USDA and FHA Pro and Con in Prosper, Collin County, TX
In 2026, the USDA loan limit for Prosper, located in Collin, TX, is $360,600. Meanwhile, the FHA limit for a single-family home is $531,300.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the required income, credit score, reserves, and necessary documents for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you find the best program in for your financial circumstances.
Loan Limits and Downpayment Details for 2026 in Prosper, Collin, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Prosper, TX
Lendersa® is committed to getting you the best USDA or FHA loan efficiently. Start with one of three methods to connect with lenders and USDA programs.
The USDA home loan, supported by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
Sync Funding is built on a foundation of empowering clients and Sync employees to pave a new more forward thinking company. Gone are the days of paper files, antiquated tedious systems and slim product offerings. We are breaking and remaking the mortgage mold. Get help in finding the perfect mortgage loan for your
Eagle Mortgage, we believe in keeping costs low for our clients. In fact, we've built our business around that goal. Because we are a mortgage broker, and because of our knowledge, wisdom and experience, we are able to obtain the best mortgage among the many lenders available to you.
Star Lending Group bring decades of experience and expertise directly to you. We achieve excellence through making your home loan simple, fast and less expensive. Our clients are for clients for life and part of our growing family.We use the latest technology, which allows us to always be a step ahead. Executing our comparative.
Caprock Home Loans offer a wide choice of affordable loan options from a panel of reputed financial providers, so you can get the right finance you can afford to realize your biggest dream. We will do the searching to help you find the best loan, and all that’s left for you is to focus on finding your perfect home
We are Sure Fund Mortgage and we are licensed to provide mortgage services for residential properties in Georgia and Texas. We have a team of mortgage experts to guide you through this major financial decision. We will treat you with the respect due a valued customer and give you the personal service you deserve.
Alliance Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans, FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans
Texas Mortgage Partners, LLC is a Mortgage Broker specializing in Conventional, FHA/VA & Jumbo loans throughout Texas. We understand the “city” property as well as the “rural” property. We can also assist in lot loans, construction loans, farm/ranch loans & commercial real estate loans.
Layton Mortgage We work hard to give you a great mortgage experience. Whether you’re a first-time homebuyer, investor, ready to refinance or exploring your mortgage options, we’re here to provide you our 100% support, two-way communication and a partnership built on trust. Every home is a milestone, and every mortgage is a cornerstone. With a numb
