USDA Vs. FHA Pro and Con comparison in Mathis, San Patricio County, TX
In 2025, the USDA loan limit set for Mathis in San Patricio county, TX reaches $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.
Utilize Lendersa® USDA loan calculator to evaluate and compare today's top USDA and FHA rates. Determine the required income, credit standing, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option in <Alabama> that matches your financial needs and circumstances.
2025 Loan Limits and Down Payment Requirements in Mathis, San Patricio County, TX
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Mathis, TX
The mission of Lendersa® is to facilitate obtaining the best USDA or FHA loan quickly and without the usual hassle. You can begin the process with one of three options that match lenders and USDA loan programs tailored to your needs.
The USDA home loan program is one backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. These loans are available solely in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, the USDA mortgage requires no money down, enabling broader access in rural neighborhoods.
The First National Bank of Stanton has served Martin County and the surrounding area for over 100 years. It has survived two World Wars, the Great Depression and the Dust Bowl.
It has continued to operate during numerous droughts and several oil booms and busts. The Bank plans to continue to offer the same quality service
Exchange Bank, we have a very strong commitment to our community. We offer unsecured, secured, vehicle and other personal loans, and work with you to create terms that best meet your needs and at very competitive rates. We are locally owned and locally staffed – decisions about your loan request will be made right here, in a timely manner.
City Bank was established in Natchitoches in 1933 and has been an integral part of this historic community for over 85 years. The City Bank family constantly strives for excellence and we pride ourselves on the personal services we offer to all of our customers. As a City Bank customer, you will benefit from a full range of services.
The credit union was chartered on March 6, 1975 by a small group of employees of Western Kraft Paper Mill in Campti, LA. They became members of the new WKE Red River Federal Credit Union. In 2002, the name was changed to what it is still called today, Engage Federal Credit Union.
Long gone are the days where your savings account was located under your mattress. You need a bank you can depend on to provide the best and most beneficial financial services for the security of you and your family. Bank of Sunset and Trust Co. is just the financial institution to do so. This Louisiana-based bank, opened more than 100 years ago.
Members Financial FCU was federally chartered in 1940 and began providing a very limited array of financial services to a handful of employees at Shell Oil Company here in the Permian Basin. In 2008, we acquired Sid Richardson CU and we continue to grow. Offering many products and services, Members Financial FCU is now YOUR community credit union.
Heritage USA Federal Credit Union (HUSA) began as Permian Telco Federal Credit Union in 1949 serving Southwestern Bell employees. During the next 53 years Permian Telco allowed Select Employer Groups (SEGs) into HUSA’s field of membership and eligible members had to work for one of the Select Employers to become a credit union member.
Community First Bank resolves to be a high performance company by attracting customers with competitive products but retaining them by far exceeding their service expectations. We will provide our Bankers with an enriching and fulfilling environment in order to create added value for long term customer.
Since 1981, All-State Credit Plan, has been helping individuals with financial assistance when they need it by providing consumer loans. One of our goals is to get you the money you need when you need it. With Over 20 Locations in South Louisiana & Mississippi We’re Sure to Have One Near You. Most Loans are Approved Within 1 Hour.
Cypress Bank officially began operation October 3, 1977. Beginning with capital of $500, 000 and three full time employees. We now post assets of $200, 000, 000 and capital of $21, 500, 000 and employ 75 employees at our five locations. Our growth is reflective of the growth and prosperity of the Northeast Texas region.
The IBERIABank philosophy is to exceed client satisfaction by delivering unparalleled customer service at every point of contact. We are committed to offering products and services customized to meet your financial needs. We provide a comprehensive financial product line including Retail, Commercial, Private Banking,
