USDA Vs. FHA Pro and Con comparison in Dimmitt, Castro County, TX

In the year 2026, the USDA loan limit in Dimmitt, located in Castro, TX, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA and FHA rates currently available. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in selecting the best program in suited to your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Dimmitt, Castro, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Dimmitt, TX

The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you with minimal hassle. Choose one of the three starting options to connect with lenders that match USDA loan programs.

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Understanding the USDA Loan in TX

A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, exclusively available to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Nickel City Funding is Western New York’s premier mortgage broker. We offer competitive mortgage loans & mortgage rates across the greater Buffalo area. Whether you’re in Amherst, Orchard Park, North Tonawanda or East Aurora, NY, we’ve got you covered. We offer one on one personal services to first time home buyers and savvy real estate experts.

  • Niagara Wheatfield Federal Credit Union
  • 2346 Saunders Settlement Road, Sanborn, NY, 14132
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  • C&F Select LLC
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  • L.W. INTEGRITY FUNDING, LLC
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  • Town of Cheektowaga Federal Credit Union
  • 3251 Broadway, Cheektowaga, NY, 14227
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    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member