In 2026, the USDA loan ceiling in Friona, part of Parmer, TX is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates. This tool aids in determining the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA programs side-by-side, facilitating the choice of the best fit for your financial situation in
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| Type of Loan | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan with minimal hassle. Choose from three initiation paths to connect with lenders and access USDA loan programs.
The USDA home loan, or USDA rural development loan, is federally backed by the Department of Agriculture, available only in rural settings. Contrasting with FHA loans, which require at least a 3.5% down payment, USDA loans require no initial down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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