USDA VS FHA in Cedar-Park, Williamson County, TX

In 2026, the USDA loan threshold in Cedar-Park, within Williamson County, TX, is established at $333,000. Simultaneously, the FHA limit for a single-family home is $416,300.

Utilize the Lendersa® USDA loan calculator to contrast the current top rates between USDA and FHA. Determine the income, credit status, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial needs in Alabama.

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2026 Loan Limits and Downpayment Requirements in Cedar-Park, Williamson County, TX

Loan Type Loan Limit Down Payment
USDA $333,000 0%
FHA $416,300 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Cedar-Park, TX

The aim of Lendersa® is to quickly and conveniently secure you the best USDA or FHA loan. Start with any of the three approaches provided, leading you to the right lenders and USDA loan options.

Lendersa USDA loan inquiries and matching results

Understanding USDA Loans in TX

A USDA home loan is a government-backed loan issued by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's exclusively offered in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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