USDA and FHA Pro and Con in Clarksville, Red River County, TX

For 2025, the USDA loan limit for Clarksville in Red River county, TX, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA with FHA rates. This tool allows you to determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator helps you view USDA, FHA, Conforming, and VA options side by side, ensuring you pick the program best suited to your financial situation in Alabama.

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2025 Loan Limits and Down Payment Criteria in Clarksville, Red River, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Clarksville, TX

Lendersa® is committed to quickly connecting you with the best USDA or FHA loan options. Choose one of three starting strategies to match you with suitable lenders and USDA loan plans.

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Understanding USDA Loans in TX

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and it is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Summerfield Mortgage, LLC is a young company with deep roots, founded on over 25 years of experience. We offer top service because we have your best interest at heart and also Mortgages made easy. Whether this is your first home purchase, refinance, a vacation home, or investment property.
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