USDA Vs. FHA your options comparison in Prosper, Collin County, TX
In 2025, the USDA loan limit for Prosper, located in Collin, TX, is $360,600. Meanwhile, the FHA limit for a single-family home is $531,300.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the required income, credit score, reserves, and necessary documents for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you find the best program in for your financial circumstances.
Loan Limits and Downpayment Details for 2025 in Prosper, Collin, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Prosper, TX
Lendersa® is committed to getting you the best USDA or FHA loan efficiently. Start with one of three methods to connect with lenders and USDA programs.
The USDA home loan, supported by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
211 N. Loop 1604 E, Suite 260, San Antonio, TX, 78232
We are a Mortgage Banking firm, not a Mortgage Broker. The biggest single difference is that Mortgage Banking firms lend their own money. Mortgage Brokers assemble your information, then go out on the open market and place your file in someone else’s hands. We never lose control of your file, because we never give your file to anyone else.
Megamerica Mortgage Group, Inc. operates as a full service mortgage broker and correspondent lender. Megamerica was founded in 1994 by Ron Wakefield as a vehicle for mortgage brokers and loan officers to increase their profits by going into business for themselves, yet still having the benefits of a larger company.
16410 Blanco Road, Suite 3, San Antonio, TX, 78232
Marquee Mortgage offer the best mortgage tools available on the Internet easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" TRUSTED ADVISOR to guide you through the often difficult and confusing process.
17890 Blanco Rd, Suite 309, San Antonio, TX, 78232
Searchers Capital was formed by a real estate investor for real estate investors.We provide value to investors in three ways: speed,certainty of execution & property consultation.The majority of our loans close very fast after the loan application is submitted.We also invest in properties in all of our markets ourselves so we can add value for you
Revolution Mortgage (NMLS #1686046) is a nationwide lender that offers lower rates and payments for refinancing and home purchase loans. We leverage technology to boost efficiencies in the loan process to give you a lower rate, faster closing, and a brand experience that's ridiculously amazing. Founded in Columbus, Ohio,
1270 N. Loop 1604 E, Suite 100, San Antonio, TX, 78232
Pilgrim Mortgage is a full-service, residential mortgage bank founded in 2006 and headquartered in San Antonio, Texas. With superior talent, we offer a truly personalized mortgage lending experience tailored to meet your individual financial goals. Our mission is to match each of our clients with the right loan.
The First National Bank and Trust Company of Miami
2 N Main St, Miami, OK, 74354
The First National Bank & Trust Company of Miami opened for business on February 17, 1900, and has served Miami and the surrounding area for over 100 years. The bank was founded on the theory of community development and usefulness, and it can be truly said that First National has consistently tried to maintain this policy.
11825 Hinson Road, Suite 104, Little Rock, AR, 72212
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
