USDA Loan Vs. FHA loan for Mont-Belvieu, TX 2025

In 2025, the USDA loan limit in Mont-Belvieu, located in Chambers county, TX is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator for comparing today's most favorable USDA vs. FHA rates. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in deciding which program in aligns best with your financial needs.

Discover USDA and FHA Loan Choices in Mont-Belvieu, TX

The mission at Lendersa® is to promptly secure the best USDA or FHA loan with ease. Begin with one of three options that match you to lenders and USDA programs available.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available solely in rural areas. Unlike FHA loans requiring a 3.5% down payment at minimum, USDA loans require no down payment.

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(402) 515-1670 Lender's profile and map Reviews Dynamic Mortgage Concepts, Inc. 2516 Platte River Dr, Bellevue, NE, 68123 Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.
(606) 451-2274 Lender's profile and map Reviews Citizens Bank 1850 Highway 27 South, Somerset, KY, 42501 Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
(606) 679-7451 Lender's profile and map Reviews First & Farmers National Bank 2020 South Highway 27, Somerset, KY, 42501 Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper. Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
(606) 679-9361 Lender's profile and map Reviews Cumberland Security Bank 107 South Main Street, Somerset, KY, 42501 Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.
(606) 679-6341 Lender's profile and map Reviews Citizens National Bank Kentucky 44 Public Square, Somerset, KY, 42501 Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
(402) 665-3431 Lender's profile and map Reviews CerescoBank 130 West Elm Street, Ceresco, NE, 68017 CerescoBank was established in 1911 as the Farmers and Merchants Bank of Ceresco and was situated on the corner of South 2nd Street and Elm. The bank has served the Ceresco Community since that time. The present bank building at 130 West Elm Street was completed in 1983, allowing the bank to have a drive-thru banking lane.
(502) 458-2681 Lender's profile and map Reviews Louisville Federal Credit Union 1420 Gardiner Lane, Room 66, Louisville, KY, 40231 Founded in 1924, by United States Post Office Employees in Louisville KY, the Louisville Federal Credit Union is the oldest Credit Union in the state of Kentucky. The Credit Union still exists for one reason, to serve the financial needs of its members. The Credit Union’s founding fathers recognized that a cooperative financial institution.
(904) 619-5686 Lender's profile and map Reviews Jones Home Loan Mortgage LLC 5785 Wilson Blvd, Suite 1, Jacksonville, FL, 32210 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(904) 381-1199 Lender's profile and map Reviews Oak Street Financial, Inc. 1919 Blanding Blvd, Suite 10, Jacksonville, FL, 32210 In 1998, Alec Boriss opened his mortgage brokerage business at its present location, 2330 Oak Street, in the heart of Jacksonville’s historic district. The business was a lender branch until, in 2004, Alec decided to incorporate Oak Street Financial, Inc. as a Correspondent Lender with license to originate FHA .
(502) 585-4600 Lender's profile and map Reviews River City Bank, Inc. 500 South Sixth Street, Louisville, KY, 40202 At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.
(855) 227-3863 Lender's profile and map Reviews Capital Now Funding 309 E. Market Street, Suite 103, Louisville, KY, 40202 Capital Now Funding is a nationwide provider of pre-settlement legal funding.Founded in 2015 in Louisville, KY, Capital Now Funding focuses on providing the most transparent pre-settlement funding solution. We believe law firms & attorneys should be able to refer clients to a funding company without worrying about high interest rates.