USDA VS FHA in Taylor-Lake-Village, Harris County, TX

For 2026, within Taylor-Lake-Village in the county of Harris, TX, the USDA loan limit is flagged at $285,000. In contrast, the FHA loan cap for a single-family home is set at $356,362.

To compare today's premier USDA and FHA rates, utilize the Lendersa® USDA loan calculator. It also helps ascertain the income, credit, reserves, and documentation you'll need for eligibility. With our cutting-edge mortgage calculator, you can take a comprehensive look at USDA, FHA, Conforming, and VA options side by side, assisting in selecting the ideal program for your financial status in .

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2026 Loan Limits and Payment Requirements in Taylor-Lake-Village, County of Harris, TX

Loan Type Cap Minimum Down
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Alternatives in Taylor-Lake-Village, TX

At Lendersa®, our mission is to seamlessly connect you with the most advantageous USDA or FHA loan options available, quickly and without hassle. You can begin with one of three approaches to match with lenders and USDA loan schemes.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in TX

The USDA home loan, endorsed by the Department of Agriculture, is also called a USDA rural development loan or mortgage, and it is specifically available in rural regions. This contrasts with FHA loans, which require at least a 3.5% down payment, as USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Senior Funding Associates
  • 23801 Calabasas Road, Suite 2018, Calabasas, CA, 91302
  • Senior Funding Associates enjoy helping our customers discover how a Reverse Mortgage can safely provide financial peace of mind. They've earned the opportunity to turn some of their home value into federally insured money, while continuing to own and live in their homes. Since 1989, I have personally originated and closed over 2, 000.

  • Wembley's Inc
  • 5000 North Parkway, Suite 114, Calabasas, CA, 91302
  • Wembley’s Inc is a real estate company that provides both realtor and lending solutions - with an emphasis on customer service. We are committed to serving the needs of our community with the highest level of respect and professionalism. Our associates are here to assist in the sale or purchase of prime commercial real estate.

  • Barcode Financial
  • 22231 Mulholland Highway, Suite 117, Calabasas, CA, 91302
  • At Barcode Financial, we never forget that we are consumers. We refuse to internalize the cynicism that comes from being professional sellers. As your partner, we bring a strong and independent voice. That’s why we are valuable. Most clients we represent require solutions which address both short and long-term issues.

  • The Arch Corporation
  • 26565 West Agoura Road, Suite 200, Calabasas, CA, 91302
  • Arch Corporation is a unique full-service private money broker and lender. We can connect you with a wide variety of competitive financing products which you can use to purchase a home, multi-family units, office buildings, hotels and industrial properties. We finance ground-up construction projects in most states Nationwide

  • Brave Mortgage Inc.
  • 4505 Las Virgenes Road, Suite 210, Calabasas, CA, 91302
  • Brave Mortgage offers you a commitment to excellence and an enhanced experience that will cater to every individual’s needs. Bringing you a wide range of residential mortgage products including conventional, government, and jumbo loans, Brave Mortgage has proven to be a direct lender that borrowers can truly rely on.

  • Quality Direct Funding
  • 5447 Villawood Circle, Calabasas, CA, 91302
  • Quality Direct Funding is a mortgage broker in Calabasas, Ca whose mission it is to serve its customers with the honesty, integrity and competence that they expect. Our goal is to provide the highest quality loans at the most competitive rates. Whether you are a first-time homebuyer, current homeowner or real estate investor.

  • 24 Hr Mortgage
  • 4500 Park Granada, Suite 22, Calabasas, CA, 91302
  • seasoned mortgage professionals, we offer the highest level of customer service in residential financing. We provide clients with the best possible scenarios, including current market information competitively low interest rates and a wide array of products offered by lenders, to help make their decisions comfortably. Furthermore.

  • Bernal Stephen E
  • 5023 North Parkway, Calabasas, CA, 91302
  • Steve is not your typical “Mortgage Broker.” He is a Mortgage and Financial Consultant—an expert in real estate financing and a trusted advisor who does much more than find you a mortgage with the lowest rate Known for his warmth, insight and integrity, he is passionate about leveraging your mortgage as a valuable investment tool to create wealth.

  • Westcorp Capital, Inc.
  • 23901 Calabasas Road, Suite 2000, Calabasas, CA, 91302
  • Westcorp Capital is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Priority Financial Network
  • 5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
  • Priority Financial Network is an equal housing lender and operates as a privately-owned, Fannie Mae, Freddie Mac and FHA approved Mortgage Banker, and offers our clients a diverse portfolio of loan options to fit any loan scenario. We provide borrowers with the advantages and resources of larger financial institutions

  • Marquee Funding Group
  • 24025 Park Sorrento, Suite 150, Calabasas, CA, 91302
  • Marquee Funding Group, Inc. is a full service mortgage banking firm specializing in the origination, investment sale, and servicing of privately placed real estate loans more commonly known as hard money / private equity loans.

  • ALTLOAN
  • 5016 North Parkway Calabasas Suite 200, Calabasas, CA, 91302
  • ALTLOAN sources the best available capital for residential Non-QM loans with easy guidelines and competitive rates. All loans are underwritten in-house to ensure easy execution and fast closings for Mortgage Brokers. All Underwriters, Account Managers and Account Executives have 5+ years experience in the mortgage business with Non-QM experience.