USDA and FHA Pro and Con in Muleshoe, Bailey County, TX
In 2025, the USDA loan cap for Muleshoe, situated in the county of Bailey, TX, is $336,500. Meanwhile, the FHA loan cap for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates. Determine what income, credit, reserves, and documentation are required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the right program in for your financial scenario.
2025 Loan Limits and Down Payment Requirements for Muleshoe, Bailey County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Muleshoe, TX
The objective of Lendersa® is to rapidly secure the optimal USDA or FHA loan with minimal hassle. Choose one of three paths to connect with matching lenders and USDA loan offerings.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage does not require any down payment at all.
Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
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At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors.
The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.
In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives
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4800 Wadsworth Blvd, Suite 200, Wheat Ridge, CO, 80033
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