USDA VS FHA in South-Padre-Island, Cameron County, TX
As of 2025, the USDA loan limit in South-Padre-Island, situated in Cameron county, TX, is $285,000. For a single-family home, the FHA limit is $356,362.
Utilize Lendersa®'s USDA loan calculator to compare today's competitive USDA and FHA rates. Identify the necessary income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in South-Padre-Island, County of Cameron, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in South-Padre-Island, TX
Lendersa® aims to quickly find you the best USDA or FHA loan possible, without hassle. Choose one of three starting points that connect you to matching lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.
At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
11225 College Blvd, Suite 100, Overland Park, KS, 66210
At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality.
Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
9393 W 110th St, Suite 350, Overland Park, KS, 66210
Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
8585 College Blvd, Suite 110, Overland Park, KS, 66210
"With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid.
What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"
McClave State Bank is proud to be an independent, locally owned bank which has served the McClave community and surrounding area for over 100 years. We take great pride in the friendly, personal service we provide to our customers, as well as our ability to provide a broad range of financial services to help you achieve your financial goals.
The State Bank is a financial institution located in La Junta, Colo. The bank offers a wide variety of checking and investment products and services to customers. It provides various checking products, including free checking, financial connection, Rediclub, business management and corporate accounts.
At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.
