USDA VS FHA in Robstown, Nueces County, TX

In 2026, the USDA loan limit in Robstown, located in Nueces, TX, is $336,500, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate and compare the best current USDA versus FHA rates, determining the necessary income, creditworthiness, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Robstown, Nueces, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Robstown, TX

The objective of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loan, minimizing hassle. Choose one of three starting points that align lenders with USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, often called a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and applied only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Laurel Road is a digital platform and brand of KeyBank that provides tailored offerings to support the financial wellbeing of healthcare and business professionals. Since 2013, Laurel Road has helped thousands of professionals with undergraduate and postgraduate degrees consolidate

  • DML Mortgage
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  • DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage

  • Suffolk Federal Credit Union
  • 3681 Horseblock Rd, Medford, NY, 11763
  • Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.

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  • Home America Lending Corp.
  • 20 Oak Street, Patchogue, NY, 11772
  • MCS Mortgage Bankers is a mortgage bank with operations in twenty-six states. MCS Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. MCS Mortgage Bankers is a FREEandCLEAR Certified Bronze Low Rate Lender.

  • Asean Capital
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  • People's United Bank
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  • AFC Mortgage Group, LLC
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    We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."

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    At Regina Capital we pride ourselves by doing business with honesty and integrity.
    Regina Capital has been in the private lending field since 1999

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