USDA and FHA Pro and Con in La-Feria, Cameron County, TX

In 2026, the USDA loan ceiling in La-Feria, within Cameron county, TX, is set at $285,000, whereas the FHA limit for a single-family residence stands at $356,362.

The Lendersa® USDA loan calculator allows you to compare the top rates for USDA versus FHA for today, while also helping you assess the income, credit, reserves, and necessary documents needed for qualification. Utilizing our mortgage calculator facilitates a side-by-side comparison of USDA, FHA, Conforming, and VA to determine the most suitable financial program in .

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2026 Loan Limits and Down Payment Requirements in La-Feria, county of Cameron, TX

Type of Loan Loan Ceiling Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Opportunities in La-Feria, TX

Lendersa® is dedicated to securing the quickest and most efficient USDA or FHA loans for you. Begin with one of three options to connect with lenders and explore available USDA programs.

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Understanding USDA Loans in TX

A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. These loans are designed for rural areas and differ from FHA loans, which require a 3.5% down payment; USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lender Price
  • 33 S. Catalina Ave, Suite 101, Pasadena, CA, 91106
  • At Lender Price, we believe in disrupting the mortgage lending industry by equipping the lending community with innovative technologies that enhance user experience and streamlines the mortgage loan process. Lender Price provides an Openly Accessible Marketplace for mortgage loan originators to price mortgage loans

  • Rose City Realty Inc.
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Rose City Realty, Inc., was founded in 1999 and incorporated in 2001 by Preston Howard, a California mortgage broker and licensed real estate broker, with the mission of providing real estate financing solutions with corporate knowledge – with a personal touch. By building a personal network of non-traditional resources to fund loans

  • Axxess Funding
  • 600 South Lake Avenue, Suite 408, Pasadena, CA, 91106
  • We specialize in residential home loans. We offer many unique home buyer programs and refinance programs to help save you thousands of dollars. We are helpful, experience and focus on providing a great service and value to those who entrust in us. residential home loans. We offer many unique home buyer programs

  • Blue Fox Capital Corp.
  • 1250 East Walnut, Suite 240, Pasadena, CA, 91106
  • Blue Fox Capital Corp specialize in all kind of commercial loans to owners, investors and developers in need of funding outside the scope of traditional banks and lenders. We offer loans for almost every scenario including residential fix and flip, new construction, transactional funding, and commercial "value add lending.

  • Michael An King
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Our Mission is to serve our clients with honesty, integrity & competence.Our Goal is to provide home loans with the best rate & lowest closing cost possible.Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.We've been helping clients afford the home of their dreams for many years & we love what we do!

  • Signature Fine Estates
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • CalCap Financial
  • 65 N. Catalina Ave., Pasadena, CA, 91106
  • CALCAP Lending, LLC is a mortgage company providing short to mid-term financing for property investors. Investors can purchase, refinance, renovate and construct residential and commercial properties with our financing. CALCAP Lending, LLC offers conventional wisdom and experience of a traditional institution without the red tape.

  • First Bank of Ohio
  • 175 South Washington Street, Tiffin, OH, 44883
  • First Bank of Ohio was established in 1873 and was formerly known as The Tiffin Savings Bank. In 1987 the bank changed its name to First Bank of Ohio. At the time it had offices in Tiffin & Bloomville in Seneca County Ohio. In the fall of 1999, the bank merged with First Bank of Marietta who had offices in Marietta, Belpre, and Mt. Vernon Ohio.