In 2026, within Fort-Worth, located in Tarrant County, TX, the USDA loan limit is set at $329,300. On the other hand, the FHA limit for a single-family home is $411,700.
Use the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates, determining income, credit requirements, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan programs side by side, helping you choose the most suitable program for your financial situation in
Evaluate loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $329,300 | 0% |
| FHA | $411,700 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The ambition of Lendersa® is to facilitate the acquisition of the most suitable USDA or FHA loan for you promptly and effortlessly. You can start by selecting one of three pathways leading to matching lenders and relevant USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
