In 2025, the USDA loan ceiling for Paloma-Creek in Denton county, TX, is $329,300. However, for a typical single-family dwelling, the FHA limit is $411,700.
Explore Lendersa®'s USDA loan calculator to compare the best current USDA vs. FHA rates, determining what income, credit score, reserves, and paperwork are necessary for qualification. Our comprehensive mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable option in Alabama.
2025 Loan Limits and Down Payment Requirements in Paloma-Creek, Denton, TX
Type of Loan
Max Loan Limit
Down Payment Required
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loans in Paloma-Creek, TX
Lendersa® aspires to facilitate quick and seamless access to the best USDA or FHA loan options. Start by choosing one of three approaches to connect with corresponding lenders and USDA loan schemes.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development or mortgage loan, and is exclusively offered in rural zones. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages necessitate no down payment.
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1405 N. Green Mount Rd, Suite 250, O Fallon, IL, 62269
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