USDA Loan Vs. FHA loan for Prosper, TX 2026

In 2026, the USDA loan limit for Prosper, located in Collin, TX, is $360,600. Meanwhile, the FHA limit for a single-family home is $531,300.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the required income, credit score, reserves, and necessary documents for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you find the best program in for your financial circumstances.

Exploring USDA and FHA Loan Options in Prosper, TX

Lendersa® is committed to getting you the best USDA or FHA loan efficiently. Start with one of three methods to connect with lenders and USDA programs.

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What is a USDA Loan in TX?

The USDA home loan, supported by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

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(844) 857-5626 Lender's profile and map Reviews VISION LENDING SERVICES 9208 Falls Of Neuse Rd, Suite 101, Raleigh, NC, 27615 Vision Lending service are North Carolina. We strive to help build the community through responsible financing. We provide financial guidance so that you get the best loan product available. Our mission is to build and grow the great state of North Carolina through homeownership.
(919) 630-4536 Lender's profile and map Reviews Glenn Eagle Lending Inc 181-202 Wind Chime Ct, Raleigh, NC, 27615 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(828) 217-7715 Lender's profile and map Reviews Oak City Lending LLC 8512 Six Forks Rd, Suite 102, Raleigh, NC, 27615 Our goal at Oak City is to "wow" each of our clients. This means going above and beyond the norm to make each client so happy that he'll tell everyone about it. We also believe attitude is everything, and a positive attitude goes a long way in providing excellent customer service.
(919) 532-7300 Lender's profile and map Reviews Advantage Lending, LLC 7521-101 Mourning Dove Road, Raleigh, NC, 27615 Advantage Lending is a continuously evolving mortgage lender committed to customer education & transparency. As a full service mortgage banker we handle the processing underwriting & funding of your loan in-house. This level of control over the entire mortgage application & approval process translates to simplicity
(919) 771-3379 Lender's profile and map Reviews ADR Mortgage 8522 Six Forks Road, Suite 201, Raleigh, NC, 27615 ADRMortgage.com, as a company and individually, have a perfect better business bureau record. While we can't deny that mistakes happen, we employ a 2-person approach to ensuring a smooth closing for your primary (as well as second and investor) home. We have closed over $100, 000, 000 in mortgage loans since 2005 and have 0 BBB complaints.
(919) 862-1982 Lender's profile and map Reviews Triangle Lending Group 9350 Falls of Neuse Road, Suite 103, Raleigh, NC, 27615 "At Triangle Lending Group, Inc., you will find an experienced team of professionals dedicated to making your home-financing transaction a remarkable experience. Triangle Lending Group was established in 2004. We’re a locally owned and operated firm that truly puts our clients first.
(407) 476-2500 Lender's profile and map Reviews LYNK Capital 7100 Six Forks Road, Suite 335, Raleigh, NC, 27615 LYNK Capital, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves.
(919) 369-5991 Lender's profile and map Reviews Raleigh Mortgage Group, Inc 8414 Falls of Neuse Rd, Suite 202, Raleigh, NC, 27615 Raleigh Mortgage Group, Inc (RMG) is a licensed Mortgage Broker providing financing for properties located in North Carolina.We have been right here on Six Forks Road in Raleigh since 2001.RMG has survived the economic downturn and is up to date and in compliance with all aspects of the recent mortgage reforms & remains locally owned and operated.