In 2026, the USDA loan limit in Robstown, located in Nueces, TX, is $336,500, while the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate and compare the best current USDA versus FHA rates, determining the necessary income, creditworthiness, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loan, minimizing hassle. Choose one of three starting points that align lenders with USDA loan programs.
A USDA home loan, often called a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and applied only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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