USDA Vs. FHA Pro and Con comparison in Palmview, Hidalgo County, TX
In 2025, the USDA loan limit in Palmview, which is in Hidalgo county, TX, stands at $336,500, while the FHA cap is placed at $472,030 for a single-family residence.
Leverage the Lendersa® USDA loan calculator to compare today's premier USDA against FHA rates, guiding you to understand necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options to help you select the best program in for your financial needs.
Snapshot of 2025 Loan Limits and Downpayment Requirements in Palmview, Hidalgo, TX
Loan Category
Maximum Allowable Loan
Down Payment Needed
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Palmview, TX
The mission of Lendersa® is to provide you with optimal USDA or FHA loan solutions swiftly and with ease. Opt from three pathways to align with suitable lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and often called a USDA rural development loan or mortgage, is specific to rural areas. Unlike FHA loans that have a minimum requirement of 3.5% down payment, USDA loans require no down payment at all.
1333 Corporate Drive, Suite 108, Irving, TX, 75038
Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner
PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.
Black Tie Lending caters solely to residential real estate investors that buy, fix, and flip single family houses. Our innovative hard money loan products were designed for real estate investors that require fast and efficient access to money for deals that makes sense.
Great HML Terms 90% LTV on Purchase and 100% of Repair Funds. Low interest ra
We believe if it’s good for you, it’s good for us. This good-business philosophy is lived out in how we treat each other, our Members & the communities we live in. Proud to be Texas-based since 1967, we always honor the credit union credo of “people helping people.” While we deliver a variety of financial services, we are driven by respect & fairne
City Credit Union formerly the City Employees Credit Union - was issued a State of Texas charter in 1942. While our beginnings were serving only City of Dallas employees, today we serve the Dallas-Fort Worth-Arlington Metropolitan Statistical Area: anyone who lives, works, worships or attends school in Dallas.
Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.
Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.
5215 N O'Connor Blvd, Suite 1100, Irving, TX, 75039
Founded in 1999, Uptown Funding is a leading private, independent mortgage company that originates residential and commercial mortgage loans and is the among the finest mortgage originators in the United States. Headquartered in Irving, TX, Uptown Funding originates loans through direct mortgage originators and is guided by discipline
5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039
Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.
