For 2025, the USDA loan limit in Parker, within the county of Collin, TX, is $360,600. Meanwhile, the FHA cap for a single-family home is established at $531,300.
To compare today's top USDA and FHA rates, employ the Lendersa® USDA loan calculator. It will help you ascertain the income, credit, reserves, and documentation necessary for qualifying. Additionally, with our enhanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most fitting program in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Parker, Collin, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Parker, TX
At Lendersa®, our mission is to provide you with the finest USDA or FHA loans swiftly and without any stress. Choose one of three starting points that align you with potential lenders and USDA loan options.
A USDA home loan is guaranteed by the governmental Department of Agriculture, known also as a USDA rural development loan or a USDA mortgage. It's specifically available in rural areas. Unlike FHA loans that insist on a minimum 3.5% down payment, USDA mortgages do not require any down payment at all.
Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.
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At 1st Residential Funding, we make you feel at home during your home loan process. We are a family-owned company that was founded in 1999 with the commitment to find you the most competitive interest rates and closing costs available. We shop hundreds of lenders in order to provide the loan best suited for you.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Ridge View Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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United Savings Credit Union is dedicated to providing exceptional customer service, educating members and helping them succeed financially. Visit us online for more information.
United Savings Credit Union has been open since 1935. It's the 13th largest credit union in North Dakota with assets totaling $81.35 Million
Freedom Community Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education and involvement while maintaining long-term financial stability.Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education
FFE Federal Credit Union has been open since 1954. The credit union has assets totaling $4.93 Million and provides banking services to more than 500 members.
The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
At Fargo VA Federal Credit Union, our members are our first priority. If you have questions or concerns, we want to know.
We provide products and services that help the financial stability and economic growth for both our members and our community.
As part of your community, we plan for the future to help individuals
