USDA Vs. FHA your options comparison in Winnsboro, Wood County, TX
In 2025, the USDA loan cap in Winnsboro, Wood county, TX is $336,500; for FHA, it's $472,030 per single-family home.
Utilize Lendersa®'s USDA loan calculator to contrast the current USDA and FHA rates, along with the needed income, credit, reserves, and documents for qualification. Featuring our detailed mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to find the best option in Alabama.
2025 Loan Limits and Down Payment Needs in Winnsboro, Wood, TX
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Winnsboro, TX
Lendersa® aims to quickly connect you with the best USDA or FHA loan without the usual impediments. Opt from three different starting points to align with lenders and USDA loan offerings.
A USDA home loan, sanctioned by the Department of Agriculture, otherwise referred to as a USDA mortgage or rural development loan, is solely accessible in rural districts. It differs from FHA loans requiring a 3.5% minimum down payment as it requires none.
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715 Peachtree St NE, Suite 100 & 200, Atlanta, GA, 30308
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308
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When we formed back in 2007, we felt that our community deserved the personal and professional service that only a local bank could deliver. We made it our goal to ingrain ourselves into the community, to learn its unique needs and to take our knowledge to serve the business owners, entrepreneurs, homeowners and consumers in our market.
"Madison County Bank takes pride in still having the friendly personal touch that has been our hallmark since we began in 1888.
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980 Johnson Ferry Road, Suite 190, Atlanta, GA, 30342
Northside Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid
We are a direct lender and are approved as a seller and servicer by the Federal National Mortgage Association (Fannie Mae) and the Government National Mortgage Association (Ginnie Mae). We operate as a Federal Housing Administration (FHA) Direct Endorsement Lender and a Veterans Administration (VA) authorized underwriter.
