USDA and FHA Pro and Con in Alpine, Brewster County, TX

For 2025, in Alpine, located in Brewster county, TX, the USDA loan threshold is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA and FHA rates. This tool assists in identifying the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays options side by side for USDA, FHA, Conforming, and VA schemes, facilitating the choice of the best program for your financial situation in .

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Understanding Loan Limits and Down Payment Requirements for 2025 in Alpine, Brewster county, TX

Type of Loan Loan Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Alpine, TX

The mission of Lendersa® is to efficiently secure you either a USDA or FHA loan. Choose one of three paths to connect with matching lenders and USDA loan programs tailored to your circumstances.

Lendersa USDA loan request and matching outcomes

Explaining USDA Loans in TX

A USDA home loan is guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designed specifically for rural neighborhoods. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA mortgages have no down payment requirements.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LTI Mortgage
  • 1801 North Hampton Road, Suite 415, Desoto, TX, 75115
  • LTI Mortgage was built on Loyalty, Trust and Integrity. We feel that everyone who wants to own a home should own a home and get a fair deal in the process. We're Here to make sure you get the best mortgage loan possible at a great price. We're a small company with much less overhead than the bigger companies.
  • TSW Mortgage & Associates
  • 1801 N Hampton Rd, Suite 383, Desoto, TX, 75115
  • TSW Mortgage & Associates. I will be your dedicated mortgage professional to help guide you through your loan process. Please feel free to reach out to me at any time with your loan questions.Conventionl, FHA, ARM, USDA/RHS, VA, 203k, Jumbo, Interest Only, Fix & Flip, Investment, Hard Money, Reverse Mortgage & Home Equity
  • Lamar National Bank
  • 100 Plaza Place, Suite 100, Northlake, TX, 76226
  • Lamar National Bank started in 1980 in Paris, TX, by businessmen who saw an opportunity for Relationship Banking and supporting the needs of the community. We are dedicated to building a culture of care in the community we serve and helping others find their path to success. We build lifelong, multigenerational relationships
  • Greater Texas Mortgage Company
  • 3237 Stonecrop Trail, Argyle, TX, 76226
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Lone Star Home Mortgage
  • 1341 Saddlebrook Court, Argyle, TX, 76226
  • Lone Star Home Mortgage is a full service mortgage Company with one goal in mind...helping consumers accomplish their home financing goals.The only way to achieve this is by providing the best origination platform for mortgage professionals to operate in today's landscape. This means delivering the products, price, and service.
  • Trinity Oaks Mortgage
  • 420 Century Way, Suite 100, Red Oak, TX, 75154
  • Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.
  • Irving City Employees Federal Credit Union
  • 1408 W Pioneer Drive, Irving, TX, 75061
  • Irving City Employees Federal Credit Union (ICEFCU) is a member-owned and controlled financial cooperative that is dedicated to providing the best possible financial services to meet our member’s needs. Our goal is to always provide these services in an efficient and friendly manner.
  • Dynamic Mortgage Limited Liability Company
  • 1400 West Irving Boulevard, Suite 400C, Irving, TX, 75061
  • Sandra B Manglona President of Dynamic Mortgage LLC Another wizard from the financing world, Sandra B Manglona, has her awesome manner of telling things about herself without bragging too much; Our company offers are extend variety of Mortgage Products as follow: FHA Loans, Conventional, Conventional High Balance