USDA Vs. FHA your options comparison in Mineral-Wells, Palo Pinto County, TX

In 2025, the USDA loan limit in Mineral-Wells, within the county of Palo Pinto, TX, is $285,000, while the FHA limit for a single-family residence is $356,362.

Use the Lendersa® USDA loan calculator to analyze and compare the best USDA and FHA rates available today, and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most appropriate program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Mineral-Wells, Palo Pinto, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discovering USDA and FHA Loan Options in Mineral-Wells, TX

The objective of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and without difficulty. Start with any of the three pathways to connect with lenders and the corresponding USDA loan programs.

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Understanding the USDA Loan in TX

The USDA home loan is backed by the U.S. Department of Agriculture and referred to as the USDA rural development loan or USDA mortgage, available only in rural communities. In contrast to FHA loans that need a down payment of at least 3.5%, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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