USDA Loan Vs. FHA loan for Mercedes, TX [ best of 2023]

In 2025, USDA loan limit in Mercedes, county of Hidalgo, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mercedes, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(617) 527-2583 1882 miles Lender's profile and map Reviews Blue Door Mortgage 440 Harvard Street, Brookline, MA, 02446 With 21+ years in the Mortgage Brokerage business, BDM has helped THOUSANDS of homeowners purchase or refinance their properties. It’s a big step to purchase a new home or refinance a current mortgage loan – know that you can rely on Blue Door Mortgage to find the best loan program for you.
(603) 643-1400 1882 miles Lender's profile and map Reviews Title Mortgage Solution 7 Lebanon Street, Suite 105, Hanover, NH, 03755 We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
(603) 643-7400 1882 miles Lender's profile and map Reviews Legacy Mortgage, LLC 2 Buck Rd, Suite L, Hanover, NH, 03755 Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
(877) 380-2265 1883 miles Lender's profile and map Reviews ABINGTON BANK 6 Harrison Avenue, Abington, MA, 02351 Abington Bank, part of the Hometown Financial Group banking family. We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.
(617) 288-2420 1883 miles Lender's profile and map Reviews Boston Firefighters Credit Union 60 Hallet Street, Dorchester Center, MA, 02124 Boston Firefighters Credit Union was established in 1948. Since that time, BFCU has had one goal; to provide high quality services in a warm, friendly atmosphere with the best possible rates while operating in a safe and sound manner consistent with all regulatory rules and regulations
(617) 247-4747 1883 miles Lender's profile and map Reviews East West Mortgage Company 100 Hallet Street, Boston, MA, 02124 East West Mortgage was started to help individuals and families manage their home finances and their lives in an efficient, and informed manner. Our technology allows us to save our customers time and money. Our knowledgeable loan officers are dedicated to helping customers understand their options and select the best loan programs available.
(617) 718-5363 1883 miles Lender's profile and map Reviews Norfolk Capital 344 Talbot Ave, Dorchester Center, MA, 02124 Norfolk Capital provides short-term bridge capital for real estate investors, developers, and home builders who need immediate funding for an acquisition or refinancing. Our creative real estate financing solutions are structured exclusively for those seeking alternatives to conventional bank loans.
(781) 641-8600 1883 miles Lender's profile and map Reviews Leader Bank Loan Center 180 Massachussetts Ave, Arlington, MA, 02474 At Leader Bank we take a modern day approach to making dreams come true, all while helping the community we love. Start your journey with us today. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s rapid growth and customer-oriented solutions...
(781) 641-3900 1883 miles Lender's profile and map Reviews Leader Bank 141 Massachusetts Avenue, Arlington, MA, 02474 Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking differently. The core tenets of Leader Bank include client services, exemplary products, and innovation to meet the needs of its clients. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s
(617) 500-0726 1883 miles Lender's profile and map Reviews Jadia Mortgage 19 Broadway, 3rd Floor, Arlington, MA, 02474 Jadia Mortgage assists you with the easiest & fastest way to get a low cost home loan or refinance. We are mortgage broker, & we are not making & servicing the loan. You will really enjoy a fast, hassle-free, no-nonsense service through us that meets your specific requirements. We will show you in detail how you can save on your mortgage loan
(617) 492-3212 1883 miles Lender's profile and map Reviews Cambridge Teacher's Fed CU 20 Felton Street, Cambridge, MA, 02138 Cambridge Teachers’ Federal Credit Union has remained a strong, secure, and highly rated financial institution, since 1939 when it was founded by school employees. Our Credit Union is a non-profit organization, owned, and operated by its members, who elect a Board of Directors annually. Membership is the heart of the Credit Union.