USDA Vs. FHA your options comparison in Fort-Worth, Tarrant County, TX
In 2025, within Fort-Worth, located in Tarrant County, TX, the USDA loan limit is set at $329,300. On the other hand, the FHA limit for a single-family home is $411,700.
Use the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates, determining income, credit requirements, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan programs side by side, helping you choose the most suitable program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Fort-Worth, County of Tarrant, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Fort-Worth, TX
The ambition of Lendersa® is to facilitate the acquisition of the most suitable USDA or FHA loan for you promptly and effortlessly. You can start by selecting one of three pathways leading to matching lenders and relevant USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
Security Mortgage Co. of Allen set out in 2001 to provide quality, personal service for a growing local market & has been doing so ever since. As the market has evolved we have made the most up to date processing, competitive pricing & most of all quality, personal service. Security Mortgage Co. is a full service brokerage serving the North Texas.
8751 Collin McKinney Pkwy, Suite 1803, McKinney, TX, 75070
Tribune Mortgage We are passionate about our customers, our company, and our industry! Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
At LendNext Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
321 N Central Expressway, Suite 360, McKinney, TX, 75070
Global Integrity Finance specializes in investor financing. If an investor or broker, we want to grow with you while funding the projects. Our loan products specific to long/short term rentals and fix-n-flips. Reach out to us today to with your loan scenario and become approved today.
6401 Eldorado Pkwy, Suite 116, McKinney, TX, 75070
High Country Mortgage Services We’re committed to providing you with the highest level of service, Our broker, Raeanne Hagin has more than 31years experience in the mortgage industry. She has worked in every aspect of the Mortgage Industry which makes her an Expert in her Field. We're passionate about delivering exceptional Customer Service.
Service First Mortgage I provide clients with "Service Beyond Your Expectations My clients enjoy the added benefits of receiving my Home Buyers Privileges program and Preferred Buyer Status. My dedication to serving my clients best interest affords me the gratification of knowing I will always have clients and friends for life.
2150 S. Central Expressway, Suite 310, McKinney, TX, 75070
"Welcome to The CORE Team USA Mortgage - McKinney TX
Our Team of dedicated mortgage professionals have one goal - to provide a superior customer service experience while properly matching our clients with the best home loan product available in the marketplace to assist them with their dream of home ownership."
5900 S Lake Forest Dr, Suite 300, McKinney, TX, 75070
Competitive Home Lending keeps operating costs at a minimum to provide you with low mortgage rates from the best mortgage companies in the nation.
We partner with the top mortgage banks and offer the same mortgage products but at a competitive,wholesale rate.To provide quality mortgage products at a competitive price and exceed client expectation
At Global Integrity Finance we take pride in the fact that we’re a nationally recognized commercial finance company dedicated to providing our clients with the very best of results. Our business lending experts are proud to be paving the way forward in various areas of commercial financing, including:
Hard money Loans
Fix-N-Flip Financing
Inve