In 2026, within Providence-Village of the Denton county, TX, the limit for USDA loans is $329,300. For a single-family home, the FHA limit stands at $411,700.
The Lendersa® USDA loan calculator is your tool to assess today's top USDA and FHA rate offerings. Determine the necessary income, credit, reserves, and documentation requirements to qualify. Our comprehensive mortgage calculator offers a simultaneous view of USDA, FHA, Conforming, and VA loan options, aiding in the decision-making for the best program in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $329,300 | 0% |
| FHA | $411,700 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, secured by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This type of loan exclusively serves rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans eliminate the down payment requirement, facilitating greater accessibility for eligible buyers in rural locales.
Enter your location to find out if it qualifies for USDA rural housing loan?
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