USDA and FHA Pro and Con in Lampasas, Lampasas County, TX
For the year 2025, the limit for USDA loans in Lampasas, located in Lampasas county, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate USDA vs. FHA rates and ascertain the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator lets you simultaneously view USDA, FHA, Conforming, and VA options, assisting you to determine the most suitable program in for your personal financial needs.
2025 Loan Limits and Down Payment Requirements in Lampasas, Lampasas County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Lampasas, TX
At Lendersa®, our mission is to swiftly and easily connect you with the best possible USDA or FHA loans. Begin with any of our three paths to find matching lenders and USDA loan programs that suit your needs.
A USDA home loan is a government-backed loan under the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural regions. This differs from FHA loans that require a minimum down payment of 3.5%, as the USDA mortgage allows for no down payment at all.
Village Mortgage We are a local independent mortgage broker and have been for two decades. We focus on giving you more options. How does having more options help you? A more extensive selection of programs means we can find a mortgage that fits you, not the other way around. All the while getting you what matters most; the lowest rate.
Talon Loan LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Wasatch Peaks Credit Union, our mission is simply stated; yet, it is the root of all we do: Exceeding expectations one member at a time and offers the following products and services: Auto/Boat/RV/ATV Loans, Mortgage Loans, Home Equity Loans/Lines of Credit, Visa® Credit Cards, Savings, CDs/IRAs, FREE Checking, Online Banking.
Goldenwest is among the largest credit unions in Utah, holding $2.3 billion dollars in assets. As a not-for-profit financial cooperative, Goldenwest is owned by its 153, 000+ members. Based in Ogden since it was founded in 1936, the credit union operates 43 branches from Logan to St George, including the USU Credit Union Division in Cache Valley.
3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.
One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.
We help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! Whether you’re a first time home buyer looking for a mortgage or you’re in the market
Priority Processing Mortgage group is a third party contract loan processing company created to help lenders, Loan officers and Mortgage brokers fill a need in their day to day operations. We understand the time and effort it takes to earn the trust and build relationship with your realtors and referral partners.
