USDA and FHA Pro and Con in South-Padre-Island, Cameron County, TX
As of 2026, the USDA loan limit in South-Padre-Island, situated in Cameron county, TX, is $285,000. For a single-family home, the FHA limit is $356,362.
Utilize Lendersa®'s USDA loan calculator to compare today's competitive USDA and FHA rates. Identify the necessary income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in South-Padre-Island, County of Cameron, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in South-Padre-Island, TX
Lendersa® aims to quickly find you the best USDA or FHA loan possible, without hassle. Choose one of three starting points that connect you to matching lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.
23 Corporate Plaza, Suite 150, Newport Beach, CA, 92660
"LENDERLINE® is staffed by seasoned veterans of the mortgage industry, many with over 25 years of experience financing a broad range of residential and commercial properties.
We excel in providing niche loan products, including full amortization and interest only loans, for residential, multifamily and commercial properties."
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
We specialize in purchase transactions. Unlike a refinance, a purchase transaction has time frames & contractual commitments that unless honored can cause stress, financial penalties, the loss of your dream home & even the loss of your earnest money deposit. You want to make sure to entrust your purchase loan & transaction to an expert in this fiel
WE OFFER REAL ESTATE FINANCING FOR HOME LOAN PURCHASE TRANSACTIONS, LOAN REFINANCE AND CASH OUT TRANSACTIONS. CALIFORNIA MORTGAGE LOANS BOTH JUMBO AND CONFORMING LOANS. OUR PROCESS IS FAST, SIMPLE AND EASY. WE ALSO OFFER COMMERICAL FINANCING, INCLUDES- CONSTRUCTION LOANS, APARTMENT LOANS, INCOME PROPERTY LOANS, AND SBA FINANCING.
IPL Mortgage is a full service mortgage company licensed by the California Bureau of Real Estate NMLS license #1323733. All of our agents have a minimum of 10 years of experience, ensuring our clients are working with a knowledgeable professional. We take pride in our customer service with a mission to secure the best possible
3501 Jamboree Road, Suite 430, Newport Beach, CA, 92660
Double A Funding is a Full-Service Mortgage Brokerage Company. We have flexibility to shop the entire lender market. This can provide borrowers a significant pricing advantages over banks. Double A Funding Provides both COMMERCIAL LOANS and RESIDENTIAL LOANS with other MULTIFAMILY LOANS or Private Money Loans.
14 Corporate Plaza, Suite 120, Newport Beach, CA, 92660
Back Bay Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
620 Newport Center Drive, Suite 1100, Newport Beach, CA, 92660
We have a wide range of offerings to match your specific needs. We are Professional Mortgage Broker in California. Providing all aspects of Real Estate Finance at industry best competitive rates. Fixed Rate and ARM Loans, Jumbo & Conforming, Interest Only and Non-QM Products available! Arranging competitive financing for all of your real estate fin
4040 MacAarthur Boulevard, Suite 309, Newport Beach, CA, 92660
AMS Real Estate is one of the fastest growing residential and commercial real estate companies, provides brokerage and consulting services in fields of Mortgage, Real Estate, and Development. Industry knowledge, experience, and attentive customer services drives AMS trajectory. A streamlined approach eliminates non-productive tasks.
