USDA Vs. FHA your options comparison in La-Feria, Cameron County, TX
In 2025, the USDA loan ceiling in La-Feria, within Cameron county, TX, is set at $285,000, whereas the FHA limit for a single-family residence stands at $356,362.
The Lendersa® USDA loan calculator allows you to compare the top rates for USDA versus FHA for today, while also helping you assess the income, credit, reserves, and necessary documents needed for qualification. Utilizing our mortgage calculator facilitates a side-by-side comparison of USDA, FHA, Conforming, and VA to determine the most suitable financial program in .
2025 Loan Limits and Down Payment Requirements in La-Feria, county of Cameron, TX
Type of Loan
Loan Ceiling
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Opportunities in La-Feria, TX
Lendersa® is dedicated to securing the quickest and most efficient USDA or FHA loans for you. Begin with one of three options to connect with lenders and explore available USDA programs.
A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. These loans are designed for rural areas and differ from FHA loans, which require a 3.5% down payment; USDA loans demand no down payment.
Integrity Mortgage Group (IMG) is a direct mortgage bank with a focus on providing many different mortgage loan options. IMG helps customers find the right solution for their mortgage lending needs. The borrower is our focus, first and foremost, as we provide a means for them to grow and prosper.
"The team members at Champions Mortgage have many years of experience in mortgage lending. We have worked in both the retail mortgage industry for the consumer and in the wholesale mortgage industry for the lender. We understand the loan products and are well equipped to guide you through any home loan scenario… from application to close.
"Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry.
We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"
The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages
The Bank of Weston has served the financial needs of the Northland area of Kansas City for more than 125 years. The bank opened in a small storefront in downtown Weston, Missouri, in 1893. A total of $159.25 in deposits was accepted the bank's first day of operation. From that start, deposits have grown to more than $175, 000, 000.
We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation.
But to us, success isn’t measured in numbers. Our success is measured in living our values every day
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers:
Minimum down payments
First time buyer benefits
Program options for high debt-to-income ratios and low credit
Refinancing opportunities
To lower your monthly payments
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.
