USDA Loan Vs. FHA loan for Mont-Belvieu, TX [Chambers County ]

In 2026, the USDA loan limit in Mont-Belvieu, located in Chambers county, TX is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator for comparing today's most favorable USDA vs. FHA rates. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in deciding which program in aligns best with your financial needs.

Discover USDA and FHA Loan Choices in Mont-Belvieu, TX

The mission at Lendersa® is to promptly secure the best USDA or FHA loan with ease. Begin with one of three options that match you to lenders and USDA programs available.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available solely in rural areas. Unlike FHA loans requiring a 3.5% down payment at minimum, USDA loans require no down payment.

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Mont-Belvieu Lenders
(281) 385-5511 Lender's profile and map Guarantee Mortgage, LLC 2770 North FM565 Road, Mont Belvieu, TX, 77523 Lends in Texas Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
(281) 471-1782 Lender's profile and map Beacon Federal Credit Union 2812 N. Alexander Drive, Baytown, TX, 77520 Lends in Texas It all started for us in March 1949 when we were chartered as DuPont La Porte Federal Credit Union. By 2005, we were officially Beacon Federal Credit Union. But what has never changed is our commitment to providing courteous, efficient and sound financial services for our members, now and into the future.
(281) 422-3611 Lender's profile and map Community Resource Credit Union 2900 Decker Dr, Baytown, TX, 77520 Lends in Texas Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
(281) 422-6884 Lender's profile and map Star Loans of Texas 3019 North Main Street, Baytown, TX, 77521 Lends in Texas Star Loans was founded with an emphasis on providing superior customer service to our local communities to each and every person, each and every day. This continued emphasis allows us to create positive business relationships with our community. Each of our branches are managed by local individuals that understand their communities.
(281) 425-6967 Lender's profile and map American Federal Residential Mortgage 407 W. Baker, Suite S, Baytown, TX, 77521 Lends in Texas LET ONE OF OUR PROFESSIONAL MORTGAGE CONSULTANTS BUILD A MORTGAGE LOAN ESPECIALLY FOR YOU. NEW HOMES AND RESALE HOMES SECOND HOMES AND VACATION HOMES ETC.. CALL OR COME BY OUR OFFICE FOR A FREE PRE -QUALIFICATION FOR A MORTGAGE LOAN BEFORE YOU SHOP FOR A NEW OR USED HOME. WE WILL FURNISH YOU WITH A PRE-APPROVAL LETTER AT NO CHARGE.
(281) 425-8333 Lender's profile and map Amegy Mortgage 1300 Rollingbrook, Baytown, TX, 77521 Lends in Texas At Amegy, we strive to create a great place to work that reflects the communities we serve, where everyone counts, differences are valued and respected, and all employees are encouraged to contribute to business objectives. We are pleased to share with the communities we serve a summary of our organizational reflection.
(281) 628-7790 Lender's profile and map Sentinel Mortgage Corporation 7232 Eastpoint Blvd, Baytown, TX, 77521 Lends in Texas Sentinel Mortgage is a Texas company that prides itself on getting YOU the best deal. We also understand that clients and realtors expect clear communication and availability in order to navigate the ever-changing mortgage waters. So don't waste time with a Big Bank that will take 2 months to close you and charge you handsomely for the privilege
(281) 470-1813 Lender's profile and map ILA 1351 FCU 10920 Spencer Highway, La Porte, TX, 77571 Lends in Texas ILA 1351 FCU is dedicated to serving members of the International Long Shoremen's Association 1351 in La Porte, Texas. We've served the Houston area since 1966. With current CEO Jan Stewart & Office Manager Ann Phelps and help and hard work of all past and current board members
(713) 209-1310 Lender's profile and map USI Federal Credit Union 1515 Miller Cut Off Road, La Porte, TX, 77571 Lends in Texas USI Federal Credit Union was organized in 1959 as a non-profit financial cooperative. The purpose of the Credit Union’s was to serve the employees of USI and their families and today we continue the tradition. Credit Union members are the actual owners of the credit union. When you deposit money into your account,