In 2025, the USDA loan limit in Haltom-City, located in Tarrant county, TX, is $329,300. Meanwhile, the FHA cap for a single-family home is $411,700.
Use the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates. This tool helps you determine the necessary income, credit, reserves, and documentation required to qualify. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, supporting your decision on the best financing program in tailored to your financial situation.
2025 Loan Limits and Downpayment Requirements in Haltom-City, County of Tarrant, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Haltom-City, TX
The mission of Lendersa® is to secure the best possible USDA or FHA loan quickly and effortlessly. Choose one of three starting points to connect with lenders and delve into USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is available solely in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none.
Today Lending team; we are excited about providing clients with the best mortgage options, combined with the lowest rates available. The outstanding mortgage professionals here will work with you one-on-one, to ensure that you get a mortgage that is tailored specifically to meet your home loan needs. Whether you are purchasing your dream home.
From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.
Synergy Federal Credit Union is dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products. To be a growth credit union offering competitive products and services through state of the art delivery outlets while maintaining a sound financial position.
4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
Encentus Federal Credit Union was chartered on March 5, 1970, as St. John Employee’s Federal Credit Union. At that time, our field of membership was limited to employees of St. John’s Hospital. When we expanded our field of membership in 2009, we changed our name to Encentus FCU to reflect our broadened base.
Cityscape we are milestone oriented rather than closing date oriented. Other lenders just work toward a closing date which can lead to problems, delays and a lot of rushing! We set the stage upfront, ask for all the items needed in advance, and keep your file moving at record speed
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HTFFFCU is a full service financial institution located in Houston, Texas. We exclusively serve the Houston Fire Department and their families. This is the official HTFFFCU Facebook page where you are encouraged to participate and engage with the credit union and other fellow members.
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