USDA Vs. FHA your options comparison in Round-Rock, Williamson County, TX

For 2026, the USDA loan ceiling in Round-Rock, within the county of Williamson, TX, is set at $333,000, whereas the FHA limit for a single-family home is $416,300.

Employ Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate comparisons. Assess the necessary income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans to find out which option in aligns best with your financial needs.

Evaluate loan offers available from 100 lenders

2026 Loan Caps and Down Payment Requirements in Round-Rock, County of Williamson, TX

Loan Type Loan Limit Down Payment
USDA $333,000 0%
FHA $416,300 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Plans in Round-Rock, TX

The mission of Lendersa® is to secure you the optimal USDA or FHA loan quickly and effortlessly. Choose from three beginning points that pair you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Overview of USDA Loans in TX

The USDA home loan, a program backed by the Department of Agriculture, known as a USDA Rural Development loan or USDA mortgage, is exclusively available in rural areas. It contrasts with FHA loans, which require at least a 3.5% down payment, as USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • National Trust Lending
  • 7100 Hayvenhurst Avenue, Suite 101, Van Nuys, CA, 91406
  • "Mortgage Planners at National Trust Lending take the time to listen to your overall financial goals and dreams of homeownership, and then work with you to put together the best loan program for you.We offer a variety of loan programs for our customers at competitive rates including:
    Fixed Rate
    Adjustable Rate
    Conventional
    FHA
    va
    Jumbo"

  • Streit Lending
  • 15350 SHERMAN WAY STE 210, Van Nuys, CA, 91406
  • Streit Lending (www.streitlending.com) is the bridge and construction lending business affiliated with the Streit Family. We provide borrowers with direct access to private capital through the financial strength and liquidity of the Streit Family. All loans are funded using the Streit Family balance sheet.

  • CHS Group
  • 18923 Soledad Canyon Rd, Canyon Country, CA, 91351
  • "Capital Home Sales is committed to providing exceptional service with integrity, honesty, knowledge and professionalism.
    Our services include:
    - Loan Modification
    - Refinance
    - Home Loan
    - Short Sale
    - Purchase of a Home
    - Sale of a Home
    - List of REO Properties
    - List of Short Sale"

  • Moonlight Credit Union
  • 101 Deer Park Road, Worthington, PA, 16262
  • Moonlight Credit Union has been open since 1947. The credit union has assets totaling $42.92 Million and provides banking services to more than 4, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • St. Francis X. Federal CU
  • 2140 M-119, Petoskey, MI, 49770
  • St. Francis X FCU’s mission is to be the premier provider of financial services for all residents of Northern Michigan. To achieve this goal we will sustain a culture of never-ending improvement, commit to maximum customer value, operate with integrity and honesty in all relationships, actively support our community, and pursue the application of i

  • Derry Area Federal Credit Union
  • 160 East First Avenue, Derry, PA, 15627
  • The Derry Area Federal Credit Union was originally founded in 1949 to provide members with a systematic way to save and offer credit to members at reasonable rates. At that time our membership consisted of the employees of Derry Westinghouse and members of their immediate family.

  • Chasity Lousteau
  • 17337 Ventura Blvd, Suite 300, Encino, CA, 91316
  • Chasity is a licensed Real Estate Broker and Mortgage Loan Originator based at Huntington Group. She provides residential real estate services to homeowners in the West San Fernando Valley cities of West Hills, Woodland Hills, Topanga, Calabasas, Bell Canyon, Canoga Park, Chatsworth and surrounding areas throughout Los Angeles & Ventura Counties.

  • California Prime Capital
  • 17412 Ventura Blvd, Suite 131, Encino, CA, 91316
  • California Prime Capital is a Los Angeles-based private money lender specializing in short-term real estate loans. By providing the fastest and most reliable funding options on the market, we have established ourselves as a key player in the lending sector for real estate investments.

  • Robbins & Lloyd Mortgage Inc.
  • 17337 Ventura Boulevard, Suite 100, Encino, CA, 91316
  • Robbins & Lloyd Mortgage Inc. is no longer just a mortgage, and must be seen as part of your overall debt management strategy and an integral part of your financial plan. Our team is committed to providing expert advice to you and your family in order to protect one of your most valuable assets – your home.

  • My Loan Underwriters
  • 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316
  • My Loan Underwriters provide our borrowers, agents and business affiliates with a streamlined loan financing process, delivering exceptional service, competitive pricing and an array of loan programs. Our industry education and funding source relationships make us uniquely qualified to help our clients select the best product.

  • First Nation Financial Corp
  • 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316
  • First Nation Financial Corp began with the belief that our clients’ best interest is our #1 priority. Today, this philosophy is more important than ever. Our loan officers, Jan and Kam, each with 30 years of experience, will utilize their resources to obtain the best and most competitive loan for you.

  • Go Direct Lenders, LLC
  • 17525 Ventura Boulevard, Suite 107, Encino, CA, 91316
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.