In the year 2026, within Aubrey in the county of Denton, TX, the USDA loan limit is set at $360,600. In contrast, the limit for an FHA loan applicable to a single-family home sits at $531,300.
Utilize the Lendersa® USDA loan calculator to compare today’s most favorable USDA versus FHA rates. Evaluate the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping determine the best program within
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $360,600 | 0% | |
| FHA | $531,300 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The main aim at Lendersa® is to swiftly provide you with the most suited USDA or FHA loan while ensuring a hassle-free process. Opt from three starting points tailored to seamlessly connect you with lenders and USDA loan programs.
USDA home loans are secured by the government via the Department of Agriculture, widely known as USDA rural development loans or simply USDA mortgages. These loans cater exclusively to rural areas. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require absolutely no down payment. This makes them an attractive option for buyers in eligible rural neighborhoods.
Enter your location to find out if it qualifies for USDA rural housing loan?
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