USDA VS FHA in Rio-Hondo, Cameron County, TX

For the year 2025, the USDA loan limit in Rio-Hondo, within Cameron, TX, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate the best USDA and FHA rates available today, understanding the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator enables you to make side-by-side comparisons of USDA, FHA, Conforming, and VA loans, empowering you to choose the most suitable program for your specific financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Rio-Hondo, Cameron, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Rio-Hondo, TX

The objective of Lendersa® is to swiftly secure the optimal USDA or FHA loans without any hassle. Choose from three starting points designed to match you with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan, is uniquely available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment, offering a distinct advantage for eligible rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hypotec
  • 10055 Yamato Rd, Suite 305, Boca Raton, FL, 33498
  • Hypotec is a mortgage company specializing in all types of loans including: FHA, Conventional, VA, Jumbo, Reverse Mortgage, Renovation, Foreign National and Hard Money loans. Licensed in eight states across the United States, we are well on our way to complete nationwide coverage. mortgage company
  • Citizens Bank
  • 1850 Highway 27 South, Somerset, KY, 42501
  • Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
  • First & Farmers National Bank
  • 2020 South Highway 27, Somerset, KY, 42501
  • Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper. Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
  • Cumberland Security Bank
  • 107 South Main Street, Somerset, KY, 42501
  • Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.
  • Kerwin Mortgage Corp
  • 5944 SW 73rd Street, Miami, FL, 33143
  • For over 60 years, Kerwin Mortgage Corporation has offered South Florida a reliable and trustworthy source for real estate financing. With our office in South Miami since its inception, the Kerwin name is a staple in the local community. Repeat customers and long-term relationships are the key to our business model
  • Citizens National Bank Kentucky
  • 44 Public Square, Somerset, KY, 42501
  • Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
  • All In One Mortgage Lenders Cape Coral Branch
  • 6780 SW 80th St, Miami, FL, 33143
  • At ll In One Mortgage Lenders. Our staff has over 100 years combined experience serving the Real Estate and Building Industry of Florida. We are located at 6780 Southwest 80 Street Miami, Florida 33143. We are available to answer any questions you might have 24/7. All In One Mortgage Lenders professionals have earned their excellent reputation
  • Abacus Lending LLC
  • 7301 Southwest 57 Court, Suite 515, South Miami, FL, 33143
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We thrive on the success and satisfaction of our clients. We will find you the best solution to meet your needs