USDA Vs. FHA your options comparison in Lampasas, Lampasas County, TX
For the year 2026, the limit for USDA loans in Lampasas, located in Lampasas county, TX, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate USDA vs. FHA rates and ascertain the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator lets you simultaneously view USDA, FHA, Conforming, and VA options, assisting you to determine the most suitable program in for your personal financial needs.
2026 Loan Limits and Down Payment Requirements in Lampasas, Lampasas County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Lampasas, TX
At Lendersa®, our mission is to swiftly and easily connect you with the best possible USDA or FHA loans. Begin with any of our three paths to find matching lenders and USDA loan programs that suit your needs.
A USDA home loan is a government-backed loan under the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural regions. This differs from FHA loans that require a minimum down payment of 3.5%, as the USDA mortgage allows for no down payment at all.
MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter
The mission of First State Bank of Burnet is to make a profit for its shareholders while serving the financial needs of our communities, businesses, & citizens. First State Bank of Burnet is a responsible citizen & a business leader of our communities, and we will not knowingly take actions that are adverse to the best interest of our communities.
Greater Central Texas Federal Credit Union has been open since 1957. The credit union has assets totaling $31.67 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
Wiley T. Murray was one of the first settlers in the San Saba valley, arriving about 1855. An Alabama native, he came here from Williamson County to open a general merchandise store to serve early settlers on the frontier. Murray was also a fine judge of horseflesh and bought and sold horses. When the civil war broke out in 1860,
Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.
First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.
Heights Finance provides installment loans and related products designed to help hardworking, everyday people get the money they need to help make ends meet. Heights Finance has become one of America’s leading consumer finance companies. Today we have over 100 branches, each staffed with friendly.
Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.
Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.
