USDA Vs. FHA your options comparison in Perezville, Hidalgo County, TX

In the year 2026, the USDA loan limit for Perezville, located in Hidalgo county, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator today to compare the best USDA and FHA rates, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator permits simultaneous comparisons of USDA, FHA, Conforming, and VA loans, to aid your decision on the best program available in for your personal financial situation.

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Loan Limits & Downpayment Requirements in Perezville, Hidalgo County, TX for 2026

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Perezville, TX

The goal of Lendersa® is to secure you the most favorable USDA or FHA loan efficiently, without any complications. Begin by selecting one of three starting options, leading to an aligned lender and USDA loan programs.

Outcomes of Lendersa USDA loan requests and matches

What is a USDA Loan in TX?

A USDA home loan is a government-secured loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It's available solely in rural areas. Unlike FHA loans that have a down payment requirement of at least 3.5%, the USDA mortgage loan requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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