USDA Vs. FHA Pro and Con comparison in Robstown, Nueces County, TX

In 2025, the USDA loan limit in Robstown, located in Nueces, TX, is $336,500, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate and compare the best current USDA versus FHA rates, determining the necessary income, creditworthiness, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Robstown, Nueces, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Robstown, TX

The objective of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loan, minimizing hassle. Choose one of three starting points that align lenders with USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, often called a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and applied only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.
  • KC Mortgage LLC
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  • With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.
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  • Greentree Mortgage Inc
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  • Guardian Bank
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  • CBC Bank
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  • Ameris Bank
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