USDA Vs. FHA your options comparison in Mont-Belvieu, Chambers County, TX

In 2025, the USDA loan limit in Mont-Belvieu, located in Chambers county, TX is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator for comparing today's most favorable USDA vs. FHA rates. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in deciding which program in aligns best with your financial needs.

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2025 Loan Limits and Down Payment Specifications in Mont-Belvieu, Chambers County, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Choices in Mont-Belvieu, TX

The mission at Lendersa® is to promptly secure the best USDA or FHA loan with ease. Begin with one of three options that match you to lenders and USDA programs available.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available solely in rural areas. Unlike FHA loans requiring a 3.5% down payment at minimum, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Kari Lepic-Juhl
  • 2346 Mormon Trek Blvd, Iowa City, IA, 52246
  • "Kari and Whitney are Real Estate Agents with Lepic-Kroeger, Realtors. They look forward to helping you with you with your next move! Leave your ""home"" work to Kari and Whit! Kari was born and raised in Iowa City and grew up surrounded by the Real Estate industry. Kari spent 7 years traveling the world before coming back"
  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest
  • Bailey & Wood Financial Group
  • 740 Main Street, Whiteland, IN, 46184
  • Wood, Bailey & Wood Financial Group is designed to bring a simple concept to the home lending process. Service is the key and is what separates us from other lenders and banks.From the start Bailey & Wood sat out to change the thoughts and perceptions of what a Mortgage Company was and how they conducted business.
  • Palmetto State Bank
  • 601 First Street W, Hampton, SC, 29924
  • Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties. Our Board of Directors credit our exceptional growth to the fact
  • 5 Stones Mortgage
  • 432 South Emerson, Suite 120, Greenwood, IN, 46143
  • "Our mission is to provide you or your client with a competitive mortgage product that meets your needs, and accomplish a closing with as much speed and ease possible using solid Christian principles. We have partnered with numerous lenders so we can do the shopping for you. Our mortgage process utilizes cutting edge technology"
  • Mortgage and Title Solutions LLC
  • 2737 Stones Bay Drive, Greenwood, IN, 46143
  • Mortgage and Title Solutions Enjoys working with a lending professional who truly cares about getting the results they deserve. That personal commitment is backed by a depth of experience that’s rare in the lending industry today. To catch just a glimpse of the expertise you’ll have on your side.
  • Nest Mortgage Group.
  • 200 Byrd Way, Suite 145, Greenwood, IN, 46143
  • We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates terms & costs-to meet your unique needs
  • First State Bank of Forrest
  • 133 East Krack Street, Forrest, IL, 61741
  • FSB of Forrest has been committed to the people, businesses & communities of Central Illinois. Since first days to the present, our motto is and has always been "a strong friend for your family," words we strive to live & work by every day. We offer our customers a welcoming, personalized experience from the time they step into one of our doors.
  • 113 Credit Union
  • 3505 North Chestnut Street, Colorado Springs, CO, 80907
  • One Thirteen Credit Union was founded in 1958 by members of IBEW Local 113. In the beginning, the Credit Union was open to Union Electricians in the Colorado Springs area only. Later the membership was opened to members and their families of Colorado Building and Construction Trade Council and the Colorado Springs Labor Council.
  • Colorado Mortgage Group Inc
  • 1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.