USDA Vs. FHA your options comparison in Beeville, Bee County, TX

In 2026, the USDA loan limit in Beeville, located in the county of Bee, TX, is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.

Take advantage of Lendersa®'s USDA loan calculator to assess today's best rates between USDA and FHA. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Beeville, County of Bee, TX

Loan Type Loan Limit Down Payment
USDA $336,500 None
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Beeville, TX

Lendersa®'s mission is to promptly secure the best USDA or FHA loan for you with minimal hassle. Choose any of three starting points to access lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is a government-backed loan by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, applicable to rural areas only. Unlike FHA loans that require a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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