For 2025, within Taylor-Lake-Village in the county of Harris, TX, the USDA loan limit is flagged at $285,000. In contrast, the FHA loan cap for a single-family home is set at $356,362.
To compare today's premier USDA and FHA rates, utilize the Lendersa® USDA loan calculator. It also helps ascertain the income, credit, reserves, and documentation you'll need for eligibility. With our cutting-edge mortgage calculator, you can take a comprehensive look at USDA, FHA, Conforming, and VA options side by side, assisting in selecting the ideal program for your financial status in
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| Loan Type | Cap | Minimum Down |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, our mission is to seamlessly connect you with the most advantageous USDA or FHA loan options available, quickly and without hassle. You can begin with one of three approaches to match with lenders and USDA loan schemes.
The USDA home loan, endorsed by the Department of Agriculture, is also called a USDA rural development loan or mortgage, and it is specifically available in rural regions. This contrasts with FHA loans, which require at least a 3.5% down payment, as USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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