As of 2026, the USDA loan limit for University-Park in Dallas county, TX, is $329,300. The FHA limit for a single-family home is $411,700.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Assess the income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $329,300 | 0% |
| FHA | $411,700 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to get you the best USDA or FHA loan efficiently. Start with one of three options to match with lenders and USDA programs.
The USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is available in rural areas exclusively. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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