USDA Vs. FHA Pro and Con comparison in Sulphur-Springs, Hopkins County, TX
For 2025, the loan limit for the USDA in Sulphur-Springs, situated in the county of Hopkins, TX, stands at $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA, and determine necessary income, credit, reserves, and documentation for eligibility. With our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to identify which program in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Sulphur-Springs, Hopkins, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Sulphur-Springs, TX
The purpose of Lendersa® is to quickly and efficiently provide the best possible USDA or FHA loans without hassle. Choose one of three initial points that connect you with matching lenders and USDA loan programs.
The USDA home loan, assured by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is designed for rural areas exclusively. Contrary to FHA loans that require at least a 3.5% down payment, a USDA mortgage demands no down payment at all.
We believe in celebrating the hard work, innovation, courage, and determination of our clients, whether they're applying for a new business loan or opening up their first savings account. We get to know our clients so we can help guide them on the best path possible. We built American National Bank over 100 years ago with the same curiosity.
Goodman Mortgage Corporation is a locally owned and operated Mortgage Brokerage with over 30 years mortgage and lending experience. We have a personal interest in the people and families in the Nebraska and Iowa area. It has always been and always will be our community, too!
We have the experience to identify.
Finance1 provides professional mortgage service, helping you find accurate answers to important questions regarding mortgage rates, refinancing, savings, and smart investment options. We protect your best interest, so whether it be refinancing a current mortgage or purchasing a new home, we have you covered through a quick and informative process.
We’re a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, needs and goals
Founded in 1966, Delmar Mortgage is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Mortgage offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, jumbo, FHA, VA and more.
Originally established in 1934 as one of the first twelve credit unions serving employees of the Farm Credit System, we organized as the Farm Credit Administration Cooperative Credit Association. In 2005 we converted to a federal charter and adopted the name Four Points in order to better reflect our new ability to serve members.
13520 California Street, Suite 250, Omaha, NE, 68154
Aksarben Mortgage brings to the Omaha mortgage market experienced, customized, comprehensive service that is local and personal. Exceptional service is our passion as we strive to be our clients’ advisors for life, not a single transaction. We've been helping customers afford the home of their dreams for many years.
I started in the mortgage industry back in 2002 right after graduating from the University of Nebraska at Lincoln. Since I had no idea what I wanted to do after graduating, I sort of just fell into being a loan officer. I don’t think anyone dreams of being a mortgage lender growing up, but in the many years
Eagle Mortgage Company is a locally owned and full-service mortgage company in Omaha, NE. We specialize in providing you with a Conventional loan, VA loan, FHA loan, and USDA loan in both Nebraska & Iowa, including Sarpy County, Douglas County, Omaha, and Council Bluffs. Whether you are buying a home or looking for a home refinance loan
Sumner Bank & Trust was organized in 2005 to fulfill a need in Sumner County for at true community bank owned by local shareholders. This large & diverse group of local owners, combined with a dedicated group of 17 organizers, provides a strong foundation for bank. We are proud to have a local board, which means decisions will always be made right.
