USDA and FHA Pro and Con in Oak-Ridge-North, Montgomery County, TX
For 2025, in Oak-Ridge-North, within Montgomery county, TX, the USDA loan limit is $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Make use of the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to help you decide which program best suits your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Oak-Ridge-North, Montgomery, TX
Type of Loan
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Oak-Ridge-North, TX
Lendersa® strives to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to match you with lenders and USDA loan offerings that meet your needs.
A USDA home loan, endorsed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively offered in rural locations. Unlike FHA loans demanding a minimum down payment of 3.5%, USDA loans require no down payment to access.
42633 Garfield Rd, Suite 315, Clinton Township, MI, 48038
John started Sock Mortgage in July of 2020. He began Sock Mortgage with a mission to change the mortgage experience for his borrowers. With over 10 years of mortgage experience on both the wholesale and retail side, John has had the opportunity to see the good and bad of the mortgage industry.
At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.
43260 Garfield, Suite 250, Clinton Township, MI, 48038
"Victory Home Loans is a wholesale brokerage that was established in December of
2000. Scott Van Sickle is the broker & brings over 15 years of combined
mortgage & real estate experience to the table.Being a wholesale broker gives us
the unique advantage of giving superior service while at the same time delivering
very competitive rates and
Nowland Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Cranbrook Loans is a retail residential mortgage corporation with significant executive experience. We have a stellar reputation with industry leading consumer protections. We offer direct lending options as well as the ability to broker loans when necessary. This enables us to make sure we’re always competitive with a one stop shop product line.
In 1903 four brothers chartered Lincoln State Bank in Glenburn, ND. In 1935, upon request by several Hankinson, ND merchants, the Healy family moved the charter to Hankinson. The bank continued to serve Glenburn for a number of years through the operation of a paying and receiving station.
8155 Annsbury Drive, Suite 102, Shelby Township, MI, 48316
For over 25 years, we have been helping families across Michigan achieve their dream of home ownership We specialize in a variety of home loans, including Conventional, FHA, more loan products.Dante Rosa Home Loans, LLC is here for your home loan and mortgage needs, whether it be purchasing the home of your dreams.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6441 Thorneycroft Drive, Shelby Township, MI, 48316
Our mission is to provide every home buyer with competitively priced residential mortgage financing. As a mortgage industry leader, we are committed to customizing your home loan so you and your family can enjoy the personal benefits of homeownership. As a responsible lending leader.
7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316
Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.
