USDA Vs. FHA your options comparison in Paloma-Creek, Denton County, TX

In 2025, the USDA loan ceiling for Paloma-Creek in Denton county, TX, is $329,300. However, for a typical single-family dwelling, the FHA limit is $411,700.

Explore Lendersa®'s USDA loan calculator to compare the best current USDA vs. FHA rates, determining what income, credit score, reserves, and paperwork are necessary for qualification. Our comprehensive mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable option in Alabama.

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2025 Loan Limits and Down Payment Requirements in Paloma-Creek, Denton, TX

Type of Loan Max Loan Limit Down Payment Required
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loans in Paloma-Creek, TX

Lendersa® aspires to facilitate quick and seamless access to the best USDA or FHA loan options. Start by choosing one of three approaches to connect with corresponding lenders and USDA loan schemes.

Lendersa USDA loan inquiry with matching outcomes

Explaining USDA Loans in TX

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development or mortgage loan, and is exclusively offered in rural zones. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Solutions First Credit Union
  • 1108 Boll Weevil Circle, Enterprise, AL, 36330
  • The mission of Solutions First Credit Union is to always provide value to all members. That value will include financial solutions for members needs and providing a level of service that is unmatched within our geographical footprint. We pledge to always look for alternative solutions that best meet the needs of each credit union member.
  • The Citizens Bank of Enterprise
  • 301 South Edwards St, Enterprise, AL, 36330
  • From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.
  • Cedar Home Loans LLC
  • 120 Buffalo Court, Dillon, CO, 80435
  • Cedar Home Loans can save time and reduce costs by providing customized mortgage solutions to assist clients in accomplishing their financial goals. We believe refinancing or buying a home should be easy. Our Summit County lending advisors will help you put your finances in order to attain the Colorado home of your dreams.
  • Goodfield State Bank
  • 201 S. Eureka Street, Goodfield, IL, 61742
  • In December of 1914, W.R. Simpson, Byron Colburn, and S. E. Naffziger founded Goodfield State Bank in Mr. Naffziger’s country store. Patrons conducted banking business in one corner of the store until a building was completed in 1915. Goodfield State Bank was officially incorporated in the State of Illinois in December of 1920
  • Blue Grass Savings Bank
  • 104 East Mayne Street, Blue Grass, IA, 52726
  • January 4, 1902 banking was started and one week later total assets were $19, 402.16. The January 9, 1902 meeting of the stockholders was held in the new bank. H. F. Wunder was hired as cashier receiving $50 a month salary. W.I. VanderVeer served as President with no pay and Julius W. Schiele served as Vice President.
  • Metco Credit Union
  • 115 8th Avenue SW, Cedar Rapids, IA, 52404
  • Metco Credit Union is a non-profit financial cooperative, owned, and operated by its members. Our purpose is to create pathways to financial success for our members by providing a full range of competitive services that respond to their changing needs. Metco Credit Union Established in 1957.
  • Gunnison Savings and Loan Association
  • 303 North Main St, Gunnison, CO, 81230
  • The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.
  • Gunnison Bank and Trust Company
  • 232 W Tomichi Ave, Gunnison, CO, 81230
  • The Gunnison Bank and Trust Company was issued its Charter from the State of Colorado in 1910. Over the last 100 years, the bank has continually evolved to serve the ever changing financial needs of the Gunnison Valley. The bank now serves the valley with two branches, The Gunnison Bank and The Crested Butte Bank.
  • Auburn University Credit Union
  • 1290 S. Donahue Drive, Auburn, AL, 36832
  • Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.
  • Bank of Edmonson County
  • 109 N Main St, Brownsville, KY, 42210
  • Bank of Edmonson County understands the American Dream of home ownership. We have helped many of your neighbors finance the purchase or construction of their homes. We want to help you. Because the purchase of a home is the single most important investment most of us will ever make, a buyer needs to choose the source of financing as carefully as th