USDA Vs. FHA your options comparison in Seabrook, Harris County, TX
In 2025, within Seabrook, located in the county of Harris, TX, the USDA loan limit is set at $336,500. Meanwhile, the FHA limit applicable for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates for today, and discern the income, credit reserves, and documents required to qualify. With our advanced mortgage calculator, you can conduct a side-by-side analysis of USDA, FHA, Conforming, and VA options, guiding you in selecting the program best suited to your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Seabrook, Harris, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Seabrook, TX
Lendersa®'s goal is to connect you with the best possible USDA or FHA loan swiftly and without complications. Select one of three starting points designed to link you with matching lenders and suitable USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture—often referred to as the USDA rural development loan or USDA mortgage—is only available in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage requires no down payment.
Midwest Family Federal Credit Union came to be as a result of employees of Midwest Steel looking for convenient ways to do their banking. This vision came to life thanks to George Paulsen and Mel Edwards along with Rudy Geissler, Oscar Klements, Harry Jones, Robert Malis, and Robert Hale.
GESB Sheet Metal Workers Federal Credit Union has serviced its members and their families since 1960. We continue to offer very competitive rates and unique services to meet the needs of our members. Membership in the Credit Union is open to anyone working at any of our select employee groups and their immediate family members.
Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
Banquet Financial was opened to provide customers with a viable alternative to dealing with payday loans and banks, to help those who are in need of short-term loans.
We offer title loans along with consumer installment loans to Illinois residents. Banks are becoming tougher to deal with, and payday loans are just too expensive.
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Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer
MEFCU is operated under a charter which was granted in accordance with the Federal Credit Union Act, Public Law 86-354. Memorial Employees Federal Credit Union is governed by laws, rules & regulations of the National Credit Union Administration. Our mission is to grow along with our sponsor by providing lifelong personal service.
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4000 Hollywood Blvd, Suite 555-S, Hollywood, FL, 33021
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