FHA Vs. USDA loan program for Pecos, Reeves County, Texas

During 2026, the USDA loan limit for Pecos in Reeves county, TX, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA options to help you select the program in that best matches your financial needs.

Exploring USDA and FHA Loan Opportunities in Pecos, TX

The objective of Lendersa® is to swiftly connect you with the most fitting USDA or FHA loans effortlessly. Begin with one of three starting choices to find matching lenders and explore suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan is backed by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage requires no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

Pecos Lenders
(432) 943-3445 Lender's profile and map Ward County Credit Union 301 South Main Street, Monahans, TX, 79756 Lends in Texas A half-century ago, in 1956, Ward County Credit Union was founded in Monahans, Texas by a group of teachers and operated out of a class room during the school year and the volunteer manager’s kitchen table during the summer. The member deposits were then and are now used to make loans that benefit the members and the families we serve.
(432) 586-6631 Lender's profile and map WesTex Community Credit Union 200 E Austin Street, Kermit, TX, 79745 Lends in Texas It is the mission of WesTex Community Credit Union to serve its member/owners’ needs by exploring and providing services that help them reach their financial goals as well as educate the member/owners concerning their financial matters. This is done through professionalism, courtesy, respect
(432) 426-3211 Lender's profile and map Fort Davis State Bank 100 North State Street, Fort Davis, TX, 79734 Lends in Texas Fort Davis State Bank was established in 1911 and is proud to be home owned and operated. Our two branches in Alpine and Presidio were added in 1997. Our mission, as the only home owned and operated bank in the area is to grow while profitably providing superior financial services to our customers.
(432) 333-5600 Lender's profile and map First Basin Credit Union 2740 N. County Road West, Odessa, TX, 79764 Lends in Texas First Basin, we strive to provide our members with the latest in technology and ease of access to their accounts. Make a loan payment online, pay your water bill, transfer funds into your savings account, check your balance with your mobile device, and much more... All at your fingertips and for your convenience.