In 2026, the USDA loan limit for a single-family home in Rockport, located in Aransas county, TX, is $336,500. Meanwhile, the FHA loan limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to efficiently compare the leading USDA and FHA rates available today. This tool will help you determine the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most beneficial program for your financial situation in
Compare loan offers from 100 diverse lenders
| Loan Type | Loan Limit | Down Payment Required |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to connect you with the best USDA or FHA loan options speedily and efficiently. Choose one of three starting pathways that align you with lenders providing USDA loan programs designed for your needs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. This loan is accessible exclusively for properties in rural neighborhoods. Unlike FHA loans that mandate a down payment of at least 3.5%, USDA loans hold the advantage of not requiring any down payment, making them a highly attractive choice for potential borrowers.
Additionally, USDA loans can provide lower interest rates and reduced mortgage insurance costs, enhancing the affordability and appeal of homeownership for those seeking property in rural communities.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
Bridge Loan Guides
