FHA Vs. USDA loan program for University-Park, Dallas County, Texas

In 2025, USDA loan limit in University-Park, county of Dallas, TX is $329,300 while FHA limit is $411,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in University-Park, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 776-2265 Lender's profile and map Reviews 5Star Bank 455 W Paine St, Building 1485, Colorado Springs, CO, 80914 5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans. With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines
(515) 462-2161 Lender's profile and map Reviews Union State Bank 611 W Highway 92, Winterset, IA, 50273 Union State Bank is a full service Iowa chartered bank established in 1934. We are a family owned independent bank serving individuals, businesses, and farmers in Madison, Dallas, Polk and surrounding counties. Union State Bank prides itself on being a community bank seeking to meet all the personal and business needs of the market area we serve.
(308) 358-0340 Lender's profile and map Reviews Cedar Rapids State Bank 213 W Main St, Cedar Rapids, NE, 68627 Cedar Rapids State Bank was chartered in the state of Nebraska in 1936. It has maintained its world headquarters in Cedar Rapids, Nebraska ever since. CRSB has served its communities as a financial institution providing deposit and loan services and supporting its communities through customer service and economic development.
(931) 433-1708 Lender's profile and map Reviews Bank of Lincoln County Fayetteville 307 College St E, Fayetteville, TN, 37334 Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
(256) 245-4776 Lender's profile and map Reviews Heritage South Credit Union 60 Gene Stewart Boulevard, Sylacauga, AL, 35151 Heritage South Credit Union is a full service financial institution with locations in Sylacauga, Childersburg, and Moody, Alabama. We offer a full line of Savings, Checking, Loans, Credit Cards, Certificates, IRAs, and much more! Check out our website for the full line of products we offer.
(205) 884-2265 Lender's profile and map Reviews Metro Bank 800 Martin Street South, Pell City, AL, 35128 Our Mission is to grow shareholder value through holding the highest standard of customer service with our customers by consistently exceeding expectations, building relationships and maintaining a strong and active presence in our communities. Metro Bank opened on May 30th, 1989.
(931) 449-9294 Lender's profile and map Reviews AJM Mortgage Solutions 258 Village Square, Suite 200, Pleasant View, TN, 37146 AJM Mortgage Solutions offers Conventional, FHA, VA, USDA, JUMBO, High-Balance & Non-QM Mortgage Products to meet your individual needs. Working with a variety of the leading lenders in the industry allows us to provide the lowest rates available in the market. Give us a call today and get a FREE rate One quick call can get you pre-qualified
(615) 322-9975 Lender's profile and map Reviews Tennessee Trust Mortgage, Inc 6398 US-41 ALT, Pleasant View, TN, 37146 Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers
(205) 884-2665 Lender's profile and map Reviews Coosa Valley Mortgage, Inc. 2107 Martin ST S, Suite 102, Pell City, AL, 35128 Coosa Valley Mortgage, Inc. is a family owned business established in 1996 to serve St Clair County and the surrounding areas. Our mission is to offer competitive rates while providing top-notch customer service and finding the best loan product for your financial situation. We offer a variety of mortgage loan programs
(641) 932-2144 Lender's profile and map Reviews First Iowa State Bank Albia, IA 19 Benton Avenue East, Albia, IA, 52531 First Iowa State Bank is located in Albia, Iowa, county seat of Monroe County, on the northeast corner of the city square. The original building was built in 1869 and housed a number of businesses until 1922 when it was completely gutted and rebuilt by the Iowa Trust and Savings Bank. The present bank was formed in 1930.
(719) 205-0413 Lender's profile and map Reviews The Reichert Mortgage Team LLC 12323 Sleeping Bear Road, Peyton, CO, 80831 The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!