In 2026, the USDA loan cap for Muleshoe, situated in the county of Bailey, TX, is $336,500. Meanwhile, the FHA loan cap for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates. Determine what income, credit, reserves, and documentation are required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the right program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to rapidly secure the optimal USDA or FHA loan with minimal hassle. Choose one of three paths to connect with matching lenders and USDA loan offerings.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage does not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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