For 2025, the USDA loan ceiling in Round-Rock, within the county of Williamson, TX, is set at $333,000, whereas the FHA limit for a single-family home is $416,300.
Employ Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate comparisons. Assess the necessary income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans to find out which option in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $333,000 | 0% | |
| FHA | $416,300 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to secure you the optimal USDA or FHA loan quickly and effortlessly. Choose from three beginning points that pair you with lenders and USDA loan offerings.
The USDA home loan, a program backed by the Department of Agriculture, known as a USDA Rural Development loan or USDA mortgage, is exclusively available in rural areas. It contrasts with FHA loans, which require at least a 3.5% down payment, as USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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