USDA VS FHA in Palmview, Hidalgo County, TX

In 2026, the USDA loan limit in Palmview, which is in Hidalgo county, TX, stands at $336,500, while the FHA cap is placed at $472,030 for a single-family residence.

Leverage the Lendersa® USDA loan calculator to compare today's premier USDA against FHA rates, guiding you to understand necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options to help you select the best program in for your financial needs.

Review loan offers from 100 different lenders

Snapshot of 2026 Loan Limits and Downpayment Requirements in Palmview, Hidalgo, TX

Loan Category Maximum Allowable Loan Down Payment Needed
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Palmview, TX

The mission of Lendersa® is to provide you with optimal USDA or FHA loan solutions swiftly and with ease. Opt from three pathways to align with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in TX

A USDA home loan, supported by the Department of Agriculture and often called a USDA rural development loan or mortgage, is specific to rural areas. Unlike FHA loans that have a minimum requirement of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Saenz Real Estate
  • 14135 Francisquito Ave, Suite 101, Baldwin Park, CA, 91706
  • Saenz Real Estate is generally engaged in Real Estate. Saenz Real Estate operates in Baldwin Park. This organization is involved in Real Estate as well as other possible related aspects and functions of Real Estate. In California Saenz Real Estate maintains its local business operations

  • Lakeside Financial Services
  • 14607 Ramona Blvd, Suite C, Baldwin Park, CA, 91706
  • At Lakeside Financial Services, we do everything in our power to work with clients to prepare their tax returns and help get them the maximum refund they are entitled to. We also find the best Real Estate, Mortgage or Insurance Product that coincide with their current financial standing and future financial goals.

  • Superior Financial Solutions
  • 4230 Elida Rd, Lima, OH, 45807
  • Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies

  • Superior Credit Union
  • 4230 Elida Rd, Lima, OH, 45807
  • Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.

  • HomeLoan123
  • 13725 Proctor Ave, Suite A, La Puente, CA, 91746
  • HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you.

  • Winn Mortgage
  • 13300 Crossroads Parkway N, Suite 150, City Of Industry, CA, 91746
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Right Start Mortgage
  • 13191 Crossroads Parkway North, Suite 175, La Puente, CA, 91746
  • Right Start Mortgage, Inc., founded in 1989, is a full service mortgage banking firm specializing in Conventional, VA, and FHA residential mortgages. As a Fannie Mae direct lender and approved Ginnie Mae Seller/Servicer we offer the most competitive interest rates on the market today for all of your mortgage needs

  • Pacific Lending LLC
  • 4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
  • Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • POPA Federal Credit Union
  • 13304 Alondra Blvd, Cerritos, CA, 90703
  • POPA Federal Credit Union was formed in 1978 by PPOA (Professional Peace Officers Association) to provide not-for-profit financial products and services exclusively to fellow peace officers with the Los Angeles County Sheriff’s Department.

    In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She