USDA and FHA Pro and Con in Lampasas, Lampasas County, TX
For the year 2025, the limit for USDA loans in Lampasas, located in Lampasas county, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate USDA vs. FHA rates and ascertain the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator lets you simultaneously view USDA, FHA, Conforming, and VA options, assisting you to determine the most suitable program in for your personal financial needs.
2025 Loan Limits and Down Payment Requirements in Lampasas, Lampasas County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Lampasas, TX
At Lendersa®, our mission is to swiftly and easily connect you with the best possible USDA or FHA loans. Begin with any of our three paths to find matching lenders and USDA loan programs that suit your needs.
A USDA home loan is a government-backed loan under the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural regions. This differs from FHA loans that require a minimum down payment of 3.5%, as the USDA mortgage allows for no down payment at all.
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