing that will not change and that is First Guaranty Bank’s commitment to our customers. With the power to make loan decisions on a local level we have the strength to help meet the needs.
(985) 956-7816 Lender's profile and map Reviews The Right Choice Mortgage, LLC. 14444 University Ave, Hammond, LA, 70401 AT Right Choice Mortgage distinguishes itself from the competition with unmatched customer service. Our friendly staff has over 30 years combined experience in the mortgage industry and we strive to make you a client for life. We want to be your Right Choice each and every time. We will go above and beyond for you
(225) 869-9762 Lender's profile and map Reviews River Region Federal Credit Union 1625 Lutcher Avenue, Lutcher, LA, 70071 River Region Federal Credit Union has been open since 1960. The credit union has assets totaling $41.43 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(866) 303-9882 Lender's profile and map Reviews Advantage Financial Services 824 SW Railroad Ave, Suite A, Hammond, LA, 70403 Advantage Financial Services specializes in offering installment loans to help families and individuals make ends meet. Whether it’s an unexpected expense, an upcoming repair bill or even a pending school expense, we understand that life brings with it many situations that stretch budgets.
(985) 230-2366 Lender's profile and map Reviews Signature Home Lending Inc 1250 SW Railroad Avenue, Suite 210-A, Hammond, LA, 70403 Signature Home Lending Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(985) 345-6686 Lender's profile and map Reviews HomeKey Mortgage, LLC 112 W Morris Avenue, Hammond, LA, 70403 At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,
(913) 557-0800 Lender's profile and map Reviews First Option Bank 502 Market Street, La Cygne, KS, 66040 In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.
(225) 265-2265 Lender's profile and map Reviews First American Bank and Trust 2785 Hwy 20, Vacherie, LA, 70090 First American offers comprehensive financial products and services for investing in a brighter future for its customers. A strong, independent community bank, First American Bank and Trust is closely tied to the businesses, organizations and citizens in each community it serves. On December 3, 1910,First American Bank and Trust was chartered.