USDA Vs. FHA your options comparison in La-Feria, Cameron County, TX

In 2025, the USDA loan ceiling in La-Feria, within Cameron county, TX, is set at $285,000, whereas the FHA limit for a single-family residence stands at $356,362.

The Lendersa® USDA loan calculator allows you to compare the top rates for USDA versus FHA for today, while also helping you assess the income, credit, reserves, and necessary documents needed for qualification. Utilizing our mortgage calculator facilitates a side-by-side comparison of USDA, FHA, Conforming, and VA to determine the most suitable financial program in .

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2025 Loan Limits and Down Payment Requirements in La-Feria, county of Cameron, TX

Type of Loan Loan Ceiling Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Opportunities in La-Feria, TX

Lendersa® is dedicated to securing the quickest and most efficient USDA or FHA loans for you. Begin with one of three options to connect with lenders and explore available USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. These loans are designed for rural areas and differ from FHA loans, which require a 3.5% down payment; USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rapid Mortgage Company
  • 7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249
  • Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.
  • Frontier Bank
  • 301 1st Ave, Rock Rapids, IA, 51246
  • Frontier Bank is a locally owned, community-minded independent bank. We've been dedicated to serving individuals and businesses with the highest degree of care, confidentiality and convenience since starting in Rock Rapids, Iowa in 1932. At Frontier Bank we always treat you like a BIG DEAL.
  • Kemba Credit Union
  • 8763 Union Centre Boulevard, West Chester, OH, 45069
  • Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution. But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
  • mortgage lender
  • 8859 Brookside Ave, Suite 202, West Chester, OH, 45069
  • The Mortgage Network of Ohio was incorporated in 1999 as a mortgage company dedicated to assisting homebuyers and homeowners with the purchase and refinancing of their residential properties. Based out of Cincinnati Ohio, the company has grown to being licensed and actively doing business in Ohio, Kentucky, and Indiana.
  • 3rd Street Financial Corp
  • 6964 Tylersville Rd, West Chester, OH, 45069
  • 3rd Street Financial is a national mortgage brokerage firm. We deal in residential mortgages & serve as a matchmaker between the home buyer and the lender. We draw from a pool of carefully selected lenders & banks to find the right match for our clients. Our clients place their confidence in our expertise & we promise that we will do everything
  • Lynx Financial Group, LLC
  • 8857 Cincinnati Dayton Road, Suite 202, West Chester, OH, 45069
  • Lynx Financial Group was established in 2001 and has been helping homebuyers and homeowners ever since. We offer 1st Time Homebuyer Programs, FHA, VA, USDA and Commercial loans. Our staff has over 80 years of experience in the Mortgage Industry. This has allowed us to prosper while the industry as a whole has seen a downturn.
  • The Mortgage Network of Ohio Inc
  • 8859 Brookside Ave, Suite 202, West Chester, OH, 45069
  • As Mortgage Consultants we provde the customer with much more variety and flexability than traditional bankers or credit unions. We work with more than 20 different lenders providing us with hundreds of channel and programs to meet your needs. Similar how a independent insurance agent will shop you for the best policy, coverage and terms.