USDA and FHA Pro and Con in Alpine, Brewster County, TX

For 2026, in Alpine, located in Brewster county, TX, the USDA loan threshold is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA and FHA rates. This tool assists in identifying the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays options side by side for USDA, FHA, Conforming, and VA schemes, facilitating the choice of the best program for your financial situation in .

Review loan proposals from 100 lenders

Understanding Loan Limits and Down Payment Requirements for 2026 in Alpine, Brewster county, TX

Type of Loan Loan Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Alpine, TX

The mission of Lendersa® is to efficiently secure you either a USDA or FHA loan. Choose one of three paths to connect with matching lenders and USDA loan programs tailored to your circumstances.

Lendersa USDA loan request and matching outcomes

Explaining USDA Loans in TX

A USDA home loan is guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designed specifically for rural neighborhoods. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA mortgages have no down payment requirements.

Enter your location to find out if it qualifies for USDA rural housing loan?



Alpine Lenders

  • The Pecos County State Bank
  • 500 North Main Street, Fort Stockton, TX, 79735
  • Lends in Texas
  • The charter of the Pecos County State Bank was dated March 22, 1928. The bank opened for business on July 3, 1928, in the old First State Bank building located on the corner of First and Main in Fort Stockton, Texas. Opening Capital was $25,000.00 with a surplus of $6,250.00. The first officers were J.M. Montgomery,

  • Fort Davis State Bank
  • 100 North State Street, Fort Davis, TX, 79734
  • Lends in Texas
  • Fort Davis State Bank was established in 1911 and is proud to be home owned and operated. Our two branches in Alpine and Presidio were added in 1997. Our mission, as the only home owned and operated bank in the area is to grow while profitably providing superior financial services to our customers.

  • Ward County Credit Union
  • 301 South Main Street, Monahans, TX, 79756
  • Lends in Texas
  • A half-century ago, in 1956, Ward County Credit Union was founded in Monahans, Texas by a group of teachers and operated out of a class room during the school year and the volunteer manager’s kitchen table during the summer. The member deposits were then and are now used to make loans that benefit the members and the families we serve.

  • Ozona National Bank
  • 503 11th St., Ozona, TX, 76943
  • Lends in Texas
  • On June 1, 1905, a group of West Texas ranchers joined forces to open Crockett County’s first bank in Ozona, Texas. Local citizens of Ozona – used to entrusting their funds to the town mercantile’s safe–lined up to make deposits at the new banking institution. Descendants of those founders are still direct employees of the bank

  • WesTex Community Credit Union
  • 200 E Austin Street, Kermit, TX, 79745
  • Lends in Texas
  • It is the mission of WesTex Community Credit Union to serve its member/owners’ needs by exploring and providing services that help them reach their financial goals as well as educate the member/owners concerning their financial matters. This is done through professionalism, courtesy, respect

  • First Basin Credit Union
  • 2740 N. County Road West, Odessa, TX, 79764
  • Lends in Texas
  • First Basin, we strive to provide our members with the latest in technology and ease of access to their accounts. Make a loan payment online, pay your water bill, transfer funds into your savings account, check your balance with your mobile device, and much more... All at your fingertips and for your convenience.

  • The Bank and Trust, S.S.B.
  • 1200 Avenue F, Del Rio, TX, 78840
  • Lends in Texas
  • In 1910, The Bank & Trust opened its doors with a promise to provide superior financial products with exceptional customer service in Del Rio, Texas. The bank has served as a symbol of strength to its customers throughout times of trial and innovation including The Great Depression, two world wars

  • Border Federal Credit Union
  • 2211 N Bedell Avenue, Del Rio, TX, 78840
  • Lends in Texas
  • Border FCU is a not-for-profit community financial instituion owned by its members.and also BFCU's mission is to serve the community of member - owners by providing diverse, competitive and progressive financial services to improve the financial well being of our members and their families

  • Amistad Bank
  • 1301 Veterans Blvd, Del Rio, TX, 78840
  • Lends in Texas
  • Amistad Bank team is bilingual from the President down which allows the staff to provide exceptional customer service, in both English and Spanish. The bank offers an array of deposit products for consumers and businesses, including our high yield amigo checking account, friendship club account, the best club account in our area.