In 2025, the USDA loan limit for Palmview-South in the county of Hidalgo, TX is $285,000, while the FHA limit stands at $356,362 for a single-family home.
Explore the best USDA and FHA rates with Lendersa®'s loan calculator, comparing them to determine your eligibility based on income, credit score, reserves, and needed documents. Our advanced mortgage calculator puts USDA, FHA, Conforming, and VA options side by side, aiding your choice of the best program in <Alabama> for your financial situation.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, the goal is to secure the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to find matched lenders and suitable USDA loan programs.
The USDA home loan is guaranteed by the government Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—and is restricted to rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgage loans require zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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