In 2026, the USDA loan limit set for Mathis in San Patricio county, TX reaches $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.
Utilize Lendersa® USDA loan calculator to evaluate and compare today's top USDA and FHA rates. Determine the required income, credit standing, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option in <Alabama> that matches your financial needs and circumstances.
Explore and compare loan offers from 100 lenders.
| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to facilitate obtaining the best USDA or FHA loan quickly and without the usual hassle. You can begin the process with one of three options that match lenders and USDA loan programs tailored to your needs.
The USDA home loan program is one backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. These loans are available solely in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, the USDA mortgage requires no money down, enabling broader access in rural neighborhoods.
Enter your location to find out if it qualifies for USDA rural housing loan?
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