For 2026, in Alpine, located in Brewster county, TX, the USDA loan threshold is $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA and FHA rates. This tool assists in identifying the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays options side by side for USDA, FHA, Conforming, and VA schemes, facilitating the choice of the best program for your financial situation in
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| Type of Loan | Loan Limit | Minimum Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to efficiently secure you either a USDA or FHA loan. Choose one of three paths to connect with matching lenders and USDA loan programs tailored to your circumstances.
A USDA home loan is guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designed specifically for rural neighborhoods. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA mortgages have no down payment requirements.
Enter your location to find out if it qualifies for USDA rural housing loan?
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