USDA Vs. FHA Pro and Con comparison in Friona, Parmer County, TX

In 2025, the USDA loan ceiling in Friona, part of Parmer, TX is $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates. This tool aids in determining the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA programs side-by-side, facilitating the choice of the best fit for your financial situation in .

Investigate loan offers from a wide array of 100 lenders

2025 Loan Limits and Downpayment Requirements in Friona, Parmer, TX

Type of Loan Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Friona, TX

The aim of Lendersa® is to swiftly secure the best USDA or FHA loan with minimal hassle. Choose from three initiation paths to connect with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in TX?

The USDA home loan, or USDA rural development loan, is federally backed by the Department of Agriculture, available only in rural settings. Contrasting with FHA loans, which require at least a 3.5% down payment, USDA loans require no initial down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Broadview Home Loans
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • Broadview Home Loans is focused on earning your business for life. We strive to distinguish ourselves through honest business relationships with clients, loyalty to our employees and commitment to empowering and educating the communities we serve. Our company was founded on the simple belief that meeting and exceeding the needs of our customers wou
  • Gold Eagle Capital
  • 3435 E. Thousand Oaks Blvd #7381, Thousand Oaks, CA, 91362
  • "Gold Eagle Capital provides short to mid-term financing for real estate investors.Gold Eagle offers our hard money lender clients and stakeholders practical wisdom, a wealth of experience without the red tape. We understand investors and brokers. We are always adapting to the market to best meet your needs and those of your clients."
  • The Mortgage House
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • The Mortgage House has been lending in California since 1995 and we take the needs of our clients very seriously. Emphasizing our California lending focus, we can provide service at an unprecedented level within our local branches. Our branches have knowledgeable, experienced loan officers and staff.
  • Anchor Loans
  • One Baxter Way #220, Thousand Oaks, CA, 91362
  • Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.
  • Homefront Lending LLC
  • 19940 State Highway 181, Suite B, Fairhope, AL, 36532
  • At Homefront Lending LLC, where we are honored to serve you! We are experienced mortgage professionals dedicated to our community. Located in Fairhope, AL, it is absolutely our honor to bring excellent service to south Alabama. We are a veteran-owned business who's passion is serving our nation's heroes who serve us each and every day.
  • Bay Mortgage Corporation
  • 7549 Assunta Court, Fairhope, AL, 36532
  • At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
  • Rockford Bell Credit Union
  • 4225 Perryville Road, Loves Park, IL, 61111
  • Rockford Bell Credit Union has been open since 1935. The credit union has assets totaling $48.53 Million and provides banking services to more than 4,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
  • Rock Valley Credit Union
  • 1201 Clifford Ave, Loves Park, IL, 61111
  • Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves
  • Dakota Heritage Bank of North Dakota
  • 109 Main Street, Hunter, ND, 58048
  • Dakota Heritage Bank aspires to have a strong image created by helping our customers accumulate and retain wealth. We will sell those products and services that will enhance our customers’ ability to reach their financial goals.Our core purpose is to make a positive impact in our communities and in the lives we touch.