USDA Loan Vs. FHA loan pro & con for Mathis, San Patricio County, TX

In 2025, USDA loan limit in Mathis, county of San Patricio, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mathis, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(503) 251-2390 1812 miles Lender's profile and map Reviews Teamsters Council #37 Federal Credit Union 1866 NE 162nd Avenue, Portland, OR, 97230 Teamsters Council #37 Federal Credit Union was formed in 1961 to make affordable loans to Teamsters. In the years since, we’ve made more than 125, 000 loans to members, totaling over $360 million. Those loans were funded by our members’ pooled savings, which earn very competitive rates and are federally insured.
(503) 653-4392 1812 miles Lender's profile and map Reviews Cutting Edge Federal Credit Union 4620 SE International Way, Suite 105, Milwaukie, OR, 97222 Cutting Edge Federal Credit Union was originally chartered in 1953 by ten volunteers who believed that a credit union would benefit the employees of Chipper Chain. After starting as Chipper Chain FCU, our name has changed, first to Omark FCU, then Blount FCU before becoming Cutting Edge FCU in 2002.
(503) 462-3000 1812 miles Lender's profile and map Reviews Reliable Credit Association Inc. 10690 SE McLoughlin Blvd, Milwaukie, OR, 97222 Reliable Credit Association, Inc. is an independently owned and operated consumer finance company. We were incorporated in 1958 under the laws of the state of Oregon when a retired U.S. Army Captain founded the company with the support of his father, mother, and wife. In 1994, the shareholders of Reliable Credit Association, Inc.
(503) 256-3712 1812 miles Lender's profile and map Reviews Northwest Adventist Federal Credit Union 10333 Southeast Main Street, Portland, OR, 97216 Northwest Adventist Federal Credit Union was founded in 1962. Our eligible field of membership includes any current member of a Seventh-day Adventist church in Oregon, Washington, Idaho, Montana & Alaska, as well as employees of Adventist Medical Center. Immediate relatives to an existing member of the credit union are also eligible for membership.
(503) 253-8193 1812 miles Lender's profile and map Reviews IBEW and United Workers Federal Credit Union 9955 SE Washington Street, Portland, OR, 97216 The idea to form a Credit Union was initiated in 1954 at an IBEW Local 48 union meeting by member Chester Craig. Chester was a member of another Credit Union at the time, but believed that members in the electrical trade would benefit by having their own Credit Union as well. IBEW and United Workers FCU Providing convenient, best value products.
(844) 639-3483 1812 miles Lender's profile and map Reviews Newburyport Five Cents Savings Bank 63 State Street, Newburyport, MA, 01950 We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.
(978) 462-3106 1812 miles Lender's profile and map Reviews Institution For Savings 93 State Street, Newburyport, MA, 01950 The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.
(978) 255-2949 1812 miles Lender's profile and map Reviews CBC Financial 76 State St, Newburyport, MA, 01950 Since our inception in 2001, we have realized above-market returns on our portfolio of residential and commercial assets. We pride ourselves on our in-depth construction management experience, careful analysis of our markets, value-add capabilities, and on our successful partnerships with local builders
(971) 240-1339 1812 miles Lender's profile and map Reviews Arete Mortgage NW LLC 5516 Southeast 71st Avenue, Portland, OR, 97206 Arete Mortgage NW, LLC is a mortgage brokerage providing residential purchase and refinance mortgages to borrowers in the Pacific Northwest. Our goal is simple: we want to work quickly and efficiently to get borrowers a great rate. We do so by operating with low overhead costs and utilizing technology to optimize efficiency
(503) 771-2464 1812 miles Lender's profile and map Reviews Castparts Employees Federal Credit Union 8120 SE Luther Rd., Portland, OR, 97206 Castparts Employees Federal Credit Union. The first office was located in a single-person room under the stairs in one of Precision Castparts’ plants. After outgrowing the small ‘office’, the credit union moved into a modular unit in the parking lot. and credit union built a new branch off-site, and continues to maintain separate ‘single-person.
(503) 339-8081 1813 miles Lender's profile and map Reviews Access G T Mortgage Inc 945 Alder Drive NE, Keizer, OR, 97303 We are a full service mortgage broker started in 2004 that follows the Golden Rule and offers five star service and the best rates in the business. We offer conventional, subprime, construction, renovation, jumbo, FHA, VA and USDA loans as well as private mortgages. We look forward to the opportunity to provide you with five star service.