In 2026, the USDA loan cap in Paris, located in the county of Lamar, TX, is set at $336,500, while for a single-family home, the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top rates for USDA compared to FHA loans. Determine the required income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial needs.
Loan limits and downpayment requirements for 2026 in Paris, county of Lamar, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Paris, TX
Lendersa® aims to secure you a USDA or FHA loan quickly and efficiently, without hassle. Start with one of three avenues to match with lenders and USDA programs.
A USDA home loan is backed by the Department of Agriculture, referred to as the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage has no down payment requirement.
100 E Linton Blvd Suite 305A, Delray Beach, FL, 33483
American Home Finance Group, Inc utilize our extensive expertise in the mortgage industry to assist future home buyers & people in need of refinancing navigate through complex financial challenges while making them feel like a member of our family. 20 years experience and knowledge to make sure your deal is structured
Supreme Lending - Mortgage Lenders Delray Beach FL – Refinancing & VA home loan
110 SE 4th Ave, Ste. 102, Delray Beach, FL, 33483
Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products.
Liberty Mortgage Lending opened its doors in 2001 with a mission to provide our clients with the best service in the mortgage industry. This mission, along with continued loyalty to our client’s financial security, has seen us through the highs and lows of the real estate market, making many of our first-time borrowers happy to return.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Full service real estate brokerage proudly serving South Florida since 1981. Ravi Malhotra believe in treating my customers the way I would like my family to be treated. Ravi will work hard to get you the best deal possible, He ill deal honestly and fairly at all times. Ravi will communicate regularly and keep you posted on all activities.
The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.
6501 Congress Avenue, Suite 240, Boca Raton, FL, 33487
Unleash your financial potential with American Mortgage Lender! With over 40 years in the industry, we empower families, individuals, and small businesses to secure their ideal financing solutions. Our dedicated team, led by Doug Gelman, ensures a seamless borrowing experience that keeps clients returning. Reach out to us at [email protected]
Gelt Financial closes mortgages for commercial property owners and real estate investors nationwide. When searching for a private mortgage lender, it’s sometimes difficult to make sure you’re working directly with a lender but at Gelt Financial, there is no third-party hand-off. Gelt Financial is a direct lender and will work with you from start to
