For 2025, the USDA loan limit in Parker, within the county of Collin, TX, is $360,600. Meanwhile, the FHA cap for a single-family home is established at $531,300.
To compare today's top USDA and FHA rates, employ the Lendersa® USDA loan calculator. It will help you ascertain the income, credit, reserves, and documentation necessary for qualifying. Additionally, with our enhanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most fitting program in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Parker, Collin, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Parker, TX
At Lendersa®, our mission is to provide you with the finest USDA or FHA loans swiftly and without any stress. Choose one of three starting points that align you with potential lenders and USDA loan options.
A USDA home loan is guaranteed by the governmental Department of Agriculture, known also as a USDA rural development loan or a USDA mortgage. It's specifically available in rural areas. Unlike FHA loans that insist on a minimum 3.5% down payment, USDA mortgages do not require any down payment at all.
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