USDA Loan Vs. FHA loan pro & con Parker, Collin County, TX

In 2025, USDA loan limit in Parker, county of Collin, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Parker, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(931) 461-8576 Lender's profile and map Reviews First Vision Bank. 1401 N. Jackson Street, Tullahoma, TN, 37388 First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
(931) 455-3488 Lender's profile and map Reviews Citizens Tri-County Bank 201 N Jackson Street, Tullahoma, TN, 37388 Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.
(800) 342-3086 Lender's profile and map Reviews Ascend Federal Credit Union 520 Airpark Drive, Tullahoma, TN, 37388 At Ascend, our mission is to "Raise Possibilities" for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
(931) 455-0500 Lender's profile and map Reviews Mortgage Connection 609 Wilson Avenue, Tullahoma, TN, 37388 Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(812) 425-5152 Lender's profile and map Reviews Diamond Valley Federal Credit Union 840 East Diamond Avenue, Evansville, IN, 47711 Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
(812) 475-0500 Lender's profile and map Reviews Heritage United Mortgage Services 1420 N Weinbach Ave, Evansville, IN, 47711 We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
(515) 974-6908 Lender's profile and map Reviews HALO Capital 3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310 Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.
(256) 646-2354 Lender's profile and map Reviews WinSouth Credit Union 110 South 26th Street, Gadsden, AL, 35904 WinSouth Credit Union is a cooperative financial institution, owned & controlled by the people who use its services. These people are members. WinSouth Credit Union serves groups that share something in common, such as where they work, live or go to church. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members.
(812) 492-8104 Lender's profile and map Reviews First Federal Savings Bank IN 5001 Davis Lant Drive, Evansville, IN, 47715 Our Mission at First Federal is to provide escalating shareholder value through ever-increasing profitability & quality growth by building loyal, profitable customer relationships with individuals and businesses in the tri-state area. These relationships will be built by effectively marketing our financial products and services and delivering them.
(812) 424-2621 Lender's profile and map Reviews Evansville Federal Credit Union 6209 Vogel Road, Evansville, IN, 47715 EFCU has been offering superior financial services with a member-oriented focus. We are different from other financial institutions because we are a not-for-profit cooperative. We’re owned by and work for our members. Instead of maximizing profits for shareholders, we pass them on to our members in the form of high-yielding accounts
(812) 842-2265 Lender's profile and map Reviews Peoples Trust & Savings Bank 2201 N. Green River Rd, Evansville, IN, 47715 Peoples Trust and Savings Bank is the hometown bank with longstanding ties to the community, big enough to provide the resources and banking services our customers need and want, yet small enough to care about each customer. We're a "Main Street" bank, not a Wall Street financial institution, so we provide personalized customer service.