USDA Vs. FHA Pro and Con comparison in La-Joya, Hidalgo County, TX
As of 2025, the USDA loan limit in La-Joya, county of Hidalgo, TX, is $285,000. In contrast, the FHA limit for a single-family residence is $356,362. These limits aid prospective homebuyers in understanding the maximum borrowing potential for homes within these regions.
Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA versus FHA rates effectively. Understand the required income, credit score, reserves, and documents essential for qualification. With our comprehensive mortgage calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, helping facilitate your decision on which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in La-Joya, Hidalgo County, TX
Loan Type
Loan Limit
Down Payment Amount
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in La-Joya, TX
At Lendersa®, we aim to quickly connect you with the best USDA or FHA loan, free from complications. Start by selecting one of three initial paths designed to match with lenders and suitable USDA loan programs.
The USDA home loan, also known as the USDA rural development loan, is backed by the U.S. Department of Agriculture. Exclusively available in rural areas, this loan requires no down payment, unlike FHA loans that need at least a 3.5% down payment. This makes USDA loans particularly appealing by easing the path to homeownership with reduced upfront costs.
At 360 Mortgage Inc. we understand how important this is for each and every one of our clients. As a local broker in Liberty and Baton Rouge, we are able to offer the widest range of products and the lowest mortgage rates available. For over 11 years, 360 Mortgage Inc. has been making homeownership a reality for families
455 W Paine St, Building 1485, Colorado Springs, CO, 80914
5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans.
With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines
First Commerce Bank was the dream of a group of local people who saw the need for a locally owned, locally managed community bank. With the help of over 1,000 shareholders, that dream became a reality on December 2, 2002. Our goal is to provide our community with competitive banking products that meet our customers' needs.
2993 Broadmoor Valley Rd, Colorado Springs, CO, 80906
We focus on brokering other people’s properties, like houses and establishments. In addition to this, we also sell our own residential and commercial properties. Our specialty is in apartment homes and manufactured communities.
Turn to The Broadmoor Mortgage CO for conventional and jumbo residential loans.
445 East Cheyenne Mountain Blvd, Suite C370, Colorado Springs, CO, 80906
HomeStar Lending, LLC is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20201614892. The business office address is located at 445 E Cheyenne Mountain Blvd, Suite C370, Colorado Springs, CO 80906. The business is formed on July 19, 2020.
Curbow Home Loans has been locally and family owned and operating in Colorado Springs since 2003. We have been under the current ownership of Jacob Curbow since 2007.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, mortgages and best of all quality service and individual
192 East Cheyenne Mountain Blvd, Colorado Springs, CO, 80906
Springs Mortgage has helped me to achieve the impossible. This company and the people dedicated to it have also helped me change my life. If you need any mortgage related service, Springs Mortgage can help you. I cannot stress enough that this company can actually BE TRUSTED. The Springs Mortgage staff handled our loan process very professionally.
1256 West Chandler Boulevard, Suite 29, Chandler, AZ, 85224
Prestige Mortgage offers Commercial, FHA, VA, USDA, Conventional, Jumbo, Bridge loans, and Private Money loans in Arizona. Whether it is debt consolidation, refinance, cash-out or a purchase of a new home, Prestige Mortgage will help you make the best decision for you and your family.
1259 Lake Plaza Dr, Suite 250, Colorado Springs, CO, 80906
Freedom Private Money we deliver a level of personalized service you won’t find at any other lender. Capital is just one tool you need to reach your goals, and we partner with you every step of the way and also As a real estate investors look to take advantage of changing markets, increase their cashflow, and decrease their risk.
