USDA and FHA Pro and Con in Cedar-Park, Williamson County, TX
In 2025, the USDA loan threshold in Cedar-Park, within Williamson County, TX, is established at $333,000. Simultaneously, the FHA limit for a single-family home is $416,300.
Utilize the Lendersa® USDA loan calculator to contrast the current top rates between USDA and FHA. Determine the income, credit status, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Cedar-Park, Williamson County, TX
Loan Type
Loan Limit
Down Payment
USDA
$333,000
0%
FHA
$416,300
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Cedar-Park, TX
The aim of Lendersa® is to quickly and conveniently secure you the best USDA or FHA loan. Start with any of the three approaches provided, leading you to the right lenders and USDA loan options.
A USDA home loan is a government-backed loan issued by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's exclusively offered in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require none.
Earthmover Credit Union's vision is to provide its members with quality products and exceptional service while maintaining a competitive rate of return on deposits, the security of capital strength, and competitive rates on loans. When you become a part of Earthmover Credit Union, don't worry about asking us for help You can rest assured.
Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.
Direct Mortgage Investors, Inc has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and seamless.
FORUM Credit Union is a financial cooperative providing products and services to meet the needs of our members with innovation and care. FORUM provides services such as free checking accounts, free online bill pay, home equity loans, mortgages, business accounts and auto loans. We offer convenient branch locations in the Indianapolis area.
12242 E. 116th Street, Suite 200, Fishers, IN, 46037
Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.
Bottom Line Mortgage, where we specialize in residential mortgages. At Bottom Line Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks.
11501 N. Cumberland Road, Suite 300, Fishers, IN, 46037
At Castle Mortgage Corp., our mortgage professionals provide the one-on-one guidance you deserve when it comes to purchasing or refinancing a home. We provide conventional and non-conventional mortgage loan options to help clients with all types of budgets and goals. Our mortgage professionals are well-connected in the community
Bildwise provides the tools for fix/flip & buy/hold type investment strategies. We connect remote investors with fully vetted and proven contractors, then we coordinate all parties involved in the rehab project.
We assist you throughout the rehabilitation and/or renovation project. Our coordinators are your boots on the ground.
