USDA and FHA Pro and Con in Paris, Lamar County, TX
In 2025, the USDA loan cap in Paris, located in the county of Lamar, TX, is set at $336,500, while for a single-family home, the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top rates for USDA compared to FHA loans. Determine the required income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial needs.
Loan limits and downpayment requirements for 2025 in Paris, county of Lamar, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Paris, TX
Lendersa® aims to secure you a USDA or FHA loan quickly and efficiently, without hassle. Start with one of three avenues to match with lenders and USDA programs.
A USDA home loan is backed by the Department of Agriculture, referred to as the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage has no down payment requirement.
Missouri Central Credit Union was organized December 28, 1931 as Missouri State Credit Union. The name was changed to Missouri Central Credit Union at a meeting of the membership on November 18, 1960. The credit union moved to Lee’s Summit in September, 1994 and quickly became involved in the thriving Lee’s Summit community.
200 NE Missouri Rd, Suite 200, Lees Summit, MO, 64086
ePrivate Lending. We are a private lender who provides financing to Real Estate Investors for single and multi-family investment property. What makes us different is we are direct with no middlemen involved. This gives our investors the highest level of service, lowest rates and costs available in private lending
Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
Peak Asset Lending is a direct private money lender for residential properties in 25 states across The USA.
With over $150 million in loans closed since our inception, we strive to provide our clients with swift and efficient funding for their real estate needs. Our loan types include purchase, refinance, cash out, fix and flip
In 1959, CSD Credit Union was formed to provide the employees of CSD-1 (Hickman Mills School District) with an alternative to traditional for profit banking institutions. The first organizational meeting of the credit union was held in the Ruskin Cafeteria on March 19th, 1959. Assets at the end of the first month were $534
As a full service residential mortgage company serving both Kansas and Missouri we ensure our clients receive the proper financing when purchasing, refinancing, or using the equity in their home. Our experienced staff of licensed mortgage professionals are here to assist you whether you are buying your first home or purchasing your dream home.
Our mission at A1 Mortgage is to present our customers with innovative financial solutions and superior service that will achieve their financial goals, while providing our employees the greatest opportunity for personal achievement. This in return will build a solid foundation for our company and a better future for our community.
The First National Bank of Sonora was organized by E.R. Jackson in 1900, only 10 years after Sonora became a town. The move to organize a bank was deemed foolhardy by some who had already seen two financial institutions fail. The organizational meeting was held on May 3, 1900, with E.R. Jackson, E.F. Vander Stucken,
