USDA Vs. FHA your options comparison in Beeville, Bee County, TX

In 2026, the USDA loan limit in Beeville, located in the county of Bee, TX, is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.

Take advantage of Lendersa®'s USDA loan calculator to assess today's best rates between USDA and FHA. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Beeville, County of Bee, TX

Loan Type Loan Limit Down Payment
USDA $336,500 None
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Beeville, TX

Lendersa®'s mission is to promptly secure the best USDA or FHA loan for you with minimal hassle. Choose any of three starting points to access lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is a government-backed loan by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, applicable to rural areas only. Unlike FHA loans that require a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Beeville Lenders

  • TexStar Federal Credit Union
  • 141 Park Place Boulevard, Kenedy, TX, 78119
  • Lends in Texas
  • TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups

  • Southtrust Bank, National Association
  • 601 Guadalupe Street, George West, TX, 78022
  • Lends in Texas
  • SouthTrust Bank was founded in George West, Texas in 1934. Originally First National Bank, we have grown to seven locations in South Texas and Houston by

    successfully serving our communities and customers. We are locally owned, locally managed, and compete successfully with the largest mega-banks as well as

  • San Patricio County Teachers Federal Credit Union
  • 501 W Merriman Street, Sinton, TX, 78387
  • Lends in Texas
  • We opened our Sinton, TX location in 1957 to serve San Patricio County school district employees and their families. In 1974 we added educators in Live Oak County as well. In 2002 we were approved to offer our low cost brand of products and services to all residents of San Patricio County. In 2007 we opened a second location in Portland, TX.

  • Refugio County Federal Credit Union
  • 514 Swift Street, Refugio, TX, 78377
  • Lends in Texas
  • Refugio County Federal Credit Union, founded in 1958, is a federally insured, member owned, not-for-profit financial institution whose purpose is to promote the financial well-being of its members. We serve the three school districts in Refugio County which include Refugio ISD, Woodsboro ISD, and Austwell-Tivoli ISD.

  • First State Bank of Odem
  • 201 Main Street, Odem, TX, 78370
  • Lends in Texas
  • First State Bank of Odem was established in 1945, by a group of local business men. For the last 75 years we have been serving San Patricio and Northwest Nueces County with "Home Town Banking". First State Bank of Odem is a Locally Owned Independent Community Bank, committed to providing our customer with High Quality, Friendly Customer Service.

  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • Lends in Texas
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business.

    Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.

  • Charter Bank TX
  • 10502 Leopard Street, Corpus Christi, TX, 78410
  • Lends in Texas
  • Charter Bank is located in Corpus Christi, TX, USA & is part of the Depository Credit Intermediation Industry.Charter Bank has 55 total employees across all of its locations & generates $42.03 million. Charter Bank is chartered under the laws of the State of Texas & by state law is subject to regulatory oversight by the Texas Department of Banking.

  • STAR Financial Credit Union
  • 10429 Leopard Street, Corpus Christi, TX, 78410
  • Lends in Texas
  • We are committed to creating life long relationships with our members through exceptional service and financial products. To become our members’ preferred partner for their everyday financial needs. STAR Financial Credit Union began in 1959 as a means to provide the employees of Pontiac Refinery.

  • ValueBank Texas
  • 3649 Leopard Street, Corpus Christi, TX, 78408
  • Lends in Texas
  • We are proud of who we are and our communities where we bank and work. ValueBank Texas is an independent, locally owned community bank that has been serving our customers since 1967. We like to say that we are in the “people business” and there is no business more important to us than your business. We call our customers friends. Our driving force