For 2026, the USDA loan limit for Clarksville in Red River county, TX, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA with FHA rates. This tool allows you to determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator helps you view USDA, FHA, Conforming, and VA options side by side, ensuring you pick the program best suited to your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to quickly connecting you with the best USDA or FHA loan options. Choose one of three starting strategies to match you with suitable lenders and USDA loan plans.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and it is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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