USDA Vs. FHA Pro and Con comparison in Friona, Parmer County, TX
In 2025, the USDA loan ceiling in Friona, part of Parmer, TX is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates. This tool aids in determining the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA programs side-by-side, facilitating the choice of the best fit for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Friona, Parmer, TX
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Friona, TX
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan with minimal hassle. Choose from three initiation paths to connect with lenders and access USDA loan programs.
The USDA home loan, or USDA rural development loan, is federally backed by the Department of Agriculture, available only in rural settings. Contrasting with FHA loans, which require at least a 3.5% down payment, USDA loans require no initial down payment.
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