USDA Vs. FHA your options comparison in Saginaw, Tarrant County, TX

For the year 2025, the USDA loan limit in Saginaw, within Tarrant county, TX, stands at $360,600, whereas the FHA limit for a single-family home is determined to be $531,300. These caps indicate the maximum loan amounts permissible under these programs in this area.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's leading USDA and FHA rates. Determine the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator also facilitates a side-by-side assessment of USDA, FHA, Conforming, and VA options to assist you in selecting the best program suited to your financial situation in .

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Loan Limits and Downpayment Requirements for 2025 in Saginaw, Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Saginaw, TX

The mission of Lendersa® is to promptly and efficiently secure the most favorable USDA or FHA loan for you. To achieve this, you can begin with one of three avenues that align you with matching lenders and suitable USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, endorsed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1891 S 14th St, Fernandina Beach, FL, 32034
  • CBC Mortgage at First Federal Bank, our focus is this: to put our customers first. Since this division opened its doors in 1999, our commitment has always been to provide nothing less than an exceptional experience in everything we do. It is because of that unwavering dedication to service and our customers.
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  • Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial
  • Jet HomeLoans
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  • At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.
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  • 104 East Maple Street, Spooner, WI, 54801
  • Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,
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  • Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates
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