USDA Vs. FHA your options comparison in Mathis, San Patricio County, TX
In 2026, the USDA loan limit set for Mathis in San Patricio county, TX reaches $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.
Utilize Lendersa® USDA loan calculator to evaluate and compare today's top USDA and FHA rates. Determine the required income, credit standing, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option in <Alabama> that matches your financial needs and circumstances.
2026 Loan Limits and Down Payment Requirements in Mathis, San Patricio County, TX
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Mathis, TX
The mission of Lendersa® is to facilitate obtaining the best USDA or FHA loan quickly and without the usual hassle. You can begin the process with one of three options that match lenders and USDA loan programs tailored to your needs.
The USDA home loan program is one backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. These loans are available solely in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, the USDA mortgage requires no money down, enabling broader access in rural neighborhoods.
We opened our Sinton, TX location in 1957 to serve San Patricio County school district employees and their families. In 1974 we added educators in Live Oak County as well. In 2002 we were approved to offer our low cost brand of products and services to all residents of San Patricio County. In 2007 we opened a second location in Portland, TX.
First State Bank of Odem was established in 1945, by a group of local business men. For the last 75 years we have been serving San Patricio and Northwest Nueces County with "Home Town Banking". First State Bank of Odem is a Locally Owned Independent Community Bank, committed to providing our customer with High Quality, Friendly Customer Service.
Charter Bank is located in Corpus Christi, TX, USA & is part of the Depository Credit Intermediation Industry.Charter Bank has 55 total employees across all of its locations & generates $42.03 million. Charter Bank is chartered under the laws of the State of Texas & by state law is subject to regulatory oversight by the Texas Department of Banking.
We are committed to creating life long relationships with our members through exceptional service and financial products. To become our members’ preferred partner for their everyday financial needs. STAR Financial Credit Union began in 1959 as a means to provide the employees of Pontiac Refinery.
SouthTrust Bank was founded in George West, Texas in 1934. Originally First National Bank, we have grown to seven locations in South Texas and Houston by
successfully serving our communities and customers. We are locally owned, locally managed, and compete successfully with the largest mega-banks as well as
We are proud of who we are and our communities where we bank and work. ValueBank Texas is an independent, locally owned community bank that has been serving our customers since 1967. We like to say that we are in the “people business” and there is no business more important to us than your business. We call our customers friends. Our driving force
NavyArmy Community Credit Union- Real Estate Center
PO Box 81349, Corpus Christi, TX, 78468
Lends in Texas
NavyArmy Community Credit Union provides products to achieve your financial goals: free and interest-bearing checking accounts, savings such as CDs and IRAs, auto loans, and many types of home loans. NavyArmy offers what you expect from a bank- but it's so much more. Our members earn more interest, rewards, and the loans they deserve.
First Community Bank is a traditional community bank — our employees are shareholders of the bank, which means they have a personal interest in creating satisfied customers. We are rooted in South Texas, and we know, understand and serve the residents and businesses of the Coastal Bend at 10 convenient bank locations.
The Nueces County Employees Credit Union (NCE Credit Union) was founded on December 13, 1966. It is owned by its members and run by a board of directors elected by its members. Mission Statement: It is the intent and goal of the Nueces County Employees Credit Union through the actions of its Board of Directors, Staff, and Committee appointments.
