USDA Vs. FHA Pro and Con comparison in Clarksville, Red River County, TX

For 2025, the USDA loan limit for Clarksville in Red River county, TX, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA with FHA rates. This tool allows you to determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator helps you view USDA, FHA, Conforming, and VA options side by side, ensuring you pick the program best suited to your financial situation in Alabama.

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2025 Loan Limits and Down Payment Criteria in Clarksville, Red River, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Clarksville, TX

Lendersa® is committed to quickly connecting you with the best USDA or FHA loan options. Choose one of three starting strategies to match you with suitable lenders and USDA loan plans.

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Understanding USDA Loans in TX

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and it is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pennsylvania-American Water Federal Credit Union
  • 6050 Library Road, Bethel Park, PA, 15102
  • At Pennsylvania-American Water Federal Credit Union. We offer numerous services for all your financial needs. A warm welcome is extended to all our prospective new members. Hopefully we can provide a pleasant & profitable place for you & your family to save & borrow money. We are a Federally insured credit union originally chartered in 1974.
  • Solar Financial Group LLC
  • 704 Arkwood Drive, Bethel Park, PA, 15102
  • We take pride in offering the best rates, low fees and personal service. We are dedicated to serving the needs of our customers each and every day. Solar Financial has been in business since 2004 and currently holds an A+ rating with the Better Business Bureau. We have over 100 years of loan and banking experience among our senior loan officer
  • O'Neill Financial Services Inc
  • 519 Diablo Drive, Bethel Park, PA, 15102
  • ONEILL FINANCIAL SERVICES INC, Residential and Commercial Mortgage Brokers in Pennsylvania with over 40 years of experience. We offer Commercial Loans NATIONWIDE With FULL INCOME VERIFICATION AND STATED INCOME LOANS. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different.
  • New Alliance FCU
  • 835 Merchant Street, Ambridge, PA, 15003
  • Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations
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  • 309 Long Street, Newell, PA, 15466
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  • PO Box 205, Bruceton Mills, WV, 26525
  • Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.
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  • 109 Main Street, Hunter, ND, 58048
  • Dakota Heritage Bank aspires to have a strong image created by helping our customers accumulate and retain wealth. We will sell those products and services that will enhance our customers’ ability to reach their financial goals.Our core purpose is to make a positive impact in our communities and in the lives we touch.
  • Wake Forest Federal
  • 302 South Brooks Street, Wake Forest, NC, 27587
  • Wake Forest Federal we strive to provide our customers with an atmosphere that is warm and welcoming – a “hometown feel.” We believe in truly knowing our customers and calling them by name. And our customers who are also our neighbors feel comfortable knowing we have their needs first and foremost.
  • Ace Mortgage Group LLC
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