In 2026, the USDA loan maximum in Savannah, belonging to the county of Denton, TX, is $360,600, whereas the FHA limit for a single-family home is $531,300.
Lendersa® provides a USDA loan calculator to compare today's best rates for USDA versus FHA loans, helping you determine the necessary income, credit reserves, and documentation needed for qualification. Utilizing our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $360,600 | 0% |
| FHA | $531,300 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to connect you with optimal USDA or FHA loans quickly and without hassle. Choose from one of three starting points to find matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is exclusively available in rural zones. Unlike FHA loans, which stipulate a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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