USDA Vs. FHA your options comparison in Watauga, Tarrant County, TX

In 2025, the USDA loan cap in Watauga, located in Tarrant county, TX, is $360,600. Meanwhile, the limit for an FHA loan for a single-family home is $531,300.

Utilize the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates and determine the income, credit, reserves, and documentation needed to qualify. With our enhanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to decide which program in best suits your financial needs.

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2025 Loan Limits and Downpayment Guidelines in Watauga, Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Alternatives in Watauga, TX

Lendersa® aims to quickly get you the best USDA or FHA loan without hassle. Choose one of three methods to connect with matching lenders and suitable USDA programs.

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Understanding USDA Loans in TX

The USDA home loan, backed by the US Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • F Street Group
  • 1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
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  • LendMN
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  • Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Lend MN for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days.
  • ExactLenders LLC
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  • The Mortgage Group
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  • DK Home Loans
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