In 2025, USDA loan limit in La-Joya, county of Hidalgo, TX is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in La-Joya, county of Hidalgo, TX
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in La-Joya, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
"At AHL we believe in the value of your word and the strength of a handshake and we strive to conduct business daily with those values formost in mind.
Collectively our ownership team brings over 40 years of mortgage lending experience to the table and we have clients that have worked with us over that entire time."
4340 Stevens Creek Boulevard, Suite 176, San Jose, CA, 95129
Here at Sunshine Investment, we are local experts in the Bay Area that have been helping people with residential real estate investment decisions for decades. Serving Real Estate, Mortgage service in South Bay for almost 30 years. Also providing professional Property Management service in South Bay, East Bay, and Central Valley Area.
Doris Le, Trusted Private Money Lender & Bridge Partner
4300 Stevens Creek Blvd., Suite 275, San Jose, CA, 95129
When you have an important real estate transaction, you need a reliable source of funding, one that can provide the funding you need, when you need it. We are a direct, local, private money lender originating, underwriting and funding non-traditional mortgages and hard money loans on residential and commercial properties throughout California.
4300 Stevens Creek Blvd., Suite 275, San Jose, CA, 95129
The Stonecrest family of businesses has been involved in real estate investing and financing since 1986.
We specialize in private money lending, but we are also a full service loan brokerage.
For borrowers with less than traditional bank qualifications, We provide private real estate loans at competitive rates, based primarily on equity.
2200 Sunrise Blvd, Suite 168, Rancho Cordova, CA, 95670
For 25 years we have been helping clients with home loans by giving them options and helping them navigate the lending process. Not sure you will qualify? There is NO COST to getting pre-approved, give us a call to get started today!
Jim Langdon (Branch NMLS #304050) has been in the Home Loan Consulting business for 25 years.
Copeland Mortgage can offer you a free loan estimate with the lowest interest rate and mortgage payment that is available in the market. Whether you are looking for the lowest interest rate and mortgage payment, a shorter term to pay your house off faster, or need cash out to consolidate debt or do home improvements,
11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
"Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
Realty Zone Investments, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
KeyPoint Credit Union is an award-winning credit union based in Silicon Valley, with $1 billion in assets and over 58,000 members across California. We aim to improve people’s lives with a full line of financial products and services, while providing excellent rates, low fees, 24/7 access and personalized member service.
