USDA and FHA Pro and Con in Robstown, Nueces County, TX

In 2025, the USDA loan limit in Robstown, located in Nueces, TX, is $336,500, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate and compare the best current USDA versus FHA rates, determining the necessary income, creditworthiness, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Robstown, Nueces, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Robstown, TX

The objective of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loan, minimizing hassle. Choose one of three starting points that align lenders with USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, often called a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and applied only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 100 years. The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois. Upon subscribing the necessary capital, a group of prominent businessmen.
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