USDA Vs. FHA Pro and Con comparison in Providence-Village, Denton County, TX
In 2025, within Providence-Village of the Denton county, TX, the limit for USDA loans is $329,300. For a single-family home, the FHA limit stands at $411,700.
The Lendersa® USDA loan calculator is your tool to assess today's top USDA and FHA rate offerings. Determine the necessary income, credit, reserves, and documentation requirements to qualify. Our comprehensive mortgage calculator offers a simultaneous view of USDA, FHA, Conforming, and VA loan options, aiding in the decision-making for the best program in that aligns with your financial needs.
2025 Loan Limits & Downpayment Requirements in Providence-Village, County of Denton, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Providence-Village, TX
Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, secured by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This type of loan exclusively serves rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans eliminate the down payment requirement, facilitating greater accessibility for eligible buyers in rural locales.
Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers
Iowa State Bank and Trust Company of Fairfield, Iowa
55 South 4th Street, Fairfield, IA, 52556
Iowa State Bank & Trust Company opened its doors for the first time on May 19, 1934, after a merger between Iowa State Savings Bank and the Iowa Loan and Trust Company was agreed to create a strong unified bank during the Great Depression. That same year, the bank was accepted into the Federal Reserve System.
At Libertyville Savings Bank, we live and work in the same community as you. We get to know you and your banking needs so that we can provide the kind of five-star service you deserve. We have 6 offices in southeast Iowa, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota, Douds or the surrounding area.
Farmers Savings Bank was founded in 1908 in Wever, Iowa. Business was conducted in the original building, just west of the railroad tracks, until 1996. In 1969 the building was remodeled and enlarged to include a drive-up facility. The bank moved into its current facility on the east side of Highway 61 in 1996.
Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
NFC provides unique lending programs & other services to facilitate neighborhood revitalization in Polk County & Cedar Rapids, Iowa through partnerships with residents, governments, community-based organizations, lending institutions & the business community. To date, NFC has provided more than $250, 000, 000 in loans and grants in its lending area
"Since 2010, Iowa Farm Finance Corporation has specialized in Long Term farm real estate loans.
We keep our overhead low to offer you rates as low as 2.35%. We offer a wide range of Farm Real Estate loan terms and rate structures.
Listed here on this site are some of the products we offer."
Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.
The credit union was started in 1933 and we’re member-owned not-for-profit financial cooperative which allows us to pass on lower loan rates and higher dividends to our member-owners. You qualify for membership at Midland Credit Union if you live or work in Polk or a contiguous county; Adair, Adams, Audubon, Boone, Cass.
