USDA Vs. FHA Pro and Con comparison in Haltom-City, Tarrant County, TX
In 2026, the USDA loan limit in Haltom-City, located in Tarrant county, TX, is $329,300. Meanwhile, the FHA cap for a single-family home is $411,700.
Use the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates. This tool helps you determine the necessary income, credit, reserves, and documentation required to qualify. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, supporting your decision on the best financing program in tailored to your financial situation.
2026 Loan Limits and Downpayment Requirements in Haltom-City, County of Tarrant, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Haltom-City, TX
The mission of Lendersa® is to secure the best possible USDA or FHA loan quickly and effortlessly. Choose one of three starting points to connect with lenders and delve into USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is available solely in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none.
3501 Western Center Boulevard, Fort Worth, TX, 76137
Lends in Texas
Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.
340 Blue Mound Road, Suite 342, Fort Worth, TX, 76131
Lends in Texas
Member Preferred began in 1935 with a vision to serve the employees of the St. Louis San Fancisco (or Frisco) Railway in Texas.While the name of the railroad has changed from Burlington Northern Railroad in 1981 to the Burlington Northern Santa Fe Railroad in 1995, our mission has stayed the same.
The National Bank of Texas has maintained the same long-term vision. We are a locally owned, independent, community bank that understands the needs of the area and communities we serve. We provide prompt, courteous service, and always strive to establish long-term relationships with our customers.
At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.
Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.
The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.
Capital Connect is your ultimate partner in Texas real estate investment. As a premier hard money lending company, we streamline success by offering faster, more flexible funding than traditional banks. Loans are based on property value, not credit, ensuring a fast process. Our services, like cash-out refinancing with no appraisal, empower investor
AMUSA Commercial Capital is a 31-year-old non-bank small-balance commercial lender funding in most states. We fund most commercial property types. Our loan programs include funding investment and owner-occupied properties. We do not require business or personal tax returns, or financial statements. We have lite doc and no doc programs. We h
