In 2026, the USDA loan limit for Mercedes in Hidalgo County, TX, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare today's leading USDA and FHA rates. Identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help you determine the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Mercedes, Hidalgo, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Mercedes, TX
The mission of Lendersa® is to secure you the best USDA or FHA loan swiftly and effortlessly. Select one of three starting choices to find matching lenders and suitable USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. It distinguishes itself from FHA loans, which require a minimum down payment of 3.5%, as USDA loans necessitate no down payment.
Cayetano is a privately held real estate company focused on the development of affordable single-family communities. It is Headquartered in Austin, Texas. Cayetano has been involved in the real estate development, mortgage origination and mortgage servicing business in Texas for over 30 years.
2019 South 77 Sunshine Strip, Harlingen, TX, 78550
Lends in Texas
The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.
Rio Grande Valley Credit Union has been open since 1954. The credit union has assets totaling $152.34 Million and provides banking services to more than 17, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
First Community Bank was originally chartered as the First National Bank of San Benito on September 27, 1979 and opened for business on October 3rd of that year in San Benito, Texas. The bank’s roots are evident in its ownership, represented by local businesspeople with a strong family heritage in the Rio Grande Valley.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.
Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
We are a group of individuals that are uniquely different, we share a common goal and the like-minded belief that we can change the face of real estate through knowledge, experience, hard work, technology, honesty, integrity and by and giving back to our community. We are NOT centered around a presentation or sales pitch
3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
Lends in Texas
"WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market. Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are for our Loan Officers to be educated, resourceful."
