USDA Vs. FHA Pro and Con comparison in Spring, Harris County, TX
In 2025, the USDA loan threshold in Spring, county of Harris, TX, is set at $336,500, whereas the FHA ceiling for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate the current top USDA versus FHA rates and identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you determine the most suitable program in for your particular financial situation.
2025 Loan Limits and Down Payment Requirements in Spring, County of Harris, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Spring, TX
Lendersa® aims to rapidly help you secure the best possible USDA or FHA loan without hassle. You can start from three different paths to connect with lenders and explore USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
6343 W 120th Ave, Suite 110, Broomfield, CO, 80020
Colorado Real Estate Brokers, we aim to offer our clients not only exceptional service, but also unparalleled results. We focus on Commercial Real Estate Sales & Leasing along the Front Range and have over 25 years combined experience and My goal as the owner of a real estate brokerage.
At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
The First National Bank of Brooksville is located in Brooksville, KY, United States and is part of the Depository Credit Intermediation Industry We offer Real Estate Loans- Fixed and Variable
Auto Loans
Farming Expense Loans
Business Loans
Personal Loans
Home Equity Loans
Farm Operating Loans
Farm Purchase Loans.
We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey. Our team is trained at the highest level to offer Conventional, FHA, USDA, VA, Jumbo, Reverse, Renovation Mortgages and Construction loans.
Since our founding in 1938, we have been devoted to serving the Earlville, Paw Paw and Sublette Communities with world-class customer service and high-quality products. We are committed to building long lasting customer relationships and strive to be among the very best in everything we do. We work hard to surpass the expectations of our shareholde
600 Corporation Dr, Suite 200, Pendleton, IN, 46064
GVC Mortgage began with a desire to emphasize the value of home ownership and simplify the home loan process. It is this commitment to homebuyers that allows the company to grow and assist families in the purchase of their dream homes. Since 1996, GVC Mortgage has served over 32,000 borrowers and provided over $4 billion in total funded loans.
Someday Mortgage takes a modern approach to serving our borrowers best interests! We offer free side-by-side consultations comparing a variety of options to ensure we find the best rates and terms for the next phase of your life. We offer industry leading mortgage services where we actively seek to beat, or at least match, competing rates!
Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
