USDA Vs. FHA Pro and Con comparison in Addison, Dallas County, TX
For 2025, the USDA loan limit in Addison, located in Dallas, TX, is $336,500, whereas the FHA limit for a single-family house is $531,300.
Use the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and find out what income, credit, reserves, and documents are necessary for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side to help you determine which program in best fits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Addison, Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Addison, TX
The aim of Lendersa® is to provide you with the best USDA or FHA loans efficiently and without hassle. Choose one of three initial approaches resulting in matched lenders and tailored USDA loan programs.
The USDA home loan, secured by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan requires no down payment whatsoever.
At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
11225 College Blvd, Suite 100, Overland Park, KS, 66210
At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality.
Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
9393 W 110th St, Suite 350, Overland Park, KS, 66210
Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
8585 College Blvd, Suite 110, Overland Park, KS, 66210
"With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid.
What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"
"Bartlett Mortgage, Inc., will help. The Bartlett Mortgage team loves helping individuals and families throughout greater Memphis hang their hat in their new home.
We’re one of the largest mortgage companies in the greater Memphis area. The number of people we’ve helped obtain or build their homes is something we’re incredibly proud of.
Community Mortgage; our name says it all. Mortgages are all we do, and we are experts at it. We're committed to serving you with on time closing, local underwriting/decision making, expert support personnel and exceptional communication. We know your neighborhoods, understand your needs and we're here for you, every step of the way.
Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.
Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.
