USDA Loan Vs. FHA loan for Richardson, TX [Dallas County Rates 2023]

In 2025, USDA loan limit in Richardson, county of Dallas, TX is $336,500 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Richardson, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(484) 568-5000 1271 miles Lender's profile and map Reviews Meridian Bank 9 Old Lincoln Hwy, Malvern, PA, 19355 Meridian is an innovative community bank providing a comprehensive array of financial services to businesses, professional practices and individuals in PA, NJ, DE and MD. In addition to a broad-based commercial lending portfolio, specialties include SBA lending, commercial and consumer real estate financing, residential mortgages, private banking
(610) 889-0558 1271 miles Lender's profile and map Reviews Money Quest Lending Corp 17 Mystic Lane, Malvern, PA, 19355 Money Quest Lending Corporation is your premiere source for better mortgage products. We offer superior financial guidance drawn from our vast knowledge and proven experience. We know what it means to own a home and acknowledge that it is most likely the most valuable asset many of us will ever purchase.
(484) 624-6800 1271 miles Lender's profile and map Reviews Spring Mill Financial LLC 101 Lindenwood Drive, Suite 225, Malvern, PA, 19355 Spring Mill Financial is a full service mortgage broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages. If you are purchasing, refinancing, or looking to draw equity from your home, Spring Mill Financial can help! NMLS 1854510broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages.
(610) 889-2004 1271 miles Lender's profile and map Reviews National Mortgage Group, Inc. 101 Lindenwood Drive Suite 225, Malvern, PA, 19355 National Mortgage Group offers a wide variety of competitive financing options. We specialize in Conforming, FHA Government Insured, Jumbo Loans, VA, Commercial and much more. National Mortgage Group has experienced tremendous success by providing exceptional customer service and a wide range of competitive mortgage
(302) 535-7327 1271 miles Lender's profile and map Reviews WHITECAP MORTGAGE LLC 39682 Sunrise Ct, Bethany Beach, DE, 19930 Whitecap Mortgage was founded from a desire to offer a better option to our customers. We believe that you shouldn’t have to choose between getting a competitive interest rate or getting an excellent mortgage experience, and from that belief our company was born. We take pride in treating our clients with honesty and integrity.
(610) 326-3705 1271 miles Lender's profile and map Reviews Tri County Area Federal Credit Union 1550 Medical Drive, Pottstown, PA, 19464 Tri County Area FCU is a full-service financial institution offering a broad range of benefits & friendly, convenient service right here in our community. We have been serving our community for over 70 years! Unlike traditional banks, we don’t have stockholders. So when you join the Credit Union, you become an owner of our credit union
(610) 326-5490 1271 miles Lender's profile and map Reviews Diamond Credit Union 1600 Medical Drive, Pottstown, PA, 19464 Diamond Credit Union is a full-service, community-chartered credit union offering everything you need from everyday checking, savings, and loans, to Commercial Services, Mortgages, and Financial Planning. Diamond is not-for-profit and member-owned. Anyone who lives, works, worships.
(559) 561-1420 1271 miles Lender's profile and map Reviews Valley Oak Credit Union 40870 Sierra Dr, Three Rivers, CA, 93271 Valley Oak Credit Union is a testament to the philosophy on which all credit unions are based, the "people helping people" principle. Established in 1944 by a local co-op grocer, George Burcham, in idyllic Three Rivers, California, Valley Oak Credit Union was established to serve the agricultural workers of Tulare County and its communities.
310-456-5678 1272 miles Lender's profile and map Reviews Greenbox Mortgage 29138 Pacific Coast Hwy 111, Malibu, CA, 90265 Providing you "Foundations for Your Future." Whether buying your family home, refinancing your existing home, or buying your investment property, we help our customers qualify for the real estate of their dreams and we love what we do. We help you overcome obstacles and secure your loan on a timely, cost-effective basis. We network with various mor
(626) 818-5940 1272 miles Lender's profile and map Reviews Capital Financial Advisors Inc. 22241 Pacific Coast Highway, Suite B, Malibu, CA, 90265 Capital Financial Advisors, Inc. (CFA) established in 1999 is a residential & commercial lending brokerage based in Los Angeles serving all of California, Colorado & Montana. CFA functions at the consumer level engaging in real estate consulting services with transactions up to $100,000,000. Our services include customized services.