In 2025, the USDA loan cap in Winnsboro, Wood county, TX is $336,500; for FHA, it's $472,030 per single-family home.
Utilize Lendersa®'s USDA loan calculator to contrast the current USDA and FHA rates, along with the needed income, credit, reserves, and documents for qualification. Featuring our detailed mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to find the best option in Alabama.
2025 Loan Limits and Down Payment Needs in Winnsboro, Wood, TX
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Winnsboro, TX
Lendersa® aims to quickly connect you with the best USDA or FHA loan without the usual impediments. Opt from three different starting points to align with lenders and USDA loan offerings.
A USDA home loan, sanctioned by the Department of Agriculture, otherwise referred to as a USDA mortgage or rural development loan, is solely accessible in rural districts. It differs from FHA loans requiring a 3.5% minimum down payment as it requires none.
Farmers State Bank is a locally owned and operated Community Bank. Our full service locations are available in Harrisburg, Illinois, Marion, Illinois and Alto Pass, Illinois. We are a FULL SERVICE COMMUNITY Bank. Expert Knowledge in Commercial Lending, Consumer Lending, Mortgage Lending, Agricultural Lending.
Bank of Walker County is owned by local people for local people. The decision may take a few minutes, a few hours or a few days, but if it is legal, moral, without undue risk and if our staff thinks it is doable, count on us to be more flexible and innovative in meeting your needs than any other bank
The Bank of Perry County was founded in 1905. With the motto of “The Bank on the Go, ” we have provided fast and courteous service to our customers. With three convenient locations in Perry and Lewis County, the employees at the Bank of Perry County have been committed to getting to know their customers on a personal level and providing them with e
Since 1902, Grand Rivers Community Bank has served the needs of Pulaski County on a personal level. Though you are our customers, you are a lot more than that. You are fellow community members, neighbors — even family and friends. And that's exactly how we treat you. We get to know your personal goals and dreams.
Chester National Bank is located approximately 60 miles south of St. Louis, Missouri on the Mississippi River with its Main Office located in Chester, Illinois, "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office in Chester, IL with two full service offices.
AJNB is proud to be the bank of choice for convenience and customer service in the area. With over a century of service, we have the knowledge and experience that our community has grown to trust and expect. We offer three locations with friendly and knowledgeable staff to serve you.
Anna State Bank opened for business on September 18, 1930. When the bank first opened at the corner of Main Street and Vienna Street in Anna, the bank’s resources were around $300, 000, compared to over $75 million today.
A.W. Walter was the first President of the bank and was succeeded in 1934 by P.M. West who held the position for many years
The Missouri Bank is an independently-owned and operated community bank primarily serving Warren, St. Charles, Pettis, Boone and Gasconade counties. Established in 1939, it is the oldest bank in Warrenton. We’ve been an industry leader in community banking since our inception, providing the latest in financial technologies to meet the needs.
Jefferson Bank & Trust was organized & incorporated in Missouri on July 20, 1892. It was one of the earliest neighborhood banks in the City of Saint Louis.The bank’s 1st location was at the Northwest corner of Jefferson and Franklin. Over the last century, Jefferson Bank and Trust has earned an enviable reputation.
