USDA Vs. FHA your options comparison in Mineral-Wells, Palo Pinto County, TX
In 2025, the USDA loan limit in Mineral-Wells, within the county of Palo Pinto, TX, is $285,000, while the FHA limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to analyze and compare the best USDA and FHA rates available today, and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most appropriate program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Mineral-Wells, Palo Pinto, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discovering USDA and FHA Loan Options in Mineral-Wells, TX
The objective of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and without difficulty. Start with any of the three pathways to connect with lenders and the corresponding USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture and referred to as the USDA rural development loan or USDA mortgage, available only in rural communities. In contrast to FHA loans that need a down payment of at least 3.5%, USDA mortgages require no down payment whatsoever.
Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple
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Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
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Credit untion members can save big with trusted US companies through various discounts. So, whether you're looking to save on something as large as a new vehicle