USDA Vs. FHA Pro and Con comparison in Old-River-Winfree, Chambers County, TX
As of 2025, the USDA loan cap in Old-River-Winfree, located in the county of Chambers, TX, is $285,000, whereas the FHA cap for a single-family home is $356,362.
The Lendersa® USDA loan calculator can help you compare today's top USDA rates against FHA and understand the income, credit, reserve requirements, and necessary documentation for qualification. This advanced calculator showcases USDA, FHA, Conforming, and VA loans alongside each other to assist you in choosing the most suitable program for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Old-River-Winfree, Chambers County, TX
Loan Type
Max Loan
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
Exploring USDA and FHA Loan Options in Old-River-Winfree, TX
At Lendersa®, our mission is to secure the best possible USDA or FHA loan for you swiftly and free of hassle. Choose from three initial pathways that lead to aligned lenders and USDA loan schemes.
A USDA home loan, also known as a USDA mortgage or rural development loan, is a government-backed loan from the Department of Agriculture. It is exclusively available in rural regions and, unlike FHA loans, requires no down payment while FHA loans mandate at least a 3.5% down payment.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
ACFCU founded in 1964 with an original membership for employees of US Steel Corporation working at the Atlantic City Ore Mine in Fremont County. There were roughly 400 members at this time. The mine shut down in 1983 causing hard times on Fremont County and the Credit Union.ACFCU received a community charter to expand its membership
A local, community bank is important to the area. All financial decisions are made by people who live and work in the community, understanding its needs. Originally located in the northern portion of the bowling alley building, the bank grew and a narrow addition was added to the north connecting it to the former Iverson garage building.
Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg.
We have evolved over the years and changed with the times
8721 Plantation Lane, Suite 201, Manassas, VA, 20110
Harry H. Horning Financial Services was founded with the goal of guiding our clients in every aspect of their financial lives in order to help them achieve financial confidence and independence. We are dedicated to you, our client. We work one on one with you to analyse your financial situation, determine a best course of action.
Dominion First Mortgage was founded in 1995 in Manassas Va. Our incredible staff has closed over 1 Billion dollars in loans mostly in the Northern Virginia counties of Fairfax, Prince William, Loudoun and Arlington. Because of our local knowledge we make the loan process much simpler for our borrowers.
KGC Federal Credit Union is a member-owned, non-profit financial institution dedicated exclusively to serving the needs of our members. Because we are a non-profit organization, we strive to provide higher yields on savings and lower rates on loans. Decisions are made by our Board of Directors, elected by our membership.
The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.
Berkeley County Public Schools Federal Credit Union
401 S Queen Street, Suite 1A, Martinsburg, WV, 25401
Berkeley County Public Schools FCU is a member-owned, non-profit financial cooperative. Our main goal is to provide for the financial well being of our members. Since our beginning in 1973, the credit union has offered services from basic shares (savings) accounts and loans to a wide variety of products and services.
111 Mill Creek Parkway, Suite 200, Chesapeake, VA, 23323
At Reeds Real Estate we provide services that are targeted to meet your every need. Every client who seeks expert advice gets nothing but the best treatment. Expect successful negotiations, efficiently closed deals, and a seamless, stress-free experience. When you work with us, you can rest assured that you will always be our top priority.
At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
