USDA Loan Vs. FHA loan for Presidio, TX 2026

In 2026, the loan limits for USDA in Presidio, Presidio, TX are set at $336,500. For a single-family home, the FHA cap is $472,030.

Use the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today. This tool helps you assess required income, credit, reserves, and documents to qualify. Our advanced calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, guiding your choice for the best option in based on your financial context.

Exploring USDA and FHA Loans in Presidio, TX

Lendersa® aims to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose from three starting paths leading to USDA loan-matching lenders.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the government, also known as a USDA rural development loan, is intended for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA loan needs no down payment.

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Presidio Lenders
(432) 426-3211 Lender's profile and map Fort Davis State Bank 100 North State Street, Fort Davis, TX, 79734 Lends in Texas Fort Davis State Bank was established in 1911 and is proud to be home owned and operated. Our two branches in Alpine and Presidio were added in 1997. Our mission, as the only home owned and operated bank in the area is to grow while profitably providing superior financial services to our customers.
(432) 336-3331 Lender's profile and map The Pecos County State Bank 500 North Main Street, Fort Stockton, TX, 79735 Lends in Texas The charter of the Pecos County State Bank was dated March 22, 1928. The bank opened for business on July 3, 1928, in the old First State Bank building located on the corner of First and Main in Fort Stockton, Texas. Opening Capital was $25,000.00 with a surplus of $6,250.00. The first officers were J.M. Montgomery,
(432) 943-3445 Lender's profile and map Ward County Credit Union 301 South Main Street, Monahans, TX, 79756 Lends in Texas A half-century ago, in 1956, Ward County Credit Union was founded in Monahans, Texas by a group of teachers and operated out of a class room during the school year and the volunteer manager’s kitchen table during the summer. The member deposits were then and are now used to make loans that benefit the members and the families we serve.
(855) 504-9005 Lender's profile and map Ozona National Bank 503 11th St., Ozona, TX, 76943 Lends in Texas On June 1, 1905, a group of West Texas ranchers joined forces to open Crockett County’s first bank in Ozona, Texas. Local citizens of Ozona – used to entrusting their funds to the town mercantile’s safe–lined up to make deposits at the new banking institution. Descendants of those founders are still direct employees of the bank
(432) 586-6631 Lender's profile and map WesTex Community Credit Union 200 E Austin Street, Kermit, TX, 79745 Lends in Texas It is the mission of WesTex Community Credit Union to serve its member/owners’ needs by exploring and providing services that help them reach their financial goals as well as educate the member/owners concerning their financial matters. This is done through professionalism, courtesy, respect