USDA and FHA Pro and Con in Presidio, Presidio County, TX
In 2025, the loan limits for USDA in Presidio, Presidio, TX are set at $336,500. For a single-family home, the FHA cap is $472,030.
Use the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today. This tool helps you assess required income, credit, reserves, and documents to qualify. Our advanced calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, guiding your choice for the best option in based on your financial context.
2025 Loan Limits and Down Payment Requirements in Presidio, Presidio, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Presidio, TX
Lendersa® aims to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose from three starting paths leading to USDA loan-matching lenders.
A USDA home loan, guaranteed by the government, also known as a USDA rural development loan, is intended for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA loan needs no down payment.
New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.
722 East Main Street, Suite 105, Santa Maria, CA, 93454
The Novel Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in Santa Barbara and San Luis Obispo counties. Our outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution.
We have been serving the Central Coast for over 10 years. We were here before the market crash and have been here since. We help clients get qualified for a home loan. Whether they be first time home buyers or investors. We do loans from FHA to VA as well as conventional loans. We can do loans that big banks cannot do give us a call
PB & Associates strives to bring the best possible experience as well as exposure and are active members of their local and state real estate MLS associations. In addition, our website is linked nationally and provides a simplified approach to guide our clients through the home selling and buying processes.
Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services
We are all about the family, and where do we spend our family time, in the home. The American Dream of owning your own home is alive and WELL at Clinton Bank.We provide fixed and variable rate products in maturities up to 30 years. We have products that we service ourselves and those we sell into the secondary market.
At First Community Bank, our roots run deep. Starting in 1936 as First National Bank in Clinton, KY, we formed strong ties to this small town along with many of the neighboring communities. The sound relationships that were formed in those early developmental years continue to be an important part of our success.
Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.
