In the year 2025, the USDA loan threshold for Richardson, positioned in the county of Dallas, TX, stands at $336,500, whereas the FHA cap for a detached single-family dwelling is $531,300.
Utilize Lendersa®'s USDA loan calculator to evaluate USDA against FHA rates today. It aids in identifying the income, credit, reserves, and necessary documents for qualification. This sophisticated mortgage tool presents USDA, FHA, Conforming, and VA options side-by-side to assist in choosing the most fitting financial solution within Alabama.
2025 loan limits and down payment requirements in Richardson, county of Dallas, TX
Type of Loan
Limit of Loan
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
FHA and USDA loan solutions in Richardson, TX
The mission of Lendersa® is to efficiently provide you with the ideal USDA or FHA loan, minimizing any undue difficulty. Begin with one of the three approaches that link you to compatible lenders and applicable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, receives backing from the government through the U.S. Department of Agriculture. These loans are exclusive to rural community areas. In contrast to FHA loans that need at least 3.5% down payment, USDA mortgages require no payment upfront.
115 Hardman Avenue South, South Saint Paul, MN, 55075
Riverview Credit Union is a member owned, non-profit financial institution. Chartered in 1931, Riverview Credit Union was organized to provide financial products and services that are personalized and competitively priced to its' members. Membership in Riverview Credit Union is exclusive to those who qualify.
100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075
Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
At Edina Realty, we believe that an informed buyer or seller is an empowered one. We offer as much information online as possible, and our agents can fill in the gaps that data can’t provide by offering insights you can use throughout the home buying or selling process in Minnesota and western Wisconsin.
Our mission is to be committed to providing the widest range of financial services to our membership in an economical, personal and professional environment. and 1953 the City Trust Federal Credit Union has been serving its members in the FORT WAYNE, Indiana area with exceptional financial products. You can find their current interest rates.
Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
Fort Financial Credit Union began in 1946 when the Bureau of Federal Credit Unions approved the charter for Salisbury Axle Federal Credit Union. Just two years later, membership was at 591 and growing. By 1960 membership had almost doubled and for the next several decades up to the present time, this number would rapidly increase.
Since we opened for business in 1950, our main goal has been, and still remains, to build better relationships with our customers. Get to know us and you’ll understand how Citizens Independent Bank (CIB) has been an important part of our communities, helping businesses prosper and helping people achieve their dreams.
It all started with a vision in 2005. That vision was to create a full-service, entrepreneurial bank where answers came quickly, opportunities were plentiful, and the environment was positive and optimistic. It would be an unconventional bank where clients would notice a difference and people would be challenged to grow.
