USDA Vs. FHA Pro and Con comparison in Taylor-Lake-Village, Harris County, TX

For 2025, within Taylor-Lake-Village in the county of Harris, TX, the USDA loan limit is flagged at $285,000. In contrast, the FHA loan cap for a single-family home is set at $356,362.

To compare today's premier USDA and FHA rates, utilize the Lendersa® USDA loan calculator. It also helps ascertain the income, credit, reserves, and documentation you'll need for eligibility. With our cutting-edge mortgage calculator, you can take a comprehensive look at USDA, FHA, Conforming, and VA options side by side, assisting in selecting the ideal program for your financial status in .

Review loan proposals from 100 different lenders

2025 Loan Limits and Payment Requirements in Taylor-Lake-Village, County of Harris, TX

Loan Type Cap Minimum Down
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Alternatives in Taylor-Lake-Village, TX

At Lendersa®, our mission is to seamlessly connect you with the most advantageous USDA or FHA loan options available, quickly and without hassle. You can begin with one of three approaches to match with lenders and USDA loan schemes.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in TX

The USDA home loan, endorsed by the Department of Agriculture, is also called a USDA rural development loan or mortgage, and it is specifically available in rural regions. This contrasts with FHA loans, which require at least a 3.5% down payment, as USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fairview Lending
  • 1425 Del Prado Blvd S., Cape Coral, FL, 33990
  • Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.
  • JW CAPITAL
  • 1800 Pembrook Dr. Suite 300, Orlando, FL, 32810
  • JW Capital Company is a mortgage brokerage. We shop numerous lenders to ensure our clients always get a great deal. Our clients receive wholesale interest rates, faster closings (2 to 3 weeks) and excellent customer service throughout the process. This combined with state of the art technology provides an overall stress free experience.
  • Mortgage Equity Partners, Orlando/Winter Park
  • 5222 Andrus Ave, Suite A, Orlando, FL, 32810
  • Mortgage Equity Partners is comprised of former leaders and executives from prominent “national lenders.” The principals alone have over 100 years combined experience in the mortgage industry.Your mortgage is one of the most, if not the most, important financial transaction in your life.
  • FBC Mortgage: Debra Ellen Clark
  • 1230 Commerce Park Drive, Suite 320, Longwood, FL, 32779
  • RMC Home Mortgage, LLC is a joint venture between FBC Mortgage, LLC and Maronda Homes. Our focus is on providing our clients with industry best service, aiming to simplify the mortgage process and help you afford the new construction home of your dreams. We accomplish this by offering a wide array of mortgage products with competitive rates.
  • Radar Mortgage LLC
  • 120 Raintree Drive, Longwood, FL, 32779
  • At Radar Mortgage, we believe that a slick phone app cannot take the place of personalized service. Your situation is not like anyone else’s. Trying to fit you into a one loan fits all mentality makes it easier for the mortgage company, but it won’t be the best solution for you..
  • Mortgage Factor
  • 436 Newton PL, Longwood, FL, 32779
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."
  • Adolfo Ruiz
  • 801 S Sweetwater Blvd, Longwood, FL, 32779
  • The resourceful & skilled team at SEFS, LLC is eager to help you reach your dreams. Adolfo Ruiz joined the mortgage industry in 1995 through a residential correspondent lender, a subsidiary to a residential builder.Adolfo quickly adapted to meet projected quarterly earnings through, processing, origination,secondary markets,closings & compliance.
  • SORCI HOME SOLUTIONS & ASSOCIATES LLC
  • 2101 W State Rd 434, Suite #102, Longwood, FL, 32779
  • Sorci Home Solutions has access to multiple investors through our wholesale channels. We do the shopping for you! This saves you time and money by providing you with solid information on your loan options and the lowest rates in the industry. Typically consumers think their only choice is to go to their local retail bank or retail lender.
  • Bank of Yates City
  • 107 E Main Street, Yates City, IL, 61572
  • The Bank of Yates City is an independent, full service bank serving consumers, small business, and agricultural customers. We will promote and invest in the well-being of the community. We have a commitment to delivering the highest quality products and services to our customer base and are dedicated to accommodating the growing demand.
  • Next Gear Mortgage Company
  • 16840 Drennan Rd, Colorado Springs, CO, 80928
  • Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders
  • Angel Mortgage Services Inc
  • 773 S Kirkman Rd, Suite 114, Orlando, FL, 32811
  • We take pride in providing you with first-rate service and not only appreciate but look forward to the opportunity to assist you with your mortgage needs. Ike Darius the founder and CEO of Angel Mortgage Services. Over the course of 19 years Ike have been involved, in some form or another, the mortgage profession.
  • Park Square Home Mortgage, LLC
  • 5200 Vineland Rd, Suite 250, Orlando, FL, 32811
  • Park Square Home Mortgage is a joint venture between Park Square Homes and FBC Mortgage, LLC. PSH Mortgage focuses on providing its customers with industry best service. We offer a wide array of competitive mortgage products with expertise in every area of residential mortgage lending from purchasing to refinancing to construction lending