USDA Vs. FHA your options comparison in Watauga, Tarrant County, TX
In 2025, the USDA loan cap in Watauga, located in Tarrant county, TX, is $360,600. Meanwhile, the limit for an FHA loan for a single-family home is $531,300.
Utilize the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates and determine the income, credit, reserves, and documentation needed to qualify. With our enhanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to decide which program in best suits your financial needs.
2025 Loan Limits and Downpayment Guidelines in Watauga, Tarrant, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Watauga, TX
Lendersa® aims to quickly get you the best USDA or FHA loan without hassle. Choose one of three methods to connect with matching lenders and suitable USDA programs.
The USDA home loan, backed by the US Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment.
Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs.
At Heart, we specialize in helping members like family!
Southwest Heritage CU was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members. As of January, 2012, we are proud to say we have well over 7, 500 members & total assets of over $75, 000, 000!Credit Union was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members.
Southwest 66 Credit Union began in late 1948 as a financial cooperative aimed at serving the needs of Permian Basin employees of the Phillips Petroleum company. The first chairman of the board was D.M. Hankings and the first Treasurer was A.W. Brumbelow. The first branch was located in Mr. Brumbelow's home.
Complex Community Federal Credit Union has been open since 1958. The credit union has assets totaling $633.38 Million & provides banking services to more than 40, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working or worshipping in the credit union's geographic area can become a member.
Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.
Legacy Financial FCU is a federally insured FCU offering financial services to residents of Grant and Rapides Parishes.
We offer a variety of loans to meet your needs. What ever you are looking to purchase, the vacation you are wanting to take, home repairs, or any other need that may arise we are here to help.
Valex Federal Credit Union aims to provide lifelong, trusted relationships and the best services available to ensure our members reach their financial goals. At Valex Federal Credit Union, we don't have customers. We have members. If you join the credit union, you become a part-owner in our financial institution.
We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.
In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
