USDA and FHA Pro and Con in Prosper, Collin County, TX
In 2026, the USDA loan limit for Prosper, located in Collin, TX, is $360,600. Meanwhile, the FHA limit for a single-family home is $531,300.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the required income, credit score, reserves, and necessary documents for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you find the best program in for your financial circumstances.
Loan Limits and Downpayment Details for 2026 in Prosper, Collin, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Prosper, TX
Lendersa® is committed to getting you the best USDA or FHA loan efficiently. Start with one of three methods to connect with lenders and USDA programs.
The USDA home loan, supported by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
11764 W. Sample Road, Suite 103, Coral Springs, FL, 33067
We are here to serve our clients with honesty, integrity and competence. We understand that sometimes buying a house can be disappointing and stressful but we are going to work hard to provide the mortgage process faster, simpler and less stress. Working directly with the lenders to get the lowest interest rate
601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.
1700 North University Drive, Suite 304, Coral Springs, FL, 33071
Horizon Mortgage Group is a premier mortgage company located in Coral Springs Florida . Our goal is to provide you with exemplar service that exceed your expectations and build a solid long term relationship that will last for years.
we pride ourselves in offering the highest level of customer service.
1515 North University Drive, Suite 101, Coral Springs, FL, 33071
Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations
1750 University Drive, Suite 225, Coral Springs, FL, 33071
Pacific Lending Group is a busy and cutting edge correspondent mortgage lender headquartered in Coral Springs, Florida, catering to homeowners and first time buyers. We have an experienced team of mortgage loan originators with backgrounds in financial planning, insurance, appraisals, real estate and business.
1515 N. Universtiy Dr Ste 111, Coral Springs, FL, 33071
Epic Mortgage, we serve our customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders
1515 N. UNIVERSITY DRIVE #101, Coral Springs, FL, 33071
Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry .
