In the year 2025, the USDA loan threshold for Richardson, positioned in the county of Dallas, TX, stands at $336,500, whereas the FHA cap for a detached single-family dwelling is $531,300.
Utilize Lendersa®'s USDA loan calculator to evaluate USDA against FHA rates today. It aids in identifying the income, credit, reserves, and necessary documents for qualification. This sophisticated mortgage tool presents USDA, FHA, Conforming, and VA options side-by-side to assist in choosing the most fitting financial solution within Alabama.
2025 loan limits and down payment requirements in Richardson, county of Dallas, TX
Type of Loan
Limit of Loan
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
FHA and USDA loan solutions in Richardson, TX
The mission of Lendersa® is to efficiently provide you with the ideal USDA or FHA loan, minimizing any undue difficulty. Begin with one of the three approaches that link you to compatible lenders and applicable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, receives backing from the government through the U.S. Department of Agriculture. These loans are exclusive to rural community areas. In contrast to FHA loans that need at least 3.5% down payment, USDA mortgages require no payment upfront.
Visio Financial Services Inc offers unique mortgage loans designed to meet the needs of investors purchasing single-family residences. Since our founding in 2011, we have originated more than 4,500 loans to investors nationwide, assisting investors in the redevelopment of houses into quality, affordable homes.
Established in 1998, Montgomery Mortgage is a Texas-based mortgage company located in Willis, TX, just north of Houston, Conroe and The Woodlands. Our goal is to simply offer the very best terms accompanied by extraordinary customer service. We maintain an A+ exemplary rating with the Better Business Bureau
Carter Federal’s beginnings date back to 1954, when Floyd Carter chartered the credit union to serve the employees of International Paper Company in Springhill, LA. As paymaster of International Paper, Floyd witnessed predatory lending practices within his own workplace & made a commitment to seek a safe way for employees to borrow & save money.
1000 West Britton Avenue, Oklahoma City, OK, 73114
First Enterprise Bank is an independent, locally owned community bank in Oklahoma City. Since our founding in 1907 our mission has been one of serving the community by providing exceptional customer service. That means quick, local decision-making, and a bank that puts you in touch.
My passion is to positively impact the lives of individuals & families by providing wise mortgage advice & Godly direction to improve their financial future.
All home loans, FHA, VA, Conventional, Jumbos, USDA and Section 184. Purchases or refinances and also Jolynn has the knowledge and expertise to help you
The formation of The Yukon National Bank is closely associated with the formation of the Yukon Mill and Grain Company and the initial growth of the City of Yukon. Even though the Yukon Mill and Grain Company is no longer active, the buildings act as a reminder of where we’ve been and how we got there. Today, YNB boasts five locations
First American Mortgage, Inc. is locally owned & operated. Everything is done onsite from loan application/ underwriting to close! We are located at 1501 S. Ranchwood Blvd, Yukon, Ok I understand that buying a home is the single biggest financial event in most people's lives and take great pride in being able to offer superior personal service.
Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.
In 1996, Austin Finance was started when we saw a need for helping people in the local community. Austin Finance Company saw that they could help when small financial issues came up and big banks weren't willing to help.
Since 1996, Austin Finance has grown to have 14 locations in the Great State of Texas. Austin Finance Company is a locally
Quail Creek Bank, is a community bank with local ownership. We have been serving the Oklahoma City metro and surrounding areas since 1974. While maintaining a single location. Up-to-date technology and services have allowed us to serve a greater population than walls can define..
