In 2025, the USDA loan limit in Mont-Belvieu, located in Chambers county, TX is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator for comparing today's most favorable USDA vs. FHA rates. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in deciding which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission at Lendersa® is to promptly secure the best USDA or FHA loan with ease. Begin with one of three options that match you to lenders and USDA programs available.
A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available solely in rural areas. Unlike FHA loans requiring a 3.5% down payment at minimum, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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