USDA Vs. FHA Pro and Con comparison in Sulphur-Springs, Hopkins County, TX
For 2025, the loan limit for the USDA in Sulphur-Springs, situated in the county of Hopkins, TX, stands at $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA, and determine necessary income, credit, reserves, and documentation for eligibility. With our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to identify which program in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Sulphur-Springs, Hopkins, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Sulphur-Springs, TX
The purpose of Lendersa® is to quickly and efficiently provide the best possible USDA or FHA loans without hassle. Choose one of three initial points that connect you with matching lenders and USDA loan programs.
The USDA home loan, assured by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is designed for rural areas exclusively. Contrary to FHA loans that require at least a 3.5% down payment, a USDA mortgage demands no down payment at all.
6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131
In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.
Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
4 Summit Park Drive, Suite 200, Independence, OH, 44131
NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.
"Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates.
Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
"Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
You will find that the skill, professionalism, & consideration we give to each of our clients."
"We are actively taking in and closing Investment loans during the Corona Virus Crises in spite of many Lenders stepping back and withdrawing funding till the market corrects.
REI is working closely with Investors who have in house funds and have not been affected by the shutdown."
4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
Forward is a licensed mortgage brokerage, serving the lending needs of individuals looking to buy homes and customers looking to refinance. Our focus; providing personal and specialized mortgage services to meet each client’s specific needs.
we Specialties in mortgage broker, first mortgages, first time home buyer, mortgage rates etc
Creative Home Loans LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
Loanatik is a fun and slightly irreverent consumer brand providing residential mortgages to qualified borrowers. The mission of the company is to reimagine the process of getting a mortgage from application through secondary marketing. Our goal is to empower borrowers in a simplified application process, making it easy and efficient to borrow.
We make it extremely easy for you to get the right loan for your circumstances, hassle-free. Before you know it, you’ll have a mortgage loan that best fits your specific needs, saving you time and money. CountryFirst Mortgage works with you every step of the way, from Pre-Qualification to selecting the type of loan that is right for you.
